Everson, Pennsylvania mortgage lenders include Somerset Trust CompanySomerset Trust Company8796 Lincoln Hwy, Bedford, PA 15522A5.0 ★Texas Ratio: 12.17%, Dollar Bank, FSBDollar Bank, FSB25 Highland Rd, Bethel Park, PA 15102A+5.0 ★Texas Ratio: 5.29%, First Commonwealth BankFirst Commonwealth Bank2724 Harts Run Rd, Allison Park, PA 15101A5.0 ★Texas Ratio: 10.25%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Community BankCommunity Bank1670 Broad Ave, Belle Vernon, PA 15012A+5.0 ★Texas Ratio: 2.00%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, USX Federal Credit UnionUSX Federal Credit UnionPO Box 1728, Cranberry Twp, PA 16066 0728, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Keybank National AssociationKeybank National Association20 West Skippack Pike, Ambler, PA 19002A+5.0 ★Texas Ratio: 4.81%, and First Federal Savings and LoanFirst Federal Savings and LoanWaynesburg, PA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Everson, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Everson are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Everson, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
8796 Lincoln Hwy, Bedford, PA 15522 A5.0 ★Texas Ratio: 12.17% |
Conventional | 6 | 18.2% | 85.7% | $191,666 | View |
|
25 Highland Rd, Bethel Park, PA 15102 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 3 | 9.1% | 100% | $51,666 | View |
|
2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
Conventional | 2 | 6.1% | 100% | $90,000 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 2 | 6.1% | 100% | $110,000 | View |
|
1670 Broad Ave, Belle Vernon, PA 15012 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 1 | 3% | 100% | $75,000 | View |
|
1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 3% | 50% | $65,000 | View |
USX Federal Credit Union
PO Box 1728, Cranberry Twp, PA 16066 0728 |
Conventional | 1 | 3% | 50% | $75,000 | |
|
★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
20 West Skippack Pike, Ambler, PA 19002 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Federal Savings and Loan
|
Conventional | 1 | 3% | 100% | $55,000 | |
Victorian Finance, LLC
|
Conventional | 1 | 3% | 100% | $115,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 5 | 15.2% | 85.7% | $235,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 3 | 9.1% | 100% | $101,666 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 3% | 100% | $35,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 3% | 50% | $165,000 | View |
|
A+5.0 ★Texas Ratio: 0.06% |
FHA | 1 | 3% | 100% | $195,000 | View |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 3% | 100% | $585,000 | |
Homestead Funding Corp.
|
FHA | 1 | 3% | 100% | $125,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 3% | 100% | $115,000 | |
Plaza Home Mortgage, Inc
|
USDA | 1 | 3% | 100% | $185,000 |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Everson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Everson in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Everson, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 48.5 percent of home loans in Everson, Pennsylvania in 2025, banks 42.4 percent and credit unions 9.1 percent. Victorian Finance, LLC was the largest mortgage company, Somerset Trust Company the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Somerset Trust Company led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Somerset Trust Company was the largest mortgage lender in Everson, Pennsylvania with 6 loans, about 18.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Everson, Pennsylvania in 2025, led by Rocket Mortgage with 2. 1 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 2 credit unions closed home loans in Everson, Pennsylvania in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Everson, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Everson, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Everson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.