Mortgage Lenders and Brokers in Oval, Pennsylvania
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Oval, Pennsylvania mortgage lenders include Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, Journey BankJourney Bank2 W Central Ave, Avis, PA 17721A+5.0 ★Texas Ratio: 4.57%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, First Commonwealth BankFirst Commonwealth Bank2724 Harts Run Rd, Allison Park, PA 15101A5.0 ★Texas Ratio: 10.25%, Horizon Federal Credit UnionHorizon Federal Credit Union217 W BALD EAGLE ST, LOCK HAVEN, PA 17745A-5.0 ★Texas Ratio: 14.99%, Meridian BankMeridian Bank1301 Skippack Pike, Blue Bell, PA 19422C3.9 ★Texas Ratio: 27.97%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, Jersey Shore State BankJersey Shore State BankWarren, PA, Susquehanna Community BankSusquehanna Community BankWellsboro, PA, and Service 1St Federal Credit UniService 1St Federal Credit UniDanville, PA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oval, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oval are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oval, Pennsylvania
Market share is the lender's share of all home loans closed in Oval, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 6 +2 HELOCs |
17.6% | 85.7% | $101,666 | View |
|
2 W Central Ave, Avis, PA 17721 A+5.0 ★Texas Ratio: 4.57% |
Conventional, HELOC | 4 +6 HELOCs |
11.8% | 100% | $247,500 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 3 | 8.8% | 100% | $175,000 | View |
|
2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
Conventional, HELOC | 2 +1 HELOCs |
5.9% | 100% | $115,000 | View |
|
217 W BALD EAGLE ST, LOCK HAVEN, PA 17745 A-5.0 ★Texas Ratio: 14.99% |
Conventional | 1 | 2.9% | 100% | $35,000 | View |
|
1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 2.9% | 100% | $325,000 | View |
|
1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 2.9% | 100% | $455,000 | View |
Jersey Shore State Bank
|
Conventional, HELOC | 2 +15 HELOCs |
5.9% | 100% | $205,000 | |
Susquehanna Community Bank
|
Conventional | 1 | 2.9% | 100% | $175,000 | |
Service 1St Federal Credit Uni
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Primelending
|
Conventional, FHA | 4 | 11.8% | 100% | $160,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.9% | 100% | $285,000 | View |
United Wholesale Mortgage
|
VA | 1 | 2.9% | 50% | $575,000 | |
Goodleap, LLC
|
FHA | 1 | 2.9% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 2.9% | 100% | $655,000 | |
Amerisave Mortgage Company
|
VA | 1 | 2.9% | 100% | $145,000 | |
Cmg Mortgage Inc
|
USDA | 1 | 2.9% | 100% | $215,000 | |
New Day Financial, LLC.
|
VA | 1 | 2.9% | 100% | $345,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 2.9% | 100% | $515,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 2.9% | 100% | $255,000 |
Oval Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oval, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Oval? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oval in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oval, PA
Use these to narrow the list above. Each category shows how many Oval, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Oval, PA
Independent mortgage companies closed 23.5 percent of home loans in Oval, Pennsylvania in 2025, banks 64.7 percent and credit unions 11.8 percent. United Wholesale Mortgage was the largest mortgage company, Northwest Bank the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Northwest Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oval, PA
By home loans closed in 2025, Northwest Bank was the largest mortgage lender in Oval, Pennsylvania with 6 loans, about 17.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Oval, Pennsylvania in 2025, led by Primelending with 2. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Oval, Pennsylvania in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oval, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oval, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oval. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
