Worthington, Ohio mortgage lenders include Huntington National BankHuntington National Bank7840 Olentangy River Rd, Worthington, OH 43235A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6895 N High St, Worthington, OH 43085A+5.0 ★Texas Ratio: 3.22%, First Financial BankFirst Financial Bank150 W Wilson Bridge Rd, Worthington, OH 43085A+5.0 ★Texas Ratio: 3.21%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA50 W Wilson Bridge Rd, Worthington, OH 43085A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.7832 Olentangy River Rd, Worthington, OH 43235A+5.0 ★Texas Ratio: 2.85%, PNC Bank N.A.PNC Bank N.A.6900 N High St, Worthington, OH 43085A+5.0 ★Texas Ratio: 4.24%, The Park National BankThe Park National Bank7140 N High St, Worthington, OH 43085A5.0 ★Texas Ratio: 6.62%, Bank of America NABank of America NA54 West Wilson Bridge Road, Worthington, OH 43085A+5.0 ★Texas Ratio: 4.14%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, and Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Worthington, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Worthington are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Worthington, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Worthington 7840 Olentangy River Rd, Worthington, OH 43235 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 14 +58 HELOCs |
6.7% | 100% | $450,714 | View |
|
1 office in Worthington 6895 N High St, Worthington, OH 43085 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +17 HELOCs |
3.3% | 87.5% | $290,714 | View |
|
1 office in Worthington 150 W Wilson Bridge Rd, Worthington, OH 43085 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo, HELOC | 7 +6 HELOCs |
3.3% | 87.5% | $320,714 | View |
|
1 office in Worthington 50 W Wilson Bridge Rd, Worthington, OH 43085 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 3.3% | 100% | $325,000 | View |
|
2 offices in Worthington 7832 Olentangy River Rd, Worthington, OH 43235 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +11 HELOCs |
0.5% | 50% | $35,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Worthington 6900 N High St, Worthington, OH 43085 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
0.5% | 100% | $225,000 | View |
|
1 office in Worthington 7140 N High St, Worthington, OH 43085 A5.0 ★Texas Ratio: 6.62% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1 office in Worthington 54 West Wilson Bridge Road, Worthington, OH 43085 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, HELOC | 15 +5 HELOCs |
7.1% | 100% | $383,666 | |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 8 +20 HELOCs |
3.8% | 72.7% | $240,000 | View |
|
7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 5 +2 HELOCs |
2.4% | 83.3% | $307,000 | View |
|
1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 4 +3 HELOCs |
1.9% | 100% | $365,000 | View |
|
760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 2 +8 HELOCs |
1% | 100% | $510,000 | View |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $415,000 | View |
|
3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 2 | 1% | 100% | $535,000 | View |
|
529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 2 | 1% | 100% | $830,000 | View |
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 1 +11 HELOCs |
0.5% | 50% | $185,000 | View |
|
4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $505,000 | View |
|
6851 N High St, Worthington, OH 43085 2509 A-4.9 ★Texas Ratio: 15.81% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 33.3% | $105,000 | View |
|
3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $335,000 | View |
|
1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.5% | 100% | $485,000 | View |
|
501 Long St, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
|
★ 1 stars, 1 review 10300 Alliance Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
|
6600 N High St, Worthington, OH 43085 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
510 E Mound St, Columbus, OH 43215 5539 A5.0 ★Texas Ratio: 13.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
|
Conventional, FHA | 6 | 2.9% | 100% | $301,666 | |
The Equitable Mortgage Corporation
|
Conventional | 5 | 2.4% | 100% | $377,000 | |
Go Mortgage, LLC
|
Conventional | 3 | 1.4% | 100% | $465,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 1% | 100% | $570,000 | |
The Middlefield Banking Company
|
Conventional | 2 | 1% | 100% | $125,000 | |
Equity Resources Inc
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.5% | 100% | $425,000 | |
Nfm, Inc
|
Conventional, Jumbo | 16 | 7.6% | 100% | $450,625 | |
Rocket Mortgage
|
Conventional, FHA | 11 | 5.2% | 92.3% | $298,636 | |
Guaranteed Rate, Inc.
|
Conventional | 8 | 3.8% | 100% | $537,500 | |
United Wholesale Mortgage
|
Conventional, FHA | 6 | 2.9% | 85.7% | $333,333 | |
Lower, LLC
|
Conventional, HELOC | 5 +1 HELOCs |
2.4% | 83.3% | $409,000 | |
Mutual of Omaha Mortgage
|
Conventional | 5 | 2.4% | 100% | $415,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 4 | 1.9% | 80% | $322,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 1.9% | 66.7% | $180,000 | |
loanDepot.com LLC
|
Conventional, FHA | 3 | 1.4% | 100% | $241,666 | |
Ruoff Mortgage Company
|
Conventional | 2 | 1% | 100% | $395,000 | |
Newrez LLC
|
Conventional, VA | 2 | 1% | 50% | $445,000 | |
Bayshore Mortgage Funding
|
Conventional, FHA | 2 | 1% | 100% | $370,000 | |
East Coast Capital Corp.
|
Conventional | 2 | 1% | 100% | $290,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1% | 100% | $150,000 | |
The Loan Store, Inc
|
Conventional, FHA | 2 | 1% | 100% | $440,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1% | 100% | $425,000 | |
Village Capital & Investment
|
FHA | 2 | 1% | 100% | $495,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $135,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
American Airlines Federal Cred
|
Conventional | 1 | 0.5% | 100% | $265,000 | |
American Financial Resources LLC
|
VA | 1 | 0.5% | 100% | $765,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 0.5% | 100% | $355,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.5% | 100% | $285,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 0.5% | 100% | $625,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $535,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $345,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.5% | 100% | $445,000 | |
American Financial Network, Inc.
|
Conventional, Jumbo | 1 | 0.5% | 100% | $1,045,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $395,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.5% | 100% | $415,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.5% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
BoxCar Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
Mortgage Research Center
|
VA | 1 | 0.5% | 100% | $335,000 | |
Lake Michigan Credit Union
|
Conventional | 1 | 0.5% | 100% | $645,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.5% | 100% | $315,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.5% | 100% | $435,000 | |
Victory Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.5% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.5% | 100% | $375,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.5% | 100% | $35,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Worthington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Worthington in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Worthington, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 54.8 percent of home loans in Worthington, Ohio in 2025, banks 40.5 percent and credit unions 4.8 percent. Union Home Mortgage Corp. was the largest mortgage company, Huntington National Bank the largest bank and BMI Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Worthington, Ohio with 14 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Worthington, Ohio in 2025, led by Freedom Mortgage Corporation with 2. 3 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 12 credit unions closed home loans in Worthington, Ohio in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Worthington, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Worthington, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Worthington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.