Mortgage Lenders and Brokers in Locust Grove, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Locust Grove, Oklahoma mortgage lenders include All Capital BankAll Capital Bank124 E Main St, Locust Grove, OK 74352A+5.0 ★Texas Ratio: 3.11%, First United Bank and Trust CoFirst United Bank and Trust Co221 W 12th St, Ada, OK 74820A5.0 ★Texas Ratio: 10.43%, Arvest BankArvest Bank100 Se Frank Phillips Blvd, Bartlesville, OK 74003A5.0 ★Texas Ratio: 7.48%, Allegiance Federal Credit UnionAllegiance Federal Credit Union1925 S Kelly Ave, Edmond, OK 73013 3686A+5.0 ★Texas Ratio: 4.90%, American Mortgage BankAmerican Mortgage Bank1800 S Elm Pl, Broken Arrow, OK 74012A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1651 N 9th St, Broken Arrow, OK 74012A+5.0 ★Texas Ratio: 3.68%, Red Crown Federal Credit UnionRed Crown Federal Credit Union113 W Blue Starr Dr, Claremore, OK 74017 4226A+5.0 ★Texas Ratio: 2.23%, Bokf NABokf NA3815 E Frank Phillips Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 1.05%, BancfirstBancfirst310 W Main St, Ardmore, OK 73401A5.0 ★Texas Ratio: 6.40%, and First Pryority BankFirst Pryority Bank310 E Graham Ave, Pryor, OK 74361A-5.0 ★Texas Ratio: 14.96%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Locust Grove, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Locust Grove are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Locust Grove, Oklahoma
Market share is the lender's share of all home loans closed in Locust Grove, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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124 E Main St, Locust Grove, OK 74352 A+5.0 ★Texas Ratio: 3.11% |
Conventional | 3 | 6% | 100% | $45,000 | View |
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221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA | 2 | 4% | 66.7% | $165,000 | View |
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100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 1 +3 HELOCs |
2% | 50% | $95,000 | View |
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1925 S Kelly Ave, Edmond, OK 73013 3686 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 1 | 2% | 100% | $35,000 | View |
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1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
USDA | 1 | 2% | 100% | $125,000 | View |
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1651 N 9th St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2% | 100% | $185,000 | View |
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113 W Blue Starr Dr, Claremore, OK 74017 4226 A+5.0 ★Texas Ratio: 2.23% |
Conventional | 1 | 2% | 100% | $85,000 | View |
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3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 2% | 100% | $365,000 | View |
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310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 2% | 100% | $85,000 | View |
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310 E Graham Ave, Pryor, OK 74361 A-5.0 ★Texas Ratio: 14.96% |
Conventional | 1 | 2% | 100% | $635,000 | View |
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13475 S Memorial Dr, Bixby, OK 74008 3157 A+5.0 ★Texas Ratio: 4.35% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Associated Mortgage Corporation
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Conventional, FHA | 2 | 4% | 100% | $155,000 | |
Rocket Mortgage
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Conventional, FHA | 6 | 12% | 100% | $130,000 | |
21St Mortgage
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Conventional | 3 | 6% | 42.9% | $155,000 | |
Newrez LLC
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Conventional, FHA | 2 | 4% | 100% | $165,000 | |
Flat Branch Mortgage, Inc.
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FHA, USDA | 2 | 4% | 100% | $210,000 | |
Mortgage Research Center
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VA | 2 | 4% | 100% | $235,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 4% | 100% | $285,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 4% | 100% | $410,000 | |
Mortgage Investment Services Corporation
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USDA | 1 | 2% | 100% | $265,000 | |
Freedom Mortgage Corporation
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VA | 1 | 2% | 100% | $235,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 2% | 100% | $235,000 | |
Telcoe Federal Credit Union
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Conventional | 1 | 2% | 100% | $95,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 2% | 100% | $185,000 | |
Kind Lending, LLC
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VA | 1 | 2% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 2% | 28.6% | $185,000 | View |
PHH Mortgage Corporation
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FHA | 1 | 2% | 100% | $115,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 2% | 100% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 2% | 100% | $105,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 2% | 100% | $125,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 2% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 2% | 100% | $235,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 2% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 2% | 100% | $335,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 2% | 100% | $135,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Locust Grove Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Locust Grove, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Locust Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Locust Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Locust Grove, OK
Use these to narrow the list above. Each category shows how many Locust Grove, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Locust Grove, OK
Independent mortgage companies closed 68 percent of home loans in Locust Grove, Oklahoma in 2025, banks 24 percent and credit unions 8 percent. Associated Mortgage Corporation was the largest mortgage company, All Capital Bank the largest bank and Allegiance Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, All Capital Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Locust Grove, OK
By home loans closed in 2025, All Capital Bank was the largest mortgage lender in Locust Grove, Oklahoma with 3 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Locust Grove, Oklahoma in 2025, led by Associated Mortgage Corporation with 1. 8 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 5 credit unions closed home loans in Locust Grove, Oklahoma in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Locust Grove, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Locust Grove, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Locust Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
