Mortgage Lenders and Brokers in Trenton, Ohio
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Trenton, Ohio mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association805 W State St, Trenton, OH 45067A+5.0 ★Texas Ratio: 3.22%, First Financial BankFirst Financial Bank125 E State St, Trenton, OH 45067A+5.0 ★Texas Ratio: 3.21%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, General Electric Credit UnionGeneral Electric Credit Union11370 Reed Hartman Hwy, Blue Ash, OH 45241A5.0 ★Texas Ratio: 6.06%, Telhio Credit Union, Inc.Telhio Credit Union, Inc.201 Outerbelt St, Columbus, OH 43213 1529A-4.9 ★Texas Ratio: 15.81%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, and Sharefax Credit UnionSharefax Credit Union1147 OLD STATE ROUTE 74, BATAVIA, OH 45103A5.0 ★Texas Ratio: 7.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Trenton, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Trenton are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Trenton, Ohio
Market share is the lender's share of all home loans closed in Trenton, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Trenton 805 W State St, Trenton, OH 45067 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, HELOC | 13 +21 HELOCs |
3.2% | 58.3% | $112,692 | View |
|
1 office in Trenton 125 E State St, Trenton, OH 45067 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +27 HELOCs |
0.2% | 33.3% | $35,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, FHA, VA, HELOC | 19 +4 HELOCs |
4.7% | 95.2% | $292,368 | |
|
3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 8 +5 HELOCs |
2% | 88.9% | $272,500 | View |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 5 +6 HELOCs |
1.2% | 62.5% | $145,000 | View |
|
1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 5 | 1.2% | 100% | $249,000 | View |
|
11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional, HELOC | 4 +11 HELOCs |
1% | 100% | $205,000 | View |
|
201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional, HELOC | 4 +2 HELOCs |
1% | 100% | $92,500 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 80% | $152,500 | View |
|
★ 5 stars, 1 review 1147 OLD STATE ROUTE 74, BATAVIA, OH 45103 A5.0 ★Texas Ratio: 7.78% |
Conventional | 3 | 0.7% | 100% | $171,666 | View |
|
8811 Holden Blvd, Fairfield, OH 45014 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 3 | 0.7% | 100% | $65,000 | View |
|
2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 3 | 0.7% | 100% | $138,333 | View |
|
★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +6 HELOCs |
0.5% | 100% | $225,000 | View |
|
3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.5% | 100% | $190,000 | View |
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 2 | 0.5% | 100% | $140,000 | View |
|
6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25% |
Conventional | 2 | 0.5% | 50% | $155,000 | View |
|
4030 Smith Rd, Cincinnati, OH 45209 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA | 2 | 0.5% | 100% | $280,000 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 0.5% | 66.7% | $55,000 | View |
|
6550 Princeton Glendale Rd, Liberty Township, OH 45011 A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 2 | 0.5% | 100% | $210,000 | View |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $415,000 | View |
|
11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $255,000 | View |
|
★ 5 stars, 1 review 4 S Main St, Camden, OH 45311 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
225 Upper Lewisburg Salem Rd, Brookville, OH 45309 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
3927 Indian Ripple Rd, Dayton, OH 45440 3449 A+5.0 ★Texas Ratio: 2.96% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
|
425 Rona Pkwy, Brookville, OH 45309 1117 |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
|
3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
633 Anderson Ferry Rd, Cincinnati, OH 45238 A+5.0 ★Texas Ratio: 0.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
3rd Street Financial Corp
|
Conventional, FHA, VA | 17 | 4.2% | 100% | $249,705 | |
Union Home Mortgage Corp.
|
Conventional, FHA, HELOC | 8 +1 HELOCs |
2% | 100% | $240,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 8 | 2% | 100% | $240,000 | |
Sibcy Cline Mortgage Services, Inc.
|
Conventional, VA | 4 | 1% | 100% | $275,000 | |
Rapid Mortgage Company
|
Conventional | 2 | 0.5% | 100% | $230,000 | |
myCUmortgage
|
FHA | 1 | 0.2% | 100% | $275,000 | |
T2 Financial LLC
|
FHA | 1 | 0.2% | 100% | $235,000 | |
Liberty Home Mortgage Corp
|
FHA | 1 | 0.2% | 100% | $255,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 42 | 10.3% | 91.5% | $252,380 | |
Rocket Mortgage
|
Conventional, FHA, VA | 35 | 8.6% | 74.5% | $197,857 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA, VA | 23 | 5.6% | 92.3% | $255,000 | View |
Mortgage Research Center
|
Conventional, FHA, VA | 15 | 3.7% | 78.9% | $303,666 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA | 10 | 2.5% | 100% | $274,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2% | 72.7% | $221,250 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 8 | 2% | 91.7% | $223,750 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 8 | 2% | 69.2% | $195,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 7 | 1.7% | 87.5% | $269,285 | |
American Financial Resources LLC
|
Conventional, FHA | 6 | 1.5% | 100% | $240,000 | |
Das Acquisition Company, LLC
|
Conventional, FHA | 6 | 1.5% | 100% | $273,333 | |
Nfm, Inc
|
Conventional, FHA, VA | 6 | 1.5% | 100% | $195,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 6 | 1.5% | 40% | $171,666 | |
Ruoff Mortgage Company
|
Conventional, FHA | 5 | 1.2% | 100% | $259,000 | |
VanDyk Mortgage Corporation
|
Conventional, FHA | 5 | 1.2% | 100% | $257,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 5 | 1.2% | 75% | $145,000 | |
Nationstar Mortgage
|
Conventional | 5 | 1.2% | 100% | $117,000 | |
New American Funding, LLC.
|
Conventional, FHA | 5 | 1.2% | 100% | $169,000 | |
Primelending
|
Conventional | 4 | 1% | 100% | $320,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA | 3 | 0.7% | 100% | $271,666 | |
Click n' Close, Inc.
|
Conventional, FHA, VA | 3 | 0.7% | 75% | $165,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 3 | 0.7% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $340,000 | |
Polaris Home Funding Corp.
|
FHA | 2 | 0.5% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 8.01% |
Conventional | 2 | 0.5% | 100% | $215,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 2 | 0.5% | 100% | $215,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $260,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 2 | 0.5% | 100% | $240,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 2 | 0.5% | 66.7% | $310,000 | |
Newrez LLC
|
Conventional | 2 | 0.5% | 66.7% | $105,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.5% | 28.6% | $70,000 | |
Planet Home Lending, LLC
|
FHA | 2 | 0.5% | 100% | $270,000 | |
Stockton Mortgage Corporation
|
FHA | 2 | 0.5% | 100% | $245,000 | |
Lower, LLC
|
FHA | 2 | 0.5% | 66.7% | $305,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.2% | 100% | $345,000 | |
Goodleap, LLC
|
VA | 1 | 0.2% | 100% | $245,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.2% | 100% | $225,000 | |
Allied Mortgage Group, Inc
|
VA | 1 | 0.2% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 50% | $205,000 | |
Movement Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $265,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
United Trust Bank
|
VA | 1 | 0.2% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Fidelity Direct Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.2% | 100% | $325,000 | |
American Financing Corporation
|
FHA | 1 | 0.2% | 50% | $255,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 50% | $355,000 | |
Churchill Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $215,000 | |
Mission Loans, LLC
|
VA | 1 | 0.2% | 100% | $275,000 | |
Tjc Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.2% | 50% | $225,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $285,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $155,000 | View |
Reliance First Capital, LLC
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $395,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Village Capital & Investment
|
VA | 1 | 0.2% | 100% | $425,000 | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Trenton Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Trenton, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Trenton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Trenton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Trenton, OH
Use these to narrow the list above. Each category shows how many Trenton, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Trenton, OH
Independent mortgage companies closed 68.4 percent of home loans in Trenton, Ohio in 2025, banks 24.5 percent and credit unions 7.1 percent. 3rd Street Financial Corp was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Fifth Third Bank, National Association led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Trenton, OH
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Trenton, Ohio with 13 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
47 lenders closed FHA loans in Trenton, Ohio in 2025, led by United Wholesale Mortgage with 18. 27 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 11 credit unions closed home loans in Trenton, Ohio in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Trenton, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Trenton, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Trenton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
