Mortgage Lenders and Brokers in Brookings, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Brookings, Oregon mortgage lenders include US Bank, N.A.US Bank, N.A.326 Fifth Street, Brookings, OR 97415A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA898 Chetco Ave, Brookings, OR 97415A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank721 Chetco Ave, Brookings, OR 97415A+5.0 ★Texas Ratio: 2.28%, Rogue Credit UnionRogue Credit Union729 Chetco Ave, Brookings, OR 97415 2565A+5.0 ★Texas Ratio: 5.02%, Evergreen Federal BankEvergreen Federal Bank850 Chetco Ave, Brookings, OR 97415A+5.0 ★Texas Ratio: 4.02%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%, Selco Community Credit UnionSelco Community Credit Union1823 14th Ave SE, Albany, OR 97322A+5.0 ★Texas Ratio: 1.92%, Directors Mortgage, IncDirectors Mortgage, IncLake Oswego, OR, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brookings, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brookings are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Brookings, Oregon
Market share is the lender's share of all home loans closed in Brookings, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Brookings 326 Fifth Street, Brookings, OR 97415 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
2.5% | 71.4% | $357,500 | View |
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1 office in Brookings 898 Chetco Ave, Brookings, OR 97415 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
2.5% | 100% | $172,500 | View |
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1 office in Brookings 721 Chetco Ave, Brookings, OR 97415 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $345,000 | View |
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729 Chetco Ave, Brookings, OR 97415 2565 A+5.0 ★Texas Ratio: 5.02% |
Conventional | 35 | 21.9% | 88.1% | $180,714 | View |
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850 Chetco Ave, Brookings, OR 97415 A+5.0 ★Texas Ratio: 4.02% |
Conventional | 4 | 2.5% | 80% | $155,000 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Directors Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Rocket Mortgage
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Conventional, FHA | 17 | 10.6% | 95.2% | $172,647 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 13 +1 HELOCs |
8.1% | 92.9% | $384,230 | |
Newrez LLC
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Conventional, FHA, VA | 11 | 6.9% | 100% | $339,545 | |
Canopy Mortgage, LLC
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Conventional, VA | 6 | 3.8% | 85.7% | $291,666 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 5 | 3.1% | 100% | $273,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 2.5% | 100% | $580,000 | View |
Nations Lending Corporation
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Conventional, FHA | 4 | 2.5% | 100% | $307,500 | |
loanDepot.com LLC
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Conventional, VA | 3 | 1.9% | 60% | $345,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.9% | 100% | $211,666 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $335,000 | |
Resicentral LLC
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Conventional, FHA | 2 | 1.2% | 100% | $485,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.2% | 66.7% | $200,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 2 | 1.2% | 100% | $705,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 1.2% | 66.7% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.2% | 100% | $250,000 | |
Mortgage Research Center
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VA | 2 | 1.2% | 50% | $455,000 | |
Nations Direct Mortgage, LLC
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Conventional, VA | 2 | 1.2% | 100% | $395,000 | |
Summit Funding.Inc
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Conventional | 2 | 1.2% | 100% | $365,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.2% | 100% | $255,000 | |
Boeing Employees' Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $265,000 | |
Navy Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $345,000 | |
American Financial Resources LLC
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FHA | 1 | 0.6% | 100% | $155,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 100% | $555,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.6% | 100% | $455,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $525,000 | |
Kind Lending, LLC
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VA | 1 | 0.6% | 50% | $305,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 33.3% | $75,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $625,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.6% | 50% | $105,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $715,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.6% | 100% | $475,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $225,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
New American Funding, LLC.
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FHA | 1 | 0.6% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $455,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Wsecu
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Conventional | 1 | 0.6% | 50% | $85,000 | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Brookings Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Brookings, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Brookings? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brookings in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Brookings, OR
Use these to narrow the list above. Each category shows how many Brookings, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Brookings, OR
Independent mortgage companies closed 61.9 percent of home loans in Brookings, Oregon in 2025, banks 13.1 percent and credit unions 25 percent. Directors Mortgage, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Rogue Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Brookings, OR
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Brookings, Oregon with 4 loans, about 2.5 percent of the market. The largest lender headquartered in Oregon was Columbia Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Brookings, Oregon in 2025, led by Nations Lending Corporation with 3. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 8 credit unions closed home loans in Brookings, Oregon in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brookings, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brookings, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brookings. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
