Mortgage Lenders and Brokers in University Heights, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
University Heights, Ohio mortgage lenders include Keybank National AssociationKeybank National Association2185 Warrensville Center Rd, University Heights, OH 44118A+5.0 ★Texas Ratio: 4.81%, Third Federal Savings and LoanThird Federal Savings and Loan13908 Cedar Rd, University Heights, OH 44118A+5.0 ★Texas Ratio: 2.32%, Dollar Bank, FSBDollar Bank, FSB2200 Warrensville Center Rd, University Heights, OH 44118A+5.0 ★Texas Ratio: 5.29%, Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, First Federal S&L of LakewoodFirst Federal S&L of Lakewood36839 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 4.66%, First National Bank of PAFirst National Bank of PA3296 W Market St, Akron, OH 44333A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.2233 Warrensville Center Rd, University Heights, OH 44118A+5.0 ★Texas Ratio: 4.24%, and Century FCUCentury FCU1240 E 9th St, Cleveland, OH 44199A+5.0 ★Texas Ratio: 4.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in University Heights, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in University Heights are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in University Heights, Ohio
Market share is the lender's share of all home loans closed in University Heights, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in University Heights 2185 Warrensville Center Rd, University Heights, OH 44118 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 10 +1 HELOCs |
4.3% | 71.4% | $74,000 | View |
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1 office in University Heights 13908 Cedar Rd, University Heights, OH 44118 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 5 +7 HELOCs |
2.1% | 85.7% | $261,000 | View |
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1 office in University Heights 2200 Warrensville Center Rd, University Heights, OH 44118 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 33.3% | $75,000 | View |
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1 office in University Heights 2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +13 HELOCs |
0% | n/a | View | |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 10 +12 HELOCs |
4.3% | 83.3% | $203,000 | View |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 6 | 2.6% | 100% | $240,000 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 5 +3 HELOCs |
2.1% | 83.3% | $225,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.7% | 66.7% | $242,500 | View |
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★ 1.7 stars, 3 reviews 2233 Warrensville Center Rd, University Heights, OH 44118 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +14 HELOCs |
1.3% | 100% | $241,666 | View |
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1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $130,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $175,000 | View |
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3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 0.9% | 100% | $415,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $255,000 | View |
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1500 Pearl Rd, Brunswick, OH 44212 A5.0 ★Texas Ratio: 6.50% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 50% | $265,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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491 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 22 | 9.4% | 95.7% | $268,636 | |
Union Capital Mortgage Corp
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Conventional, FHA | 10 | 4.3% | 100% | $254,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 7 | 3% | 100% | $232,142 | |
Liberty Home Mortgage Corp
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Conventional, FHA | 3 | 1.3% | 100% | $261,666 | |
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A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Skyrock Mortgage
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Conventional, FHA | 26 | 11.2% | 100% | $313,846 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 7.7% | 81.8% | $193,333 | |
Howard Hanna Financial Services, Inc
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Conventional | 10 | 4.3% | 100% | $296,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 8 +1 HELOCs |
3.4% | 88.9% | $351,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 3% | 87.5% | $223,571 | |
Synergy One Lending, Inc.
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Conventional, FHA | 6 | 2.6% | 100% | $260,000 | |
First Equity Mortgage Inc
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Conventional | 5 | 2.1% | 100% | $555,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 4 | 1.7% | 100% | $325,000 | |
Newrez LLC
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Conventional, FHA | 3 | 1.3% | 100% | $158,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 1.3% | 100% | $288,333 | |
Lake Michigan Credit Union
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Conventional | 3 | 1.3% | 100% | $318,333 | |
Fairway Independent Mort Corp
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Conventional | 3 | 1.3% | 100% | $205,000 | |
Ruoff Mortgage Company
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Conventional, VA | 2 | 0.9% | 100% | $290,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.9% | 66.7% | $255,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.9% | 100% | $235,000 | View |
Mortgage Research Center
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VA | 2 | 0.9% | 100% | $355,000 | |
Better Mortgage Corporation
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Conventional, VA | 2 | 0.9% | 66.7% | $245,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.9% | 100% | $155,000 | |
loanDepot.com LLC
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $185,000 | |
Genisys Credit Union
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Goodleap, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 100% | $305,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Norwich Commercial Group Inc
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Conventional | 1 | 0.4% | 50% | $275,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $495,000 | |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $455,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.4% | 100% | $235,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.4% | 100% | $295,000 | |
MortgageCountry
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Weichert Financial Services
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.4% | 100% | $315,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 50% | $65,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.4% | 100% | $245,000 | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
University Heights Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in University Heights, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in University Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in University Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in University Heights, OH
Use these to narrow the list above. Each category shows how many University Heights, OH lenders fit and what that kind of lender is usually best for.
Who Lends in University Heights, OH
Independent mortgage companies closed 69.1 percent of home loans in University Heights, Ohio in 2025, banks 27 percent and credit unions 3.9 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Keybank National Association the largest bank and Century FCU the largest credit union. Among lenders headquartered in Ohio, Keybank National Association led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in University Heights, OH
By home loans closed in 2025, Keybank National Association was the largest mortgage lender in University Heights, Ohio with 10 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in University Heights, Ohio in 2025, led by Huntington National Bank with 3. 9 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 9 credit unions closed home loans in University Heights, Ohio in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in University Heights, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in University Heights, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up University Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
