Honesdale, Pennsylvania mortgage lenders include The Honesdale National BankThe Honesdale National Bank1207 Texas Palmyra Hwy, Honesdale, PA 18431A+5.0 ★Texas Ratio: 1.92%, Wayne BankWayne Bank717 Main St, Honesdale, PA 18431A5.0 ★Texas Ratio: 10.36%, The Dime BankThe Dime Bank820 Church St, Honesdale, PA 18431A5.0 ★Texas Ratio: 9.00%, Peoples Security Bank and Trust CompanyPeoples Security Bank and Trust Company1001 Main St, Honesdale, PA 18431A+5.0 ★Texas Ratio: 2.51%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Citizens Savings BankCitizens Savings Bank335 Willow Ave, Honesdale, PA 18431A+5.0 ★Texas Ratio: 1.51%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, Nbt Bank NANbt Bank NA3 Kennedy Dr, Archbald, PA 18403A+5.0 ★Texas Ratio: 3.43%, Citizens Bank, NACitizens Bank, NA907 22nd St, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 5.44%, and Fidelity Deposit & Discount BankFidelity Deposit & Discount Bank303 Pennsylvania Ave, Bangor, PA 18013A+5.0 ★Texas Ratio: 0.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Honesdale, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Honesdale are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Honesdale, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Honesdale 1207 Texas Palmyra Hwy, Honesdale, PA 18431 A+5.0 ★Texas Ratio: 1.92% |
Conventional, Jumbo, HELOC | 8 +7 HELOCs |
11.6% | 100% | $263,750 | View |
|
1 office in Honesdale 717 Main St, Honesdale, PA 18431 A5.0 ★Texas Ratio: 10.36% |
Conventional | 8 | 11.6% | 100% | $218,750 | View |
|
2 offices in Honesdale 820 Church St, Honesdale, PA 18431 A5.0 ★Texas Ratio: 9.00% |
Conventional | 6 | 8.7% | 85.7% | $70,000 | View |
|
1 office in Honesdale 1001 Main St, Honesdale, PA 18431 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.4% | 100% | $245,000 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 2 | 2.9% | 100% | $70,000 | View |
|
335 Willow Ave, Honesdale, PA 18431 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 1.4% | 50% | $95,000 | View |
|
1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.4% | 100% | $275,000 | View |
|
3 Kennedy Dr, Archbald, PA 18403 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
Conventional | 2 | 2.9% | 100% | $50,000 | |
Summit Mortgage Corporation
|
Conventional, FHA, VA, USDA | 11 | 15.9% | 100% | $206,818 | |
Rocket Mortgage
|
Conventional, FHA | 7 | 10.1% | 77.8% | $97,857 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 4 | 5.8% | 100% | $247,500 | |
United Wholesale Mortgage
|
FHA, VA | 2 | 2.9% | 66.7% | $210,000 | |
Pennymac Loan Services LLC
|
FHA | 2 | 2.9% | 50% | $225,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
VA | 1 | 1.4% | 100% | $135,000 | View |
Equity Prime Mortgage LLC
|
VA | 1 | 1.4% | 100% | $145,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $245,000 | |
| FHA | 1 | 1.4% | 100% | $205,000 | View | |
Data Mortgage, Inc
|
Conventional | 1 | 1.4% | 100% | $285,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.4% | 100% | $85,000 | |
Mortgage Research Center
|
Conventional | 1 | 1.4% | 50% | $245,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1.4% | 100% | $85,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $115,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.4% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1.4% | 100% | $235,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.4% | 100% | $225,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 1.4% | 100% | $145,000 | |
Village Capital & Investment
|
VA | 1 | 1.4% | 100% | $145,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Honesdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Honesdale in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Honesdale, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 58 percent of home loans in Honesdale, Pennsylvania in 2025, banks 37.7 percent and credit unions 4.3 percent. Spring Eq, LLC was the largest mortgage company, The Honesdale National Bank the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, The Honesdale National Bank led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, The Honesdale National Bank was the largest mortgage lender in Honesdale, Pennsylvania with 8 loans, about 11.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Honesdale, Pennsylvania in 2025, led by Summit Mortgage Corporation with 2. 6 lenders closed VA loans, led by Summit Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 2 credit unions closed home loans in Honesdale, Pennsylvania in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Honesdale, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Honesdale, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Honesdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.