Mortgage Lenders and Brokers in King City, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
King City, Oregon mortgage lenders include Keybank National AssociationKeybank National Association15805 Sw 116th Ave, King City, OR 97224A+5.0 ★Texas Ratio: 4.81%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, Wells Fargo Bank NAWells Fargo Bank NA2100 Pacific Blvd Se, Albany, OR 97321A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%, Rivermark Community Credit UnionRivermark Community Credit Union4875 SW Griffith Dr, Beaverton, OR 97005 8722A5.0 ★Texas Ratio: 9.96%, and InRoads Federal Credit UnionInRoads Federal Credit Union6175 NE Cornell Rd, Hillsboro, OR 97124 5410A5.0 ★Texas Ratio: 9.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in King City, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in King City are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in King City, Oregon
Market share is the lender's share of all home loans closed in King City, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in King City 15805 Sw 116th Ave, King City, OR 97224 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 1.3% | 100% | $215,000 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 21 +12 HELOCs |
13.7% | 95.5% | $246,428 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +3 HELOCs |
2% | 100% | $85,000 | View |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 3 +2 HELOCs |
2% | 100% | $221,666 | View |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $185,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $195,000 | |
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2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.3% | 100% | $240,000 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 50% | $335,000 | View |
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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6175 NE Cornell Rd, Hillsboro, OR 97124 5410 A5.0 ★Texas Ratio: 9.98% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
Conventional | 1 | 0.7% | 100% | $185,000 | |
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★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
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Conventional, FHA | 7 | 4.6% | 100% | $495,000 | |
Directors Mortgage, Inc
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Conventional, VA | 5 | 3.3% | 100% | $413,000 | |
Consolidated Community Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 12 | 7.8% | 100% | $244,166 | |
United Wholesale Mortgage
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Conventional, VA | 7 | 4.6% | 87.5% | $322,142 | |
Guild Mortgage Company
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Conventional, FHA, VA, Jumbo | 6 | 3.9% | 100% | $525,000 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 5 +1 HELOCs |
3.3% | 100% | $413,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 4 | 2.6% | 100% | $267,500 | |
Nations Direct Mortgage, LLC
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Conventional | 4 | 2.6% | 100% | $340,000 | |
Newrez LLC
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Conventional | 3 | 2% | 100% | $235,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 2% | 100% | $405,000 | |
Mortgage Research Center
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VA | 3 | 2% | 100% | $205,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 2% | 100% | $428,333 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.3% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $415,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.3% | 40% | $140,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $515,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.3% | 100% | $115,000 | |
Bay Equity LLC
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Conventional | 2 | 1.3% | 100% | $310,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1.3% | 100% | $300,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.3% | 100% | $100,000 | |
Lower, LLC
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Conventional | 2 | 1.3% | 100% | $395,000 | |
21St Mortgage
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Conventional | 2 | 1.3% | 22.2% | $135,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 1.3% | 100% | $440,000 | |
HomeStreet Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $165,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $205,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.7% | 100% | $425,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.7% | 50% | $275,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.7% | 100% | $245,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $395,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.7% | 100% | $255,000 | View |
Resicentral LLC
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Conventional | 1 | 0.7% | 100% | $295,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.7% | 100% | $55,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.7% | 100% | $235,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.7% | 100% | $415,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 50% | $225,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $365,000 | View |
Teachers Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $545,000 | |
Provident Funding Associates
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Conventional | 1 | 0.7% | 100% | $215,000 | |
T2 Financial LLC
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $585,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.7% | 100% | $125,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.7% | 33.3% | $135,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.7% | 100% | $475,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.7% | 100% | $465,000 | View |
Direct Rate Home Loans, Inc
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VA | 1 | 0.7% | 100% | $665,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.7% | 100% | $665,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Peak Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
King City Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in King City, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in King City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in King City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in King City, OR
Use these to narrow the list above. Each category shows how many King City, OR lenders fit and what that kind of lender is usually best for.
Who Lends in King City, OR
Independent mortgage companies closed 69.9 percent of home loans in King City, Oregon in 2025, banks 12.4 percent and credit unions 17.6 percent. Summit Mortgage Corporation was the largest mortgage company, Keybank National Association the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, OnPoint Community Credit Union led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in King City, OR
By home loans closed in 2025, Keybank National Association was the largest mortgage lender in King City, Oregon with 2 loans, about 1.3 percent of the market. The largest lender headquartered in Oregon was OnPoint Community Credit Union with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in King City, Oregon in 2025, led by Mortgage Express with 2. 9 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 11 credit unions closed home loans in King City, Oregon in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in King City, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in King City, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up King City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
