Mortgage Lenders and Brokers in Sandusky, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sandusky, Ohio mortgage lenders include Civista BankCivista Bank100 E Water St, Sandusky, OH 44870A+5.0 ★Texas Ratio: 4.72%, Keybank National AssociationKeybank National Association2532 Columbus Ave, Sandusky, OH 44870A+5.0 ★Texas Ratio: 4.81%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2211 Hayes Ave, Sandusky, OH 44870A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.205 W Perkins Ave, Sandusky, OH 44870A+5.0 ★Texas Ratio: 2.85%, First National BankFirst National Bank3410 Venice Rd, Sandusky, OH 44870A5.0 ★Texas Ratio: 10.36%, VacationLand Federal Credit UnionVacationLand Federal Credit Union2409 E Perkins Ave, Sandusky, OH 44870A+5.0 ★Texas Ratio: 4.80%, PNC Bank N.A.PNC Bank N.A.3902 Milan Rd, Sandusky, OH 44870A+5.0 ★Texas Ratio: 4.24%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, First Federal Bank of OhioFirst Federal Bank of Ohio5502 Milan Rd, Sandusky, OH 44870A+5.0 ★Texas Ratio: 2.76%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sandusky, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sandusky are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sandusky, Ohio
Market share is the lender's share of all home loans closed in Sandusky, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Sandusky 100 E Water St, Sandusky, OH 44870 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 54 +30 HELOCs |
17.7% | 93.3% | $180,185 | View |
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1 office in Sandusky 2532 Columbus Ave, Sandusky, OH 44870 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, VA | 10 | 3.3% | 83.3% | $147,000 | View |
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1 office in Sandusky 2211 Hayes Ave, Sandusky, OH 44870 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 5 +10 HELOCs |
1.6% | 45.5% | $219,000 | View |
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1 office in Sandusky 205 W Perkins Ave, Sandusky, OH 44870 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 5 +5 HELOCs |
1.6% | 71.4% | $123,000 | View |
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2 offices in Sandusky 3410 Venice Rd, Sandusky, OH 44870 A5.0 ★Texas Ratio: 10.36% |
Conventional | 2 | 0.7% | 100% | $170,000 | View |
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★ 5 stars, 1 review 2409 E Perkins Ave, Sandusky, OH 44870 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 2 | 0.7% | 50% | $130,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Sandusky 3902 Milan Rd, Sandusky, OH 44870 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 50% | $75,000 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 14 +2 HELOCs |
4.6% | 100% | $161,428 | View |
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5502 Milan Rd, Sandusky, OH 44870 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 6 | 2% | 87.5% | $115,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 1.3% | 100% | $275,000 | View |
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1200 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 4.36% |
Conventional, HELOC | 3 +3 HELOCs |
1% | 100% | $118,333 | View |
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3606 State Rd, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 6.26% |
Conventional | 2 | 0.7% | 100% | $340,000 | View |
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4112 Milan Rd, Sandusky, OH 44870 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 2 | 0.7% | 100% | $90,000 | View |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $65,000 | View |
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1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $155,000 | View |
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1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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1 Union Sq, Bellevue, OH 44811 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 50% | $345,000 | View |
First Federal Savings & Loan Association of Lorain
207 W Washington Row, Sandusky, OH 44870 |
Conventional | 1 | 0.3% | 100% | $205,000 | |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1175 Cleveland Ave, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 24 +2 HELOCs |
7.9% | 100% | $137,916 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 2.3% | 100% | $157,857 | |
Union Capital Mortgage Corp
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Conventional, FHA | 4 | 1.3% | 100% | $145,000 | |
myCUmortgage
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FHA | 1 | 0.3% | 100% | $145,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Liberty Home Mortgage Corp
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FHA | 1 | 0.3% | 100% | $125,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 33 | 10.8% | 81% | $119,545 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 3.9% | 70.6% | $158,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 10 | 3.3% | 73.3% | $125,000 | |
Your Home Financial LLC
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Conventional, FHA | 8 | 2.6% | 66.7% | $165,000 | |
Reliance First Capital, LLC
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Conventional, FHA, VA | 7 | 2.3% | 100% | $139,285 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2% | 100% | $171,666 | |
Click n' Close, Inc.
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Conventional, FHA | 6 | 2% | 100% | $106,666 | |
Mortgage Research Center
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FHA, VA | 6 | 2% | 75% | $186,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 6 | 2% | 75% | $130,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 5 | 1.6% | 83.3% | $135,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.6% | 100% | $85,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.6% | 100% | $139,000 | |
Lower, LLC
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FHA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $130,000 | |
Ruoff Mortgage Company
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Conventional, FHA | 2 | 0.7% | 100% | $160,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.7% | 100% | $150,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.7% | 25% | $130,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.7% | 18.2% | $90,000 | |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.7% | 100% | $95,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $165,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $25,000 | |
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A5.0 ★Texas Ratio: 8.01% |
FHA | 1 | 0.3% | 100% | $205,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $225,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.3% | 33.3% | $105,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $165,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $45,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $235,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.3% | 100% | $115,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $95,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $85,000 | View |
Three Rivers Federal Crediit U
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Towne Mortgage Company
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FHA | 1 | 0.3% | 100% | $145,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 50% | $85,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 50% | $165,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $305,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 50% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 100% | $25,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $165,000 | View |
Village Capital & Investment
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FHA | 1 | 0.3% | 50% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a |
Sandusky Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sandusky, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Sandusky? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sandusky in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sandusky, OH
Use these to narrow the list above. Each category shows how many Sandusky, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Sandusky, OH
Independent mortgage companies closed 57.7 percent of home loans in Sandusky, Ohio in 2025, banks 40 percent and credit unions 2.3 percent. Union Home Mortgage Corp. was the largest mortgage company, Civista Bank the largest bank and VacationLand Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, Civista Bank led with 54 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sandusky, OH
By home loans closed in 2025, Civista Bank was the largest mortgage lender in Sandusky, Ohio with 54 loans, about 17.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sandusky, Ohio, Civista Bank approved the highest share of completed applications in 2025 at 93.3 percent, against a 81.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Sandusky, Ohio in 2025, led by Rocket Mortgage with 12. 15 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 4 credit unions closed home loans in Sandusky, Ohio in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sandusky, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sandusky, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sandusky. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
