The Dalles, Oregon mortgage lenders include Columbia BankColumbia Bank316 East Third Street, The Dalles, OR 97058A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.401 Washington St, The Dalles, OR 97058A+5.0 ★Texas Ratio: 2.85%, First Interstate BankFirst Interstate Bank1100 W 6th St, The Dalles, OR 97058A+5.0 ★Texas Ratio: 4.72%, Washington FederalWashington Federal1014 W 6th St, The Dalles, OR 97058A+5.0 ★Texas Ratio: 4.48%, BMO Harris Bank NABMO Harris Bank NA120 E 4th St, The Dalles, OR 97058A+5.0 ★Texas Ratio: 3.54%, Rivermark Community Credit UnionRivermark Community Credit Union1240 W 6th St, The Dalles, OR 97058A5.0 ★Texas Ratio: 9.96%, Pacific Nw Federal Credit UnionPacific Nw Federal Credit Union1004 Pacific Ave, Hood River, OR 97031 1961A+5.0 ★Texas Ratio: 2.27%, Summit Mortgage CorporationSummit Mortgage Corporation560 Sw Columbia St, Bend, OR 97702, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in The Dalles, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in The Dalles are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in The Dalles, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in The Dalles 316 East Third Street, The Dalles, OR 97058 A+5.0 ★Texas Ratio: 2.28% |
Conventional, FHA, HELOC | 12 +12 HELOCs |
4.3% | 80% | $217,500 | View |
|
1 office in The Dalles 401 Washington St, The Dalles, OR 97058 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 11 +4 HELOCs |
3.9% | 64.7% | $157,727 | View |
|
★ 1 stars, 1 review 1 office in The Dalles 1100 W 6th St, The Dalles, OR 97058 A+5.0 ★Texas Ratio: 4.72% |
VA, HELOC | 1 +3 HELOCs |
0.4% | 100% | $495,000 | View |
|
1 office in The Dalles 1014 W 6th St, The Dalles, OR 97058 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.4% | 100% | $745,000 | View |
|
1 office in The Dalles 120 E 4th St, The Dalles, OR 97058 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
1240 W 6th St, The Dalles, OR 97058 A5.0 ★Texas Ratio: 9.96% |
Conventional, HELOC | 11 +9 HELOCs |
3.9% | 73.3% | $215,909 | View |
|
1004 Pacific Ave, Hood River, OR 97031 1961 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 3 | 1.1% | 80% | $98,333 | |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
Conventional, FHA | 3 | 1.1% | 100% | $231,666 | |
|
2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $785,000 | View |
|
231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 66.7% | $285,000 | View |
|
128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
|
1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
715 Laneda Avenue, Manzanita, OR 97130 A+5.0 ★Texas Ratio: 4.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Directors Mortgage, Inc
|
Conventional, FHA, VA | 15 | 5.3% | 100% | $363,000 | |
Consolidated Community Credit
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 33 | 11.7% | 91.9% | $261,969 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 29 +1 HELOCs |
10.3% | 88.2% | $313,275 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 27 | 9.6% | 100% | $367,222 | |
Guild Mortgage Company
|
Conventional, FHA, USDA | 18 | 6.4% | 100% | $306,111 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA | 13 | 4.6% | 100% | $293,461 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 9 | 3.2% | 90% | $355,000 | |
Mortgage Research Center
|
FHA, VA | 8 | 2.8% | 72.7% | $395,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 8 | 2.8% | 100% | $256,250 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 6 +1 HELOCs |
2.1% | 85.7% | $188,333 | |
Newrez LLC
|
Conventional, FHA, VA | 6 | 2.1% | 100% | $306,666 | |
Cmg Mortgage Inc
|
Conventional, FHA | 5 | 1.8% | 85.7% | $271,000 | |
Provident Funding Associates
|
Conventional | 5 | 1.8% | 100% | $385,000 | |
Kind Lending, LLC
|
Conventional, FHA, USDA | 4 | 1.4% | 66.7% | $347,500 | |
|
A5.0 ★Texas Ratio: 10.77% |
Conventional | 3 | 1.1% | 100% | $418,333 | View |
Navy Federal Credit Union
|
Conventional, VA | 3 | 1.1% | 75% | $445,000 | |
Southwest Funding LP
|
FHA | 3 | 1.1% | 100% | $401,666 | |
Cornerstone First Mortgage, LLC
|
Conventional | 2 | 0.7% | 100% | $470,000 | |
Primelending
|
Conventional | 2 | 0.7% | 100% | $180,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 0.7% | 66.7% | $205,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.7% | 83.3% | $115,000 | |
American Financial Network, Inc.
|
Conventional, VA | 2 | 0.7% | 100% | $370,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.7% | 50% | $65,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.7% | 66.7% | $100,000 | |
Nations Direct Mortgage, LLC
|
VA | 2 | 0.7% | 100% | $435,000 | |
Agwest Farm Credit, Flca
|
Conventional | 2 | 0.7% | 100% | $270,000 | |
21St Mortgage
|
Conventional | 2 | 0.7% | 28.6% | $140,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 66.7% | $75,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 20% | $45,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.4% | 100% | $405,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.4% | 20% | $315,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.4% | 50% | $305,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 20% | $25,000 | |
Basis Home Loans LLC
|
Conventional | 1 | 0.4% | 50% | $535,000 | |
Home Mortgage Advisors, LLC
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $375,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.4% | 100% | $95,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.4% | 50% | $165,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.4% | 50% | $155,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.4% | 100% | $85,000 | |
Idaho Central Credit Union
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
Village Capital & Investment
|
FHA | 1 | 0.4% | 66.7% | $295,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
iQ Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wsecu
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in The Dalles? The list below shows the banks, credit unions and mortgage brokers that closed home loans in The Dalles in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many The Dalles, OR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 79.4 percent of home loans in The Dalles, Oregon in 2025, banks 12.8 percent and credit unions 7.8 percent. Summit Mortgage Corporation was the largest mortgage company, Columbia Bank the largest bank and Rivermark Community Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in The Dalles, Oregon with 12 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in The Dalles, Oregon in 2025, led by United Wholesale Mortgage with 13. 15 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 18 credit unions closed home loans in The Dalles, Oregon in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in The Dalles, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in The Dalles, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up The Dalles. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.