Mortgage Lenders and Brokers in Shady Cove, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shady Cove, Oregon mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA22050 Highway 62, Shady Cove, OR 97539A+5.0 ★Texas Ratio: 3.68%, Rogue Credit UnionRogue Credit Union415 Lithia Way, Ashland, OR 97520A+5.0 ★Texas Ratio: 5.02%, Banner BankBanner Bank2024 Washington Ave, Baker City, OR 97814A+5.0 ★Texas Ratio: 2.91%, First Community Credit UnionFirst Community Credit Union75 12th ST SE, Bandon, OR 97411A+5.0 ★Texas Ratio: 0.21%, Willamette Valley BankWillamette Valley Bank1970 14th Ave Se, Albany, OR 97322A+5.0 ★Texas Ratio: 0.89%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA2495 Ne Town Center Dr, Beaverton, OR 97006A+5.0 ★Texas Ratio: 3.54%, Mortgage ExpressMortgage ExpressPortland, OR, United Wholesale Mortgage, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shady Cove, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shady Cove are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shady Cove, Oregon
Market share is the lender's share of all home loans closed in Shady Cove, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Shady Cove 22050 Highway 62, Shady Cove, OR 97539 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.4% | 100% | $130,000 | View |
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415 Lithia Way, Ashland, OR 97520 A+5.0 ★Texas Ratio: 5.02% |
Conventional, VA | 18 | 21.4% | 85.7% | $125,555 | View |
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2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
1.2% | 100% | $2,915,000 | View |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $345,000 | View |
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1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 1.2% | 100% | $335,000 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2495 Ne Town Center Dr, Beaverton, OR 97006 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
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Conventional, VA | 2 | 2.4% | 100% | $345,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 8.3% | 88.9% | $309,285 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 6 | 7.1% | 85.7% | $453,333 | |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 5 +1 HELOCs |
6% | 100% | $393,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 5 | 6% | 100% | $353,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 6% | 100% | $339,000 | |
CrossCountry Mortgage, LLC
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FHA | 4 | 4.8% | 100% | $277,500 | |
Triad Financial Services, Inc.
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Conventional | 3 | 3.6% | 100% | $71,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 3.6% | 100% | $448,333 | |
Peak Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
2.4% | 100% | $255,000 | |
Newrez LLC
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Conventional, VA | 2 | 2.4% | 100% | $535,000 | |
Go Mortgage, LLC
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VA | 2 | 2.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 2.4% | 100% | $295,000 | View |
American Financing Corporation
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Conventional, FHA | 2 | 2.4% | 50% | $235,000 | |
Nations Lending Corporation
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FHA | 2 | 2.4% | 100% | $420,000 | |
Navy Federal Credit Union
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VA, HELOC | 1 +2 HELOCs |
1.2% | 33.3% | $385,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 1.2% | 100% | $165,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $75,000 | |
Goodleap, LLC
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VA | 1 | 1.2% | 100% | $555,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 1.2% | 100% | $385,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 1.2% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 10.77% |
FHA | 1 | 1.2% | 100% | $415,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 1.2% | 100% | $445,000 | |
Village Capital & Investment
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VA | 1 | 1.2% | 100% | $295,000 | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Shady Cove Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shady Cove, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Shady Cove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shady Cove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shady Cove, OR
Use these to narrow the list above. Each category shows how many Shady Cove, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Shady Cove, OR
Independent mortgage companies closed 65.5 percent of home loans in Shady Cove, Oregon in 2025, banks 8.3 percent and credit unions 26.2 percent. Mortgage Express was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Rogue Credit Union the largest credit union. Among lenders headquartered in Oregon, Rogue Credit Union led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shady Cove, OR
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Shady Cove, Oregon with 2 loans, about 2.4 percent of the market. The largest lender headquartered in Oregon was Rogue Credit Union with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Shady Cove, Oregon in 2025, led by CrossCountry Mortgage, LLC with 4. 12 lenders closed VA loans, led by Cmg Mortgage Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 4 credit unions closed home loans in Shady Cove, Oregon in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shady Cove, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shady Cove, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shady Cove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
