Mortgage Lenders and Brokers in Umatilla, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Umatilla, Oregon mortgage lenders include Banner BankBanner BankSixth And G Streets, Umatilla, OR 97882A+5.0 ★Texas Ratio: 2.91%, 1st Security Bank of Washington1st Security Bank of Washington715 Laneda Avenue, Manzanita, OR 97130A+5.0 ★Texas Ratio: 4.31%, First Community Credit UnionFirst Community Credit Union75 12th ST SE, Bandon, OR 97411A+5.0 ★Texas Ratio: 0.21%, Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association128 3rd Ave Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.81%, BMO Harris Bank NABMO Harris Bank NA2495 Ne Town Center Dr, Beaverton, OR 97006A+5.0 ★Texas Ratio: 3.54%, Oregonians Credit UnionOregonians Credit Union11240 SW Allen Blvd, Beaverton, OR 97005A5.0 ★Texas Ratio: 8.54%, and Mortgage ExpressMortgage ExpressPortland, OR. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Umatilla, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Umatilla are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Umatilla, Oregon
Market share is the lender's share of all home loans closed in Umatilla, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Umatilla Sixth And G Streets, Umatilla, OR 97882 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 5 +6 HELOCs |
1.7% | 55.6% | $265,000 | View |
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715 Laneda Avenue, Manzanita, OR 97130 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA, VA | 7 | 2.4% | 87.5% | $265,000 | View |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
Conventional, HELOC | 5 +12 HELOCs |
1.7% | 83.3% | $277,000 | View |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional, FHA, USDA, HELOC | 5 +6 HELOCs |
1.7% | 100% | $267,000 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
1% | 60% | $345,000 | View |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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2495 Ne Town Center Dr, Beaverton, OR 97006 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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11240 SW Allen Blvd, Beaverton, OR 97005 A5.0 ★Texas Ratio: 8.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
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Conventional, FHA, VA | 14 | 4.8% | 93.8% | $262,142 | |
Lpmc, LLC dba Landmark Profess
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Conventional, FHA | 7 | 2.4% | 100% | $283,571 | |
Guild Mortgage Company
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Conventional, FHA, VA | 37 | 12.8% | 97.4% | $290,135 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 37 | 12.8% | 100% | $295,810 | |
Bayshore Mortgage Funding
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Conventional, FHA, VA, USDA | 21 | 7.3% | 95.5% | $256,904 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 5.5% | 88.9% | $275,625 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 11 | 3.8% | 100% | $276,818 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 10 | 3.5% | 91.7% | $281,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 3.1% | 69.2% | $301,666 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 2.4% | 100% | $350,714 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 2.4% | 100% | $287,857 | |
Mortgage Research Center
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VA | 7 | 2.4% | 77.8% | $277,857 | |
Navy Federal Credit Union
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Conventional, VA | 6 | 2.1% | 100% | $366,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.7% | 100% | $119,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 5 | 1.7% | 100% | $235,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 5 | 1.7% | 100% | $197,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.4% | 100% | $232,500 | |
Success Mortgage Partners, Inc
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Conventional, FHA, VA | 4 | 1.4% | 100% | $352,500 | |
Gesa Credit Union
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Conventional, HELOC | 3 +2 HELOCs |
1% | 100% | $115,000 | |
HomeStreet Bank
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1% | 100% | $301,666 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 1% | 100% | $405,000 | |
Hapo Communtiy Credit Union
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Conventional | 2 | 0.7% | 66.7% | $105,000 | |
New Day Financial, LLC.
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VA | 2 | 0.7% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.7% | 100% | $180,000 | View |
Paramount Residential Mortgage
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FHA, USDA | 2 | 0.7% | 100% | $290,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.7% | 100% | $240,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $315,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $225,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $385,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $365,000 | |
Kind Lending, LLC
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VA | 1 | 0.3% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.3% | 100% | $345,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.3% | 100% | $235,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $435,000 | |
American Financing Corporation
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FHA | 1 | 0.3% | 100% | $355,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Land Home Financial Services,
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VA | 1 | 0.3% | 100% | $385,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.3% | 100% | $285,000 | View |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $305,000 | |
Keystone Funding, Inc
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VA | 1 | 0.3% | 100% | $445,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $495,000 | |
Agwest Farm Credit, Flca
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Nuvision Federal Credit Union
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FHA | 1 | 0.3% | 100% | $245,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $535,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 50% | $65,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 40% | $185,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 50% | $375,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spokane Teachers Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Umatilla Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Umatilla, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Umatilla? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Umatilla in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Umatilla, OR
Use these to narrow the list above. Each category shows how many Umatilla, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Umatilla, OR
Independent mortgage companies closed 83.7 percent of home loans in Umatilla, Oregon in 2025, banks 10 percent and credit unions 6.2 percent. Mortgage Express was the largest mortgage company, Banner Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Oregon, First Community Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Umatilla, OR
By home loans closed in 2025, Banner Bank was the largest mortgage lender in Umatilla, Oregon with 5 loans, about 1.7 percent of the market. The largest lender headquartered in Oregon was First Community Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Umatilla, Oregon in 2025, led by Guild Mortgage Company with 20. 23 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 8 credit unions closed home loans in Umatilla, Oregon in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Umatilla, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Umatilla, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Umatilla. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
