Mortgage Lenders and Brokers in New Albany, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New Albany, Pennsylvania mortgage lenders include Citizens & Northern BankCitizens & Northern Bank19179 Route 522, Beaver Springs, PA 17812A5.0 ★Texas Ratio: 10.85%, Ps BankPs Bank100 Old Lackawanna Trl, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 0.61%, Community Bank, N.A.Community Bank, N.A.1701 Chew St, Allentown, PA 18104A+5.0 ★Texas Ratio: 3.83%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, PALCO Federal Credit UnionPALCO Federal Credit Union191 Chad Rd, Muncy, PA 17756 8146A+5.0 ★Texas Ratio: 0.66%, First Citizens Community BankFirst Citizens Community Bank300 Main St, Blossburg, PA 16912A5.0 ★Texas Ratio: 11.39%, P&G Mehoopany Employees FCUP&G Mehoopany Employees FCU2859 SR 309 HWY, Dallas, PA 18612A+5.0 ★Texas Ratio: 0.38%, The Ephrata National BankThe Ephrata National Bank351 S 7th St, Akron, PA 17501A+5.0 ★Texas Ratio: 4.34%, and Citizens Bank, NACitizens Bank, NA907 22nd St, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Albany, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Albany are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New Albany, Pennsylvania
Market share is the lender's share of all home loans closed in New Albany, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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19179 Route 522, Beaver Springs, PA 17812 A5.0 ★Texas Ratio: 10.85% |
Conventional, HELOC | 6 +5 HELOCs |
9.7% | 75% | $106,666 | View |
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100 Old Lackawanna Trl, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 6 | 9.7% | 77.8% | $61,666 | View |
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1701 Chew St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 5 | 8.1% | 100% | $73,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 2 | 3.2% | 100% | $210,000 | View |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 50% | $125,000 | View |
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191 Chad Rd, Muncy, PA 17756 8146 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 1.6% | 100% | $25,000 | View |
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300 Main St, Blossburg, PA 16912 A5.0 ★Texas Ratio: 11.39% |
Conventional | 1 | 1.6% | 100% | $85,000 | View |
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2859 SR 309 HWY, Dallas, PA 18612 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 1.6% | 33.3% | $55,000 | View |
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351 S 7th St, Akron, PA 17501 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 1.6% | 100% | $455,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3100 West Tilghman Street, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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FHA | 1 | 1.6% | 100% | $145,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 1.6% | 100% | $265,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.6% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 11 | 17.7% | 100% | $189,545 | View |
Rocket Mortgage
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Conventional, VA | 5 | 8.1% | 71.4% | $139,000 | |
Mortgage Research Center
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VA | 3 | 4.8% | 100% | $308,333 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 3.2% | 66.7% | $215,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 1.6% | 100% | $145,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 1.6% | 100% | $215,000 | |
SWBC Mortgage Corporation
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VA | 1 | 1.6% | 100% | $145,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
VA | 1 | 1.6% | 100% | $175,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $255,000 | |
Kind Lending, LLC
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USDA | 1 | 1.6% | 100% | $185,000 | |
Movement Mortgage, LLC
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FHA | 1 | 1.6% | 100% | $145,000 | |
loanDepot.com LLC
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VA | 1 | 1.6% | 100% | $85,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 1.6% | 50% | $175,000 | |
Visions Federal Credit Union
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Conventional | 1 | 1.6% | 50% | $35,000 | |
Nationstar Mortgage
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FHA | 1 | 1.6% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 1.6% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.6% | 100% | $255,000 |
New Albany Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New Albany, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in New Albany? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Albany in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New Albany, PA
Use these to narrow the list above. Each category shows how many New Albany, PA lenders fit and what that kind of lender is usually best for.
Who Lends in New Albany, PA
Independent mortgage companies closed 35.5 percent of home loans in New Albany, Pennsylvania in 2025, banks 51.6 percent and credit unions 12.9 percent. Newrez LLC was the largest mortgage company, Citizens & Northern Bank the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Citizens & Northern Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New Albany, PA
By home loans closed in 2025, Citizens & Northern Bank was the largest mortgage lender in New Albany, Pennsylvania with 6 loans, about 9.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in New Albany, Pennsylvania in 2025, led by Ixonia Bank with 6. 7 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 7 credit unions closed home loans in New Albany, Pennsylvania in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Albany, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Albany, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Albany. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
