Mortgage Lenders and Brokers in Coos Bay, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Coos Bay, Oregon mortgage lenders include US Bank, N.A.US Bank, N.A.400 Anderson Ave, Coos Bay, OR 97420A+5.0 ★Texas Ratio: 2.85%, Banner BankBanner Bank212 S 5th St, Coos Bay, OR 97420A+5.0 ★Texas Ratio: 2.91%, Columbia BankColumbia Bank700 S Broadway, Coos Bay, OR 97420A+5.0 ★Texas Ratio: 2.28%, First Community Credit UnionFirst Community Credit Union150 Johnson Ave, Coos Bay, OR 97420 1423A+5.0 ★Texas Ratio: 0.21%, Rogue Credit UnionRogue Credit Union415 Lithia Way, Ashland, OR 97520A+5.0 ★Texas Ratio: 5.02%, Keybank National AssociationKeybank National Association128 3rd Ave Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.81%, Oregon State Credit UnionOregon State Credit Union1394 Clay St SE, Albany, OR 97322 6884A+5.0 ★Texas Ratio: 3.40%, Oregon Community Credit UnionOregon Community Credit Union840 NW 9th St, Corvallis, OR 97330 6141A5.0 ★Texas Ratio: 11.19%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA290 S 4th St, Coos Bay, OR 97420A+5.0 ★Texas Ratio: 3.68%, and Rivermark Community Credit UnionRivermark Community Credit Union4875 SW Griffith Dr, Beaverton, OR 97005 8722A5.0 ★Texas Ratio: 9.96%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Coos Bay, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Coos Bay are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Coos Bay, Oregon
Market share is the lender's share of all home loans closed in Coos Bay, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Coos Bay 400 Anderson Ave, Coos Bay, OR 97420 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 11 +1 HELOCs |
3.4% | 68.8% | $175,909 | View |
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1 office in Coos Bay 212 S 5th St, Coos Bay, OR 97420 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, VA, HELOC | 10 +18 HELOCs |
3.1% | 83.3% | $240,000 | View |
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1 office in Coos Bay 700 S Broadway, Coos Bay, OR 97420 A+5.0 ★Texas Ratio: 2.28% |
Conventional, VA, HELOC | 7 +6 HELOCs |
2.2% | 100% | $310,714 | View |
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150 Johnson Ave, Coos Bay, OR 97420 1423 A+5.0 ★Texas Ratio: 0.21% |
Conventional, HELOC | 19 +35 HELOCs |
5.9% | 86.4% | $310,263 | View |
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415 Lithia Way, Ashland, OR 97520 A+5.0 ★Texas Ratio: 5.02% |
Conventional | 8 | 2.5% | 75% | $175,000 | View |
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128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.6% | 100% | $120,000 | View |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $255,000 | View |
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840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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290 S 4th St, Coos Bay, OR 97420 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
Conventional | 1 | 0.3% | 100% | $545,000 | |
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1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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2495 Ne Town Center Dr, Beaverton, OR 97006 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 2235 Ashland St, Ashland, OR 97520 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Directors Mortgage, Inc
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Conventional, FHA | 14 | 4.3% | 93.3% | $307,857 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 11.8% | 78% | $216,315 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 34 | 10.5% | 100% | $291,176 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 19 | 5.9% | 100% | $287,631 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 4.3% | 70% | $332,857 | |
Mortgage Research Center
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Conventional, VA | 13 | 4% | 61.9% | $368,846 | |
loanDepot.com LLC
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Conventional, VA | 8 | 2.5% | 64.3% | $166,250 | |
Newrez LLC
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Conventional, FHA | 5 | 1.5% | 100% | $237,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.5% | 100% | $327,000 | |
Triad Financial Services, Inc.
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Conventional | 5 | 1.5% | 61.1% | $107,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 5 | 1.5% | 83.3% | $363,000 | |
Peak Credit Union
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Conventional, VA, HELOC | 4 +11 HELOCs |
1.2% | 100% | $270,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.2% | 100% | $305,000 | |
Kind Lending, LLC
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FHA, VA | 4 | 1.2% | 100% | $317,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 4 | 1.2% | 80% | $210,000 | |
Iserve Residential Lending
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Conventional, VA, USDA | 4 | 1.2% | 100% | $357,500 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 3 | 0.9% | 100% | $341,666 | View |
Success Mortgage Partners, Inc
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Conventional, FHA, VA | 3 | 0.9% | 100% | $358,333 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 3 | 0.9% | 100% | $301,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.9% | 100% | $271,666 | |
21St Mortgage
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Conventional | 3 | 0.9% | 40% | $71,666 | |
Village Capital & Investment
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VA | 3 | 0.9% | 60% | $295,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 50% | $240,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.6% | 100% | $370,000 | View |
American Financial Resources LLC
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FHA | 2 | 0.6% | 100% | $455,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.6% | 66.7% | $190,000 | |
Canopy Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $240,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 40% | $50,000 | |
Cmg Mortgage Inc
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FHA | 2 | 0.6% | 100% | $450,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $510,000 | |
Summit Funding.Inc
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FHA, VA | 2 | 0.6% | 100% | $330,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.6% | 100% | $340,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $80,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 28.6% | $80,000 | |
Freedom Northwest Credit Union
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.3% | 33.3% | $225,000 | |
RANLife, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Go Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.3% | 100% | $305,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $115,000 | |
United Trust Bank
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VA | 1 | 0.3% | 100% | $295,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.3% | 100% | $325,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $245,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $155,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $465,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Mountain America Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Stg Mortgage Inc
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VA | 1 | 0.3% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $445,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.3% | 100% | $425,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
Franklin Loan Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $235,000 | |
Veritas Funding, LLC
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VA | 1 | 0.3% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.3% | 33.3% | $215,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Coos Bay Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Coos Bay, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Coos Bay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Coos Bay in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Coos Bay, OR
Use these to narrow the list above. Each category shows how many Coos Bay, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Coos Bay, OR
Independent mortgage companies closed 73.7 percent of home loans in Coos Bay, Oregon in 2025, banks 14.2 percent and credit unions 12.1 percent. Summit Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Coos Bay, OR
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Coos Bay, Oregon with 11 loans, about 3.4 percent of the market. The largest lender headquartered in Oregon was Columbia Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Coos Bay, Oregon in 2025, led by Guild Mortgage Company with 8. 31 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 12 credit unions closed home loans in Coos Bay, Oregon in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Coos Bay, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Coos Bay, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Coos Bay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
