Mortgage Lenders and Brokers in Coudersport, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Coudersport, Pennsylvania mortgage lenders include Citizens & Northern BankCitizens & Northern Bank10 N Main St, Coudersport, PA 16915A5.0 ★Texas Ratio: 10.85%, The Juniata Valley BankThe Juniata Valley Bank118 E 2nd St, Coudersport, PA 16915A4.7 ★Texas Ratio: 0.29%, Northwest BankNorthwest Bank302 N East St, Coudersport, PA 16915A+5.0 ★Texas Ratio: 3.99%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, First Citizens Community BankFirst Citizens Community Bank300 Main St, Blossburg, PA 16912A5.0 ★Texas Ratio: 11.39%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Police and Fire Federal Credit UnionPolice and Fire Federal Credit Union3325 Street Rd, Bensalem, PA 19020 2021A+5.0 ★Texas Ratio: 0.70%, and The Ephrata National BankThe Ephrata National Bank351 S 7th St, Akron, PA 17501A+5.0 ★Texas Ratio: 4.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Coudersport, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Coudersport are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Coudersport, Pennsylvania
Market share is the lender's share of all home loans closed in Coudersport, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Coudersport 10 N Main St, Coudersport, PA 16915 A5.0 ★Texas Ratio: 10.85% |
Conventional, HELOC | 11 +10 HELOCs |
20.4% | 84.6% | $161,363 | View |
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1 office in Coudersport 118 E 2nd St, Coudersport, PA 16915 A4.7 ★Texas Ratio: 0.29% |
Conventional | 6 | 11.1% | 63.6% | $153,333 | View |
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1 office in Coudersport 302 N East St, Coudersport, PA 16915 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 3 +9 HELOCs |
5.6% | 60% | $48,333 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 2 +2 HELOCs |
3.7% | 100% | $100,000 | View |
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300 Main St, Blossburg, PA 16912 A5.0 ★Texas Ratio: 11.39% |
Conventional | 2 | 3.7% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 50% | $225,000 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 1.9% | 100% | $155,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.9% | 100% | $75,000 | View |
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3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1.9% | 100% | $155,000 | View |
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351 S 7th St, Akron, PA 17501 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 1.9% | 100% | $255,000 | View |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 7 | 13% | 70% | $186,428 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 5.6% | 100% | $168,333 | |
Mortgage Research Center
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VA | 3 | 5.6% | 100% | $268,333 | |
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A+5.0 ★Texas Ratio: 2.80% |
Conventional | 3 | 5.6% | 100% | $125,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 2 +1 HELOCs |
3.7% | 66.7% | $150,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 3.7% | 66.7% | $125,000 | |
New American Funding, LLC.
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FHA, HELOC | 1 +1 HELOCs |
1.9% | 100% | $215,000 | |
United Wholesale Mortgage
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VA | 1 | 1.9% | 50% | $445,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.9% | 100% | $55,000 | |
American Financing Corporation
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Conventional | 1 | 1.9% | 50% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 1.9% | 25% | $185,000 | |
Altra Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Coudersport Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Coudersport, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Coudersport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Coudersport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Coudersport, PA
Use these to narrow the list above. Each category shows how many Coudersport, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Coudersport, PA
Independent mortgage companies closed 42.6 percent of home loans in Coudersport, Pennsylvania in 2025, banks 44.4 percent and credit unions 13 percent. Mortgage America, Inc. was the largest mortgage company, Citizens & Northern Bank the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Citizens & Northern Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Coudersport, PA
By home loans closed in 2025, Citizens & Northern Bank was the largest mortgage lender in Coudersport, Pennsylvania with 11 loans, about 20.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Coudersport, Pennsylvania in 2025, led by Rocket Mortgage with 2. 3 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 5 credit unions closed home loans in Coudersport, Pennsylvania in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Coudersport, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Coudersport, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Coudersport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
