Mortgage Lenders and Brokers in Oakridge, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oakridge, Oregon mortgage lenders include Oregon Community Credit UnionOregon Community Credit Union840 NW 9th St, Corvallis, OR 97330 6141A5.0 ★Texas Ratio: 11.19%, Banner BankBanner Bank2024 Washington Ave, Baker City, OR 97814A+5.0 ★Texas Ratio: 2.91%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, Keybank National AssociationKeybank National Association128 3rd Ave Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.81%, Summit Mortgage CorporationSummit Mortgage Corporation560 Sw Columbia St, Bend, OR 97702, Wells Fargo Bank NAWells Fargo Bank NA2100 Pacific Blvd Se, Albany, OR 97321A+5.0 ★Texas Ratio: 5.36%, Rogue Credit UnionRogue Credit Union415 Lithia Way, Ashland, OR 97520A+5.0 ★Texas Ratio: 5.02%, First Technology Federal Credit UnionFirst Technology Federal Credit Union48283 E 1st St, Oakridge, OR 97463, and Selco Community Credit UnionSelco Community Credit Union1823 14th Ave SE, Albany, OR 97322A+5.0 ★Texas Ratio: 1.92%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oakridge, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oakridge are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oakridge, Oregon
Market share is the lender's share of all home loans closed in Oakridge, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
Conventional, HELOC | 2 +3 HELOCs |
2.4% | 100% | $170,000 | View |
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2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 2 +3 HELOCs |
2.4% | 100% | $85,000 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 2 +1 HELOCs |
2.4% | 100% | $185,000 | View |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 1.2% | 100% | $185,000 | View |
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128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 1.2% | 100% | $315,000 | View |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
Conventional | 1 | 1.2% | 100% | $225,000 | |
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2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $305,000 | View |
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415 Lithia Way, Ashland, OR 97520 A+5.0 ★Texas Ratio: 5.02% |
Conventional | 1 | 1.2% | 100% | $355,000 | View |
First Technology Federal Credit Union
48283 E 1st St, Oakridge, OR 97463 |
Conventional | 1 | 1.2% | 50% | $35,000 | |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 63088 18th St, Bend, OR 97701 7102 A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Directors Mortgage, Inc
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Conventional, FHA, VA | 7 | 8.3% | 100% | $252,142 | |
United Wholesale Mortgage
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FHA, VA | 7 | 8.3% | 100% | $317,857 | |
Rocket Mortgage
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Conventional, VA | 5 | 6% | 83.3% | $191,000 | |
Summit Funding.Inc
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Conventional, FHA | 5 | 6% | 100% | $253,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 4.8% | 100% | $195,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 4.8% | 100% | $177,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 4 | 4.8% | 100% | $312,500 | |
Mortgage Research Center
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FHA, VA | 4 | 4.8% | 66.7% | $327,500 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 3 +1 HELOCs |
3.6% | 100% | $295,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 3.6% | 100% | $321,666 | |
NOVA Financial & Investment Corporation
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FHA | 2 | 2.4% | 100% | $160,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 2.4% | 66.7% | $195,000 | |
Amerisave Mortgage Company
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Conventional, VA | 2 | 2.4% | 100% | $110,000 | |
Cmg Mortgage Inc
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FHA, VA | 2 | 2.4% | 100% | $275,000 | |
Village Capital & Investment
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VA | 2 | 2.4% | 100% | $400,000 | |
Guaranteed Rate, Inc.
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USDA | 1 | 1.2% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1.2% | 50% | $235,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.2% | 33.3% | $345,000 | |
Newrez LLC
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Conventional | 1 | 1.2% | 100% | $625,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.2% | 100% | $425,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.2% | 100% | $195,000 | View |
Movement Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 1.2% | 100% | $265,000 | View |
New Day Financial, LLC.
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VA | 1 | 1.2% | 100% | $485,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $275,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 1.2% | 100% | $525,000 | View |
Iserve Residential Lending
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FHA | 1 | 1.2% | 100% | $275,000 | |
New American Funding, LLC.
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VA | 1 | 1.2% | 100% | $295,000 | |
Navy Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $105,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 1.2% | 100% | $155,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 1.2% | 100% | $485,000 | |
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Oakridge Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oakridge, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Oakridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oakridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oakridge, OR
Use these to narrow the list above. Each category shows how many Oakridge, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Oakridge, OR
Independent mortgage companies closed 82.1 percent of home loans in Oakridge, Oregon in 2025, banks 9.5 percent and credit unions 8.3 percent. Summit Mortgage Corporation was the largest mortgage company, Banner Bank the largest bank and Oregon Community Credit Union the largest credit union. Among lenders headquartered in Oregon, Oregon Community Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oakridge, OR
By home loans closed in 2025, Oregon Community Credit Union was the largest mortgage lender in Oakridge, Oregon with 2 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Oakridge, Oregon in 2025, led by Directors Mortgage, Inc with 4. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 8 credit unions closed home loans in Oakridge, Oregon in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oakridge, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oakridge, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oakridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
