Mortgage Lenders and Brokers in Muskogee, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Muskogee, Oklahoma mortgage lenders include Firstar BankFirstar Bank510 N Main St, Muskogee, OK 74401A+5.0 ★Texas Ratio: 5.68%, BancfirstBancfirst3601 W Okmulgee St, Muskogee, OK 74401A5.0 ★Texas Ratio: 6.40%, Arvest BankArvest Bank230 W Broadway St, Muskogee, OK 74401A5.0 ★Texas Ratio: 7.48%, Armstrong BankArmstrong Bank1215 W Okmulgee St, Muskogee, OK 74401A+5.0 ★Texas Ratio: 3.14%, Bokf NABokf NA1140 N York St, Muskogee, OK 74403A+5.0 ★Texas Ratio: 1.05%, Mabrey BankMabrey Bank401 N Main St, Muskogee, OK 74401A+5.0 ★Texas Ratio: 4.13%, Local BankLocal Bank301 W Broadway St, Muskogee, OK 74401A+5.0 ★Texas Ratio: 3.86%, TTCU Federal Credit UnionTTCU Federal Credit Union3801 W Okmulgee St, Muskogee, OK 74401 4934A+5.0 ★Texas Ratio: 4.35%, Gateway First BankGateway First Bank422 S Dewey Ave, Bartlesville, OK 74003B+4.8 ★Texas Ratio: 17.16%, and Regent BankRegent Bank422 S Dewey Ave, Bartlesville, OK 74003A5.0 ★Texas Ratio: 13.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Muskogee, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Muskogee are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Muskogee, Oklahoma
Market share is the lender's share of all home loans closed in Muskogee, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Muskogee 510 N Main St, Muskogee, OK 74401 A+5.0 ★Texas Ratio: 5.68% |
Conventional, FHA, VA | 52 | 10.1% | 100% | $176,538 | View |
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4 offices in Muskogee 3601 W Okmulgee St, Muskogee, OK 74401 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, VA, HELOC | 24 +10 HELOCs |
4.7% | 88.2% | $139,166 | View |
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2 offices in Muskogee 230 W Broadway St, Muskogee, OK 74401 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, HELOC | 24 +9 HELOCs |
4.7% | 92.3% | $153,750 | View |
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1 office in Muskogee 1215 W Okmulgee St, Muskogee, OK 74401 A+5.0 ★Texas Ratio: 3.14% |
Conventional, HELOC | 12 +15 HELOCs |
2.3% | 92.9% | $120,833 | View |
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2 offices in Muskogee 1140 N York St, Muskogee, OK 74403 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA, HELOC | 12 +11 HELOCs |
2.3% | 100% | $202,500 | View |
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1 office in Muskogee 401 N Main St, Muskogee, OK 74401 A+5.0 ★Texas Ratio: 4.13% |
Conventional | 7 | 1.4% | 80% | $162,142 | View |
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301 W Broadway St, Muskogee, OK 74401 A+5.0 ★Texas Ratio: 3.86% |
Conventional | 13 | 2.5% | 86.7% | $144,230 | View |
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3801 W Okmulgee St, Muskogee, OK 74401 4934 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 4 +5 HELOCs |
0.8% | 100% | $95,000 | View |
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422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 4 | 0.8% | 100% | $212,500 | View |
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422 S Dewey Ave, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 13.71% |
Conventional | 3 | 0.6% | 100% | $171,666 | View |
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3032 E 2nd St, Edmond, OK 73034 A+5.0 ★Texas Ratio: 3.12% |
Conventional, VA | 3 | 0.6% | 100% | $218,333 | View |
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221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA | 3 | 0.6% | 75% | $325,000 | View |
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1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
FHA, USDA | 2 | 0.4% | 100% | $210,000 | View |
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1651 N 9th St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 66.7% | $100,000 | View |
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4500 W Houston St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.11% |
Conventional | 2 | 0.4% | 100% | $85,000 | View |
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1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
Conventional, FHA | 2 | 0.4% | 66.7% | $160,000 | View |
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601 N York St, Muskogee, OK 74403 3856 A5.0 ★Texas Ratio: 6.32% |
Conventional | 2 | 0.4% | 71.4% | $125,000 | View |
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1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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★ 1 stars, 1 review 2612 SE Washington Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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1650 S Elm Pl, Broken Arrow, OK 74012 6455 B4.6 ★Texas Ratio: 20.19% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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10727 E 51st St, Tulsa, OK 74146 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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7300 NW 23RD ST, BETHANY, OK 73008 5128 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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1804 S 1st St, Chickasha, OK 73018 6011 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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2211 S Aspen Ave, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
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4812 E 81st St, Tulsa, OK 74137 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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310 E Graham Ave, Pryor, OK 74361 A-5.0 ★Texas Ratio: 14.96% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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1020 Nw 150th St, Edmond, OK 73013 A5.0 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Bank of Oklahoma
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Conventional, FHA, VA, USDA | 65 | 12.7% | 100% | $203,923 | |
Associated Mortgage Corporation
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Conventional, FHA | 9 | 1.8% | 100% | $180,555 | |
The Bank, National Association
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Conventional | 3 | 0.6% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.4% | 40% | $130,000 | View |
New American Funding, LLC.
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Conventional, FHA, VA, USDA, HELOC | 44 +2 HELOCs |
8.6% | 88.2% | $198,863 | |
Rocket Mortgage
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Conventional, FHA, VA | 37 | 7.2% | 78.8% | $142,297 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
3.9% | 87% | $250,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 19 | 3.7% | 95% | $158,157 | |
Mortgage Research Center
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VA | 15 | 2.9% | 57.7% | $211,666 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 12 | 2.3% | 85.7% | $134,166 | View |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.2% | 75% | $178,333 | |
Nationstar Mortgage
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Conventional, VA | 6 | 1.2% | 85.7% | $131,666 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 5 | 1% | 85.7% | $169,000 | |
21St Mortgage
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Conventional | 5 | 1% | 38.5% | $89,000 | |
Goodleap, LLC
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Conventional, FHA, VA, HELOC | 4 +2 HELOCs |
0.8% | 80% | $145,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.8% | 80% | $125,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 0.8% | 45.5% | $112,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 0.8% | 100% | $307,500 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, USDA | 4 | 0.8% | 100% | $157,500 | |
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A5.0 ★Texas Ratio: 9.93% |
FHA | 3 | 0.6% | 21.4% | $81,666 | View |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $198,333 | |
New Day Financial, LLC.
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VA | 3 | 0.6% | 42.9% | $138,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.6% | 75% | $285,000 | View |
Royal United Mortgage LLC
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FHA | 2 | 0.4% | 100% | $120,000 | |
Newrez LLC
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Conventional, FHA | 2 | 0.4% | 28.6% | $120,000 | |
Envoy Mortgage, Ltd
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VA | 2 | 0.4% | 100% | $230,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 40% | $100,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $100,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.4% | 100% | $175,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.4% | 100% | $165,000 | |
Prosperity Home Mortgage, LLC
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VA | 2 | 0.4% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.4% | 50% | $150,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.4% | 100% | $195,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.4% | 100% | $260,000 | View |
Paramount Residential Mortgage
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Conventional, VA | 2 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $45,000 | View |
Guaranteed Rate, Inc.
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | |
United Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $145,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $195,000 | |
Aspire Home Loans
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FHA | 1 | 0.2% | 100% | $85,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $115,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.2% | 50% | $165,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 33.3% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 50% | $75,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $155,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.2% | 100% | $165,000 | |
FirstTrust Home Loans
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 66.7% | $65,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.2% | 100% | $255,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $205,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Waterstone Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $165,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.2% | 100% | $165,000 | |
New Fed Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $175,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.2% | 50% | $145,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 7.1% | $85,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 50% | $305,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 20% | $65,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.2% | 100% | $115,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Muskogee Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Muskogee, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Muskogee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Muskogee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Muskogee, OK
Use these to narrow the list above. Each category shows how many Muskogee, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Muskogee, OK
Independent mortgage companies closed 45.4 percent of home loans in Muskogee, Oklahoma in 2025, banks 51.3 percent and credit unions 3.3 percent. Associated Mortgage Corporation was the largest mortgage company, Firstar Bank the largest bank and TTCU Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Firstar Bank led with 52 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Muskogee, OK
By home loans closed in 2025, Firstar Bank was the largest mortgage lender in Muskogee, Oklahoma with 52 loans, about 10.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Muskogee, Oklahoma, Firstar Bank approved the highest share of completed applications in 2025 at 100 percent, against a 80.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Muskogee, Oklahoma in 2025, led by American Bank of Oklahoma with 36. 30 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 11 credit unions closed home loans in Muskogee, Oklahoma in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Muskogee, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Muskogee, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Muskogee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
