Mortgage Lenders and Brokers in Florence, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Florence, Oregon mortgage lenders include US Bank, N.A.US Bank, N.A.2300 Highway 101, Florence, OR 97439A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank430 Highway 101, Florence, OR 97439A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank777 Highway 101, Florence, OR 97439A+5.0 ★Texas Ratio: 2.91%, Oregon Community Credit UnionOregon Community Credit Union840 NW 9th St, Corvallis, OR 97330 6141A5.0 ★Texas Ratio: 11.19%, Rogue Credit UnionRogue Credit Union415 Lithia Way, Ashland, OR 97520A+5.0 ★Texas Ratio: 5.02%, First Community Credit UnionFirst Community Credit Union2077 Highway 101, Florence, OR 97439 8789A+5.0 ★Texas Ratio: 0.21%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust15725 Nw Blueridge Dr, Beaverton, OR 97006A5.0 ★Texas Ratio: 7.72%, and First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Florence, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Florence are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Florence, Oregon
Market share is the lender's share of all home loans closed in Florence, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Florence 2300 Highway 101, Florence, OR 97439 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 8 +3 HELOCs |
4.1% | 100% | $141,250 | View |
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1 office in Florence 430 Highway 101, Florence, OR 97439 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 6 +5 HELOCs |
3.1% | 100% | $155,000 | View |
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1 office in Florence 777 Highway 101, Florence, OR 97439 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 2 +8 HELOCs |
1% | 40% | $415,000 | View |
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840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
Conventional, HELOC | 3 +4 HELOCs |
1.6% | 75% | $105,000 | View |
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415 Lithia Way, Ashland, OR 97520 A+5.0 ★Texas Ratio: 5.02% |
Conventional | 2 | 1% | 100% | $85,000 | View |
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2077 Highway 101, Florence, OR 97439 8789 A+5.0 ★Texas Ratio: 0.21% |
Conventional, HELOC | 1 +26 HELOCs |
0.5% | 50% | $345,000 | View |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $385,000 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
VA | 1 | 0.5% | 100% | $615,000 | View |
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15725 Nw Blueridge Dr, Beaverton, OR 97006 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional | 1 | 0.5% | 100% | $235,000 | |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Directors Mortgage, Inc
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Conventional | 2 | 1% | 100% | $410,000 | |
Mortgage Express
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Conventional | 1 | 0.5% | 100% | $285,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 19 | 9.8% | 100% | $320,789 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 9.3% | 79.2% | $250,555 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 18 | 9.3% | 94.7% | $288,888 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 6.7% | 86.7% | $334,230 | |
Guild Mortgage Company
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Conventional, FHA, VA | 13 | 6.7% | 100% | $284,230 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 2.6% | 100% | $191,000 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 5 | 2.6% | 83.3% | $255,000 | |
Mortgage Research Center
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VA | 5 | 2.6% | 50% | $375,000 | |
Kind Lending, LLC
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Conventional, VA, Jumbo | 4 | 2.1% | 100% | $500,000 | |
Summit Funding.Inc
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Conventional, FHA, VA | 4 | 2.1% | 80% | $315,000 | |
Freedom Mortgage Corporation
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VA | 3 | 1.6% | 100% | $421,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.6% | 100% | $371,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.6% | 100% | $315,000 | |
Tomo Mortgage LLC
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Conventional | 3 | 1.6% | 100% | $261,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $30,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 1% | 100% | $330,000 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 2 | 1% | 100% | $155,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $105,000 | |
Better Mortgage Corporation
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Conventional | 2 | 1% | 50% | $265,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $240,000 | |
21St Mortgage
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Conventional | 2 | 1% | 40% | $100,000 | |
Loan Simple, Inc.
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Conventional, FHA | 2 | 1% | 100% | $190,000 | |
Fibre Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $265,000 | |
Arc Home LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.5% | 50% | $275,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $485,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.5% | 100% | $375,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 100% | $175,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.5% | 100% | $305,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.5% | 60% | $75,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 14.3% | $315,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $295,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Mountain America Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $425,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 33.3% | $435,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional, Jumbo | 1 | 0.5% | 100% | $815,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.5% | 50% | $325,000 | View |
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A+5.0 ★Texas Ratio: 5.70% |
VA | 1 | 0.5% | 100% | $285,000 | View |
Peak Credit Union
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.5% | 100% | $105,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $145,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 50% | $55,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Texana Bank
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VA | 1 | 0.5% | 100% | $285,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 50% | $185,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $85,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Navy Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Florence Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Florence, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Florence? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Florence in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Florence, OR
Use these to narrow the list above. Each category shows how many Florence, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Florence, OR
Independent mortgage companies closed 81.3 percent of home loans in Florence, Oregon in 2025, banks 13 percent and credit unions 5.7 percent. Directors Mortgage, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Oregon Community Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Florence, OR
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Florence, Oregon with 8 loans, about 4.1 percent of the market. The largest lender headquartered in Oregon was Columbia Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Florence, Oregon in 2025, led by American Pacific Mortgage Corporation with 3. 17 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 14 credit unions closed home loans in Florence, Oregon in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Florence, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Florence, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Florence. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
