Mortgage Lenders and Brokers in John Day, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
John Day, Oregon mortgage lenders include First Community Credit UnionFirst Community Credit Union150 W Main St, John Day, OR 97845A+5.0 ★Texas Ratio: 0.21%, US Bank, N.A.US Bank, N.A.129 N Canyon Blvd, John Day, OR 97845A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, Oregonians Credit UnionOregonians Credit Union11240 SW Allen Blvd, Beaverton, OR 97005A5.0 ★Texas Ratio: 8.54%, Unitus Community Credit UnionUnitus Community Credit Union3215 SW Cedar Hills Blvd, Beaverton, OR 97005A+5.0 ★Texas Ratio: 3.01%, Lpmc, LLC dba Landmark ProfessLpmc, LLC dba Landmark ProfessSalem, OR, Mortgage ExpressMortgage ExpressPortland, OR, and City 1st Mortgage Services, LC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in John Day, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in John Day are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in John Day, Oregon
Market share is the lender's share of all home loans closed in John Day, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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150 W Main St, John Day, OR 97845 A+5.0 ★Texas Ratio: 0.21% |
Conventional, HELOC | 2 +1 HELOCs |
3.7% | 100% | $275,000 | View |
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129 N Canyon Blvd, John Day, OR 97845 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 33.3% | $105,000 | View |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.9% | 100% | $185,000 | View |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 1.9% | 100% | $155,000 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 1.9% | 100% | $275,000 | View |
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11240 SW Allen Blvd, Beaverton, OR 97005 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 1.9% | 100% | $135,000 | View |
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★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lpmc, LLC dba Landmark Profess
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Conventional | 1 | 1.9% | 100% | $475,000 | |
Mortgage Express
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Conventional | 1 | 1.9% | 100% | $345,000 | |
City 1st Mortgage Services, LC
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Conventional, FHA, VA, USDA | 7 | 13% | 100% | $329,285 | |
Rocket Mortgage
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Conventional, FHA, VA | 6 | 11.1% | 85.7% | $240,000 | |
loanDepot.com LLC
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Conventional, VA | 3 | 5.6% | 100% | $121,666 | |
Mortgage Research Center
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VA | 3 | 5.6% | 60% | $381,666 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 3.7% | 100% | $60,000 | |
First Colony Mortgage Corporat
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Conventional, VA | 2 | 3.7% | 100% | $205,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 3.7% | 100% | $360,000 | |
Goodleap, LLC
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Conventional | 1 | 1.9% | 100% | $275,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 1.9% | 100% | $175,000 | |
Newrez LLC
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Conventional | 1 | 1.9% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 5.70% |
Conventional | 1 | 1.9% | 100% | $265,000 | View |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.9% | 100% | $315,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.9% | 100% | $295,000 | |
HomeStreet Bank
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Conventional | 1 | 1.9% | 100% | $225,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 1.9% | 100% | $285,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 1.9% | 100% | $215,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.9% | 100% | $435,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.9% | 100% | $135,000 | |
Peak Credit Union
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Conventional | 1 | 1.9% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.9% | 100% | $245,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 1.9% | 50% | $265,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.9% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.9% | 100% | $205,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 1.9% | 100% | $385,000 | |
Navy Federal Credit Union
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VA | 1 | 1.9% | 100% | $205,000 | |
21St Mortgage
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Conventional | 1 | 1.9% | 50% | $65,000 | |
Village Capital & Investment
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FHA | 1 | 1.9% | 100% | $345,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Spokane Teachers Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
John Day Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in John Day, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in John Day? The list below shows the banks, credit unions and mortgage brokers that closed home loans in John Day in 2025, with lenders based there listed first.
Types of Mortgage Lenders in John Day, OR
Use these to narrow the list above. Each category shows how many John Day, OR lenders fit and what that kind of lender is usually best for.
Who Lends in John Day, OR
Independent mortgage companies closed 79.6 percent of home loans in John Day, Oregon in 2025, banks 7.4 percent and credit unions 13 percent. Lpmc, LLC dba Landmark Profess was the largest mortgage company, US Bank, N.A. the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Oregon, First Community Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in John Day, OR
By home loans closed in 2025, First Community Credit Union was the largest mortgage lender in John Day, Oregon with 2 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in John Day, Oregon in 2025, led by City 1st Mortgage Services, LC with 2. 8 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 8 credit unions closed home loans in John Day, Oregon in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in John Day, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in John Day, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up John Day. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
