Forest City, Pennsylvania mortgage lenders include First National Bank of PAFirst National Bank of PA521 Main St, Forest City, PA 18421A+5.0 ★Texas Ratio: 1.62%, The Honesdale National BankThe Honesdale National Bank619 Main St, Forest City, PA 18421A+5.0 ★Texas Ratio: 1.92%, Wayne BankWayne Bank1099 Georgetown Rd, Christiana, PA 17509A5.0 ★Texas Ratio: 10.36%, Nbt Bank NANbt Bank NA3 Kennedy Dr, Archbald, PA 18403A+5.0 ★Texas Ratio: 3.43%, Net Credit UnionNet Credit Union1444 E Lackawanna St, Olyphant, PA 18447 2174, The Dime BankThe Dime Bank157 Brooklyn St, Carbondale, PA 18407A5.0 ★Texas Ratio: 9.00%, Peoples Security Bank and Trust CompanyPeoples Security Bank and Trust Company3920 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, and Newrez LLCNewrez LLCFort Washington, PA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Forest City, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Forest City are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Forest City, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Forest City 521 Main St, Forest City, PA 18421 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 2 | 8% | 33.3% | $160,000 | View |
|
1 office in Forest City 619 Main St, Forest City, PA 18421 A+5.0 ★Texas Ratio: 1.92% |
Conventional, HELOC | 1 +2 HELOCs |
4% | 100% | $95,000 | View |
|
1099 Georgetown Rd, Christiana, PA 17509 A5.0 ★Texas Ratio: 10.36% |
Conventional | 2 | 8% | 66.7% | $80,000 | View |
|
3 Kennedy Dr, Archbald, PA 18403 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 1 +1 HELOCs |
4% | 100% | $125,000 | View |
Net Credit Union
1444 E Lackawanna St, Olyphant, PA 18447 2174 |
Conventional | 1 | 4% | 100% | $155,000 | |
|
157 Brooklyn St, Carbondale, PA 18407 A5.0 ★Texas Ratio: 9.00% |
Conventional | 1 | 4% | 50% | $135,000 | View |
|
3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
|
Conventional | 1 | 4% | 100% | $105,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 20% | 100% | $179,000 | |
Rocket Mortgage
|
Conventional, FHA | 5 | 20% | 100% | $169,000 | |
American Financial Resources LLC
|
Conventional | 1 | 4% | 100% | $145,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 4% | 100% | $105,000 | |
Kind Lending, LLC
|
USDA | 1 | 4% | 100% | $95,000 | |
| Conventional | 1 | 4% | 100% | $105,000 | View | |
New Day Financial, LLC.
|
VA | 1 | 4% | 50% | $155,000 | |
New American Funding, LLC.
|
FHA | 1 | 4% | 100% | $185,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Forest City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Forest City in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Forest City, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68 percent of home loans in Forest City, Pennsylvania in 2025, banks 28 percent and credit unions 4 percent. Newrez LLC was the largest mortgage company, First National Bank of PA the largest bank and Net Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, First National Bank of PA led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Forest City, Pennsylvania with 2 loans, about 8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Forest City, Pennsylvania in 2025, led by United Wholesale Mortgage with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 2 credit unions closed home loans in Forest City, Pennsylvania in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Forest City, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Forest City, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Forest City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.