Mortgage Lenders and Brokers in Woodlawn, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodlawn, Ohio mortgage lenders include US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Kemba Credit UnionKemba Credit Union1135 W Ohio Pike, Amelia, OH 45102 1240A+5.0 ★Texas Ratio: 3.32%, General Electric Credit UnionGeneral Electric Credit Union11370 Reed Hartman Hwy, Blue Ash, OH 45241A5.0 ★Texas Ratio: 6.06%, German American BankGerman American Bank7755 Montgomery Rd, Cincinnati, OH 45236A+5.0 ★Texas Ratio: 1.93%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.112 E Liberty St, Arlington, OH 45814A+5.0 ★Texas Ratio: 3.87%, Guardian Savings BankGuardian Savings Bank11333 Princeton Pike, Cincinnati, OH 45246A+5.0 ★Texas Ratio: 1.35%, and Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodlawn, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodlawn are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodlawn, Ohio
Market share is the lender's share of all home loans closed in Woodlawn, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
6.4% | 75% | $118,333 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +4 HELOCs |
4.3% | 50% | $90,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +4 HELOCs |
4.3% | 100% | $230,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 4.3% | 66.7% | $195,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 1 +1 HELOCs |
2.1% | 100% | $45,000 | View |
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11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional, HELOC | 1 +1 HELOCs |
2.1% | 100% | $345,000 | View |
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7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 2.1% | 100% | $445,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 2.1% | 100% | $495,000 | View |
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11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 2.1% | 100% | $5,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 1 | 2.1% | 100% | $215,000 | |
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1719 W Ohio Pike, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 2.1% | 100% | $335,000 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First State Bank
4901 Vine St, Cincinnati, OH 45217 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2651 Observatory Ave Ste 102, Cincinnati, OH 45208 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 6.4% | 100% | $148,333 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 4.3% | 100% | $390,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 17% | 88.9% | $153,750 | |
United Wholesale Mortgage
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FHA, VA | 5 | 10.6% | 100% | $307,000 | |
Polaris Home Funding Corp.
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Conventional | 2 | 4.3% | 100% | $145,000 | |
Ruoff Mortgage Company
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Conventional | 2 | 4.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 2.1% | 100% | $365,000 | View |
American Financial Resources LLC
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VA | 1 | 2.1% | 50% | $255,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 2.1% | 100% | $165,000 | |
Freedom Mortgage Corporation
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VA | 1 | 2.1% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 2.1% | 50% | $75,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 2.1% | 100% | $165,000 | |
ClearPath Lending
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VA | 1 | 2.1% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 1 | 2.1% | 100% | $175,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 2.1% | 50% | $215,000 |
Woodlawn Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodlawn, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Woodlawn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodlawn in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodlawn, OH
Use these to narrow the list above. Each category shows how many Woodlawn, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Woodlawn, OH
Independent mortgage companies closed 63.8 percent of home loans in Woodlawn, Ohio in 2025, banks 31.9 percent and credit unions 4.3 percent. CrossCountry Mortgage, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Kemba Credit Union the largest credit union. Among lenders headquartered in Ohio, US Bank, N.A. led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodlawn, OH
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Woodlawn, Ohio with 3 loans, about 6.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Woodlawn, Ohio in 2025, led by Rocket Mortgage with 4. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Woodlawn, Ohio in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodlawn, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodlawn, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodlawn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
