Mortgage Lenders and Brokers in Rocky River, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rocky River, Ohio mortgage lenders include Third Federal Savings and LoanThird Federal Savings and Loan21651 Center Ridge Rd, Rocky River, OH 44116A+5.0 ★Texas Ratio: 2.32%, First Federal S&L of LakewoodFirst Federal S&L of Lakewood20425 Center Ridge Rd, Rocky River, OH 44116A+5.0 ★Texas Ratio: 4.66%, Keybank National AssociationKeybank National Association20633 Center Ridge Rd, Rocky River, OH 44116A+5.0 ★Texas Ratio: 4.81%, Huntington National BankHuntington National Bank19975 Center Ridge Rd, Rocky River, OH 44116A+5.0 ★Texas Ratio: 3.66%, Dollar Bank, FSBDollar Bank, FSB20680 Center Ridge Rd, Rocky River, OH 44116A+5.0 ★Texas Ratio: 5.29%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA21810 Center Ridge Rd, Rocky River, OH 44116A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.21670 Center Ridge Rd, Rocky River, OH 44116A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.19825 Detroit Rd, Rocky River, OH 44116A+5.0 ★Texas Ratio: 2.85%, Citizens Bank, NACitizens Bank, NA21550 Center Ridge Rd, Rocky River, OH 44116A+5.0 ★Texas Ratio: 5.44%, and Flagstar Bank NAFlagstar Bank NA22255 Center Ridge Rd, Rocky River, OH 44116D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rocky River, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rocky River are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rocky River, Ohio
Market share is the lender's share of all home loans closed in Rocky River, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rocky River 21651 Center Ridge Rd, Rocky River, OH 44116 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 25 +45 HELOCs |
6.9% | 96.2% | $161,000 | View |
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1 office in Rocky River 20425 Center Ridge Rd, Rocky River, OH 44116 A+5.0 ★Texas Ratio: 4.66% |
Conventional, FHA, Jumbo, HELOC | 22 +13 HELOCs |
6.1% | 88% | $371,818 | View |
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2 offices in Rocky River 20633 Center Ridge Rd, Rocky River, OH 44116 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, HELOC | 20 +3 HELOCs |
5.5% | 84% | $134,000 | View |
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1 office in Rocky River 19975 Center Ridge Rd, Rocky River, OH 44116 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, Jumbo, HELOC | 17 +24 HELOCs |
4.7% | 85% | $413,235 | View |
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1 office in Rocky River 20680 Center Ridge Rd, Rocky River, OH 44116 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 11 +7 HELOCs |
3% | 78.6% | $205,909 | View |
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1 office in Rocky River 21810 Center Ridge Rd, Rocky River, OH 44116 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 10 +1 HELOCs |
2.8% | 100% | $395,000 | View |
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★ 1.7 stars, 3 reviews 2 offices in Rocky River 21670 Center Ridge Rd, Rocky River, OH 44116 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 9 +31 HELOCs |
2.5% | 100% | $518,333 | View |
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1 office in Rocky River 19825 Detroit Rd, Rocky River, OH 44116 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 9 | 2.5% | 83.3% | $389,444 | View |
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1 office in Rocky River 21550 Center Ridge Rd, Rocky River, OH 44116 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 8 +33 HELOCs |
2.2% | 100% | $233,750 | View |
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1 office in Rocky River 22255 Center Ridge Rd, Rocky River, OH 44116 D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 0.8% | 100% | $311,666 | View |
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1 office in Rocky River 21581 Center Ridge Rd, Rocky River, OH 44116 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $300,000 | View |
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20000 Detroit Rd, Rocky River, OH 44116 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, Jumbo, HELOC | 7 +20 HELOCs |
1.9% | 100% | $472,142 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 6 +9 HELOCs |
1.7% | 100% | $371,666 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $561,666 | View |
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1500 Pearl Rd, Brunswick, OH 44212 A5.0 ★Texas Ratio: 6.50% |
Conventional | 2 | 0.6% | 100% | $70,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 2 | 0.6% | 100% | $345,000 | |
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1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 2 | 0.6% | 100% | $345,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $325,000 | View |
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1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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20 E Stimson Ave, Athens, OH 45701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
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491 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3606 State Rd, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 25 | 6.9% | 100% | $333,400 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
2.8% | 100% | $246,000 | |
Union Capital Mortgage Corp
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Conventional | 9 | 2.5% | 100% | $377,222 | |
Liberty Home Mortgage Corp
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Conventional | 4 | 1.1% | 100% | $357,500 | |
Nations Lending Corporation
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Conventional, FHA | 3 | 0.8% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
The Equitable Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Rocket Mortgage
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Conventional, FHA, HELOC | 37 +1 HELOCs |
10.2% | 84.8% | $266,891 | |
Howard Hanna Financial Services, Inc
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Conventional | 20 | 5.5% | 100% | $341,500 | |
Guaranteed Rate, Inc.
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Conventional | 9 | 2.5% | 100% | $492,777 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 8 +1 HELOCs |
2.2% | 81.8% | $295,000 | |
Ruoff Mortgage Company
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Conventional | 4 | 1.1% | 100% | $367,500 | |
Pennymac Loan Services LLC
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Conventional | 4 | 1.1% | 100% | $282,500 | |
Synergy One Lending, Inc.
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Conventional, FHA | 4 | 1.1% | 100% | $277,500 | |
Provident Funding Associates
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Conventional | 4 | 1.1% | 100% | $327,500 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.8% | 100% | $231,666 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional, FHA, Jumbo | 2 | 0.6% | 100% | $530,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.6% | 66.7% | $70,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $345,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 100% | $315,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.6% | 100% | $315,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.6% | 100% | $350,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.6% | 100% | $365,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 50% | $245,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.3% | 100% | $305,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $95,000 | |
Coast One Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Your Home Financial LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $215,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $635,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
Milend, Inc
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FHA | 1 | 0.3% | 100% | $295,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $445,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,005,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.3% | 50% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 20% | $115,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Rocky River Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rocky River, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Rocky River? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rocky River in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rocky River, OH
Use these to narrow the list above. Each category shows how many Rocky River, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Rocky River, OH
Independent mortgage companies closed 48.5 percent of home loans in Rocky River, Ohio in 2025, banks 49.9 percent and credit unions 1.7 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Third Federal Savings and Loan the largest bank and Unity Catholic FCU the largest credit union. Among lenders headquartered in Ohio, Third Federal Savings and Loan led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rocky River, OH
By home loans closed in 2025, Third Federal Savings and Loan was the largest mortgage lender in Rocky River, Ohio with 25 loans, about 6.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Rocky River, Ohio in 2025, led by CrossCountry Mortgage, LLC with 3. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 7 credit unions closed home loans in Rocky River, Ohio in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rocky River, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rocky River, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rocky River. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
