Mortgage Lenders and Brokers in Rochester, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rochester, Pennsylvania mortgage lenders include Freedom United Federal Credit UnionFreedom United Federal Credit Union283 Adams St, ROCHESTER, PA 15074 2143A+5.0 ★Texas Ratio: 1.16%, Farmers Building and Savings BankFarmers Building and Savings Bank290 W Park St, Rochester, PA 15074, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Huntington National BankHuntington National Bank2706 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 3.66%, West Aircomm Federal Credit UnionWest Aircomm Federal Credit Union2015 Main St, Aliquippa, PA 15001 2724A5.0 ★Texas Ratio: 9.34%, Citizens Bank, NACitizens Bank, NA907 22nd St, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 5.44%, Chrome Federal Credit UnionChrome Federal Credit Union1001 Horizon Vue Dr, Canonsburg, PA 15317A+5.0 ★Texas Ratio: 3.81%, USX Federal Credit UnionUSX Federal Credit UnionPO Box 1728, Cranberry Twp, PA 16066 0728, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, and Clearview Federal Credit UnionClearview Federal Credit Union2646 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rochester, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rochester are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rochester, Pennsylvania
Market share is the lender's share of all home loans closed in Rochester, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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283 Adams St, ROCHESTER, PA 15074 2143 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 6 | 11.3% | 85.7% | $41,666 | View |
Farmers Building and Savings Bank
290 W Park St, Rochester, PA 15074 |
Conventional | 1 | 1.9% | 100% | $105,000 | |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +2 HELOCs |
7.5% | 100% | $127,500 | View |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
FHA, VA, HELOC | 2 +2 HELOCs |
3.8% | 66.7% | $95,000 | View |
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2015 Main St, Aliquippa, PA 15001 2724 A5.0 ★Texas Ratio: 9.34% |
Conventional | 2 | 3.8% | 100% | $65,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
FHA | 1 | 1.9% | 100% | $85,000 | View |
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1001 Horizon Vue Dr, Canonsburg, PA 15317 A+5.0 ★Texas Ratio: 3.81% |
Conventional | 1 | 1.9% | 100% | $215,000 | View |
USX Federal Credit Union
PO Box 1728, Cranberry Twp, PA 16066 0728 |
Conventional | 1 | 1.9% | 100% | $75,000 | |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1.9% | 100% | $185,000 | View |
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2646 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.10% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Howard Hanna Financial Services, Inc
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FHA | 3 | 5.7% | 100% | $118,333 | |
Victorian Finance, LLC
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Conventional | 2 | 3.8% | 100% | $105,000 | |
Movement Mortgage, LLC
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Conventional, FHA, USDA | 9 | 17% | 100% | $130,555 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 5 | 9.4% | 83.3% | $119,000 | |
Rocket Mortgage
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Conventional | 2 | 3.8% | 50% | $75,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 3.8% | 100% | $175,000 | |
Mortgage Research Center
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VA | 2 | 3.8% | 100% | $140,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 1.9% | 100% | $85,000 | |
Resicentral LLC
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FHA | 1 | 1.9% | 100% | $195,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 1.9% | 100% | $145,000 | |
Schumacher Mortgage LLC
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Conventional | 1 | 1.9% | 50% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.9% | 100% | $155,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 1.9% | 100% | $35,000 | |
Stockton Mortgage Corporation
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USDA | 1 | 1.9% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.9% | 100% | $135,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.9% | 100% | $35,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Rochester Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rochester, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Rochester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rochester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rochester, PA
Use these to narrow the list above. Each category shows how many Rochester, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Rochester, PA
Independent mortgage companies closed 60.4 percent of home loans in Rochester, Pennsylvania in 2025, banks 18.9 percent and credit unions 20.8 percent. Howard Hanna Financial Services, Inc was the largest mortgage company, Farmers Building and Savings Bank the largest bank and Freedom United Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Freedom United Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rochester, PA
By home loans closed in 2025, Freedom United Federal Credit Union was the largest mortgage lender in Rochester, Pennsylvania with 6 loans, about 11.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Rochester, Pennsylvania in 2025, led by Howard Hanna Financial Services, Inc with 3. 5 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 7 credit unions closed home loans in Rochester, Pennsylvania in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rochester, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rochester, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rochester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
