Mortgage Lenders and Brokers in Wooster, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wooster, Ohio mortgage lenders include Huntington National BankHuntington National Bank135 E Liberty St, Wooster, OH 44691A+5.0 ★Texas Ratio: 3.66%, The Commercial & Savings BankThe Commercial & Savings Bank350 E Liberty St, Wooster, OH 44691A+5.0 ★Texas Ratio: 5.57%, Main Street Bank CorpMain Street Bank Corp151 N Market St, Wooster, OH 44691A+5.0 ★Texas Ratio: 5.62%, The Apple Creek Banking CompanyThe Apple Creek Banking Company4500 Cleveland Rd, Wooster, OH 44691A+5.0 ★Texas Ratio: 0.00%, Farmers National BankFarmers National Bank4192 Burbank Rd, Wooster, OH 44691A+5.0 ★Texas Ratio: 5.45%, PNC Bank N.A.PNC Bank N.A.1776 Beall Ave, Wooster, OH 44691A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA141 N Walnut St, Wooster, OH 44691A+5.0 ★Texas Ratio: 3.68%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, The Park National BankThe Park National Bank2148 G Eagle Pass, Wooster, OH 44691A5.0 ★Texas Ratio: 6.62%, and Directions Credit UnionDirections Credit Union2258 Eagle Pass, Wooster, OH 44691A+5.0 ★Texas Ratio: 3.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wooster, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wooster are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wooster, Ohio
Market share is the lender's share of all home loans closed in Wooster, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Wooster 135 E Liberty St, Wooster, OH 44691 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 33 +65 HELOCs |
5.9% | 86.8% | $209,545 | View |
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2 offices in Wooster 350 E Liberty St, Wooster, OH 44691 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 27 | 4.8% | 93.1% | $215,740 | View |
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151 N Market St, Wooster, OH 44691 A+5.0 ★Texas Ratio: 5.62% |
Conventional | 25 | 4.5% | 96.3% | $180,200 | View |
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2 offices in Wooster 4500 Cleveland Rd, Wooster, OH 44691 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 21 | 3.8% | 88% | $174,047 | View |
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2 offices in Wooster 4192 Burbank Rd, Wooster, OH 44691 A+5.0 ★Texas Ratio: 5.45% |
Conventional, HELOC | 10 +12 HELOCs |
1.8% | 100% | $245,000 | View |
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★ 1.7 stars, 3 reviews 2 offices in Wooster 1776 Beall Ave, Wooster, OH 44691 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 9 +48 HELOCs |
1.6% | 90% | $188,333 | View |
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1 office in Wooster 141 N Walnut St, Wooster, OH 44691 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +1 HELOCs |
1.3% | 70% | $196,428 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 8 +2 HELOCs |
1.4% | 88.9% | $162,500 | View |
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2148 G Eagle Pass, Wooster, OH 44691 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 5 +2 HELOCs |
0.9% | 100% | $301,000 | View |
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2258 Eagle Pass, Wooster, OH 44691 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 4 +6 HELOCs |
0.7% | 100% | $187,500 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $230,000 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $120,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $295,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.4% | 33.3% | $250,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.4% | 100% | $170,000 | View |
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3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 0.4% | 100% | $225,000 | View |
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1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $305,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
VA | 1 | 0.2% | 100% | $485,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $145,000 | View |
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1175 Cleveland Ave, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.99% |
VA | 1 | 0.2% | 100% | $325,000 | View |
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★ 1 stars, 1 review 10300 Alliance Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 5.55% |
FHA | 1 | 0.2% | 100% | $445,000 | View |
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4737 Us Highway 62, Berlin, OH 44610 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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645 N Main St, Akron, OH 44310 A+5.0 ★Texas Ratio: 5.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 73 +1 HELOCs |
13.1% | 100% | $209,520 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 30 +1 HELOCs |
5.4% | 96.8% | $187,666 | |
The Equitable Mortgage Corporation
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FHA, VA | 3 | 0.5% | 100% | $261,666 | |
myCUmortgage
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Conventional | 2 | 0.4% | 100% | $210,000 | |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $335,000 | |
Equity Resources Inc
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VA | 1 | 0.2% | 100% | $235,000 | |
Westfield Bank, FSB
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 60 | 10.7% | 85.9% | $197,833 | |
Triad Financial Services, Inc.
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Conventional | 21 | 3.8% | 78.7% | $68,333 | |
United Trust Bank
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Conventional, FHA, VA | 21 | 3.8% | 95.5% | $215,952 | |
Mortgage Research Center
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VA | 16 | 2.9% | 89.5% | $241,875 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 2.7% | 84.2% | $254,333 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA, USDA | 13 | 2.3% | 100% | $239,615 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA | 12 | 2.1% | 70.6% | $323,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 1.8% | 91.7% | $182,000 | |
Fairway Independent Mort Corp
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Conventional, USDA | 9 | 1.6% | 100% | $227,222 | |
Polaris Home Funding Corp.
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Conventional, FHA | 8 | 1.4% | 80% | $260,000 | |
Howard Hanna Financial Services, Inc
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Conventional, VA | 6 | 1.1% | 100% | $240,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
0.9% | 100% | $203,000 | |
Ruoff Mortgage Company
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Conventional, FHA | 5 | 0.9% | 100% | $207,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.7% | 57.1% | $167,500 | |
Amerisave Mortgage Company
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Conventional | 4 | 0.7% | 57.1% | $117,500 | |
Nationstar Mortgage
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Conventional, VA | 4 | 0.7% | 80% | $167,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.7% | 100% | $107,500 | View |
Newrez LLC
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Conventional, VA | 3 | 0.5% | 75% | $148,333 | |
loanDepot.com LLC
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Conventional | 3 | 0.5% | 42.9% | $95,000 | |
New Wave Lending Group Inc
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Conventional | 3 | 0.5% | 100% | $205,000 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 0.5% | 75% | $235,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 3 | 0.5% | 100% | $131,666 | View |
Spring Eq, LLC
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Conventional | 3 | 0.5% | 75% | $68,333 | |
Geneva Financial LLC
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FHA | 2 | 0.4% | 66.7% | $160,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.4% | 66.7% | $155,000 | |
Village Capital & Investment
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VA | 2 | 0.4% | 75% | $285,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $215,000 | |
New American Funding, LLC.
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $275,000 | |
Lower, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 8.01% |
FHA | 1 | 0.2% | 100% | $265,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.2% | 100% | $265,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.2% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $155,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 100% | $575,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Coast One Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $195,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $265,000 | |
Everence Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $215,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $175,000 | |
Dignified Home Loans LLC
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FHA | 1 | 0.2% | 100% | $385,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $295,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
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A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.2% | 100% | $195,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $175,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.2% | 100% | $145,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,615,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 50% | $195,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 66.7% | $95,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.2% | 16.7% | $35,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Eastman Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wooster Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wooster, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Wooster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wooster in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wooster, OH
Use these to narrow the list above. Each category shows how many Wooster, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Wooster, OH
Independent mortgage companies closed 62.1 percent of home loans in Wooster, Ohio in 2025, banks 35.1 percent and credit unions 2.9 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Directions Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 33 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wooster, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Wooster, Ohio with 33 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Wooster, Ohio, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 87.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Wooster, Ohio in 2025, led by CrossCountry Mortgage, LLC with 18. 23 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 10 credit unions closed home loans in Wooster, Ohio in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wooster, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wooster, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wooster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
