Mortgage Lenders and Brokers in Ontario, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ontario, Ohio mortgage lenders include The Park National BankThe Park National Bank325 N Lexington Springmill Rd, Ontario, OH 44906A5.0 ★Texas Ratio: 6.62%, Mechanics BankMechanics Bank2103 Park Ave W, Ontario, OH 44906A+5.0 ★Texas Ratio: 4.43%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Directions Credit UnionDirections Credit Union1690 W 4th St, Ontario, OH 44906A+5.0 ★Texas Ratio: 3.08%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, First Federal Bank of OhioFirst Federal Bank of Ohio123 S Marion St, Cardington, OH 43315A+5.0 ★Texas Ratio: 2.76%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, Telhio Credit Union, Inc.Telhio Credit Union, Inc.201 Outerbelt St, Columbus, OH 43213 1529A-4.9 ★Texas Ratio: 15.81%, and First Merchants BankFirst Merchants Bank3650 Olentangy River Rd Ste 100, Columbus, OH 43214A+5.0 ★Texas Ratio: 4.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ontario, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ontario are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ontario, Ohio
Market share is the lender's share of all home loans closed in Ontario, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ontario 325 N Lexington Springmill Rd, Ontario, OH 44906 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 13 +12 HELOCs |
5.2% | 92.9% | $175,000 | View |
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2103 Park Ave W, Ontario, OH 44906 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 53 | 21.1% | 95.2% | $210,094 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, USDA, HELOC | 12 +26 HELOCs |
4.8% | 75% | $142,500 | View |
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1690 W 4th St, Ontario, OH 44906 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 4 +8 HELOCs |
1.6% | 66.7% | $212,500 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +2 HELOCs |
1.6% | 100% | $117,500 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.6% | 100% | $172,500 | View |
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123 S Marion St, Cardington, OH 43315 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 2 | 0.8% | 100% | $185,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | View |
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201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
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1521 E Main St, Ashland, OH 44805 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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4737 Us Highway 62, Berlin, OH 44610 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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3606 State Rd, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 15 +2 HELOCs |
6% | 100% | $239,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
3.6% | 100% | $242,777 | |
Schumacher Mortgage LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $975,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.4% | 66.7% | $305,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Liberty Home Mortgage Corp
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FHA | 1 | 0.4% | 100% | $195,000 | |
The Middlefield Banking Company
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Conventional | 1 | 0.4% | 100% | $715,000 | |
Union Capital Mortgage Corp
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 10% | 80.6% | $185,800 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 17 | 6.8% | 94.4% | $297,352 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
4.4% | 91.7% | $197,727 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 4.4% | 100% | $349,545 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2% | 83.3% | $111,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.6% | 80% | $250,000 | |
Nfm, Inc
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Conventional | 3 | 1.2% | 100% | $251,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.2% | 100% | $95,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 1.2% | 100% | $255,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.8% | 100% | $225,000 | |
Newrez LLC
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Conventional, FHA | 2 | 0.8% | 50% | $150,000 | |
Discover Bank
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Conventional | 2 | 0.8% | 40% | $105,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.8% | 50% | $125,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.8% | 100% | $125,000 | |
Lower, LLC
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FHA, VA | 2 | 0.8% | 100% | $205,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 0.8% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.8% | 100% | $135,000 | View |
Reliance First Capital, LLC
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Conventional | 2 | 0.8% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 80% | $245,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $725,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $185,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.4% | 100% | $285,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.4% | 100% | $275,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 14.3% | $35,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
Sun West Mortgage Company, Inc
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VA | 1 | 0.4% | 100% | $445,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 33.3% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.4% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $235,000 | View |
Member First Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $245,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $195,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $475,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ontario Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ontario, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Ontario? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ontario in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ontario, OH
Use these to narrow the list above. Each category shows how many Ontario, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Ontario, OH
Independent mortgage companies closed 56.2 percent of home loans in Ontario, Ohio in 2025, banks 41 percent and credit unions 2.8 percent. CrossCountry Mortgage, LLC was the largest mortgage company, The Park National Bank the largest bank and Directions Credit Union the largest credit union. Among lenders headquartered in Ohio, The Park National Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ontario, OH
By home loans closed in 2025, The Park National Bank was the largest mortgage lender in Ontario, Ohio with 13 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ontario, Ohio, Mechanics Bank approved the highest share of completed applications in 2025 at 95.2 percent, against a 87.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Ontario, Ohio in 2025, led by Fairway Independent Mort Corp with 7. 18 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 5 credit unions closed home loans in Ontario, Ohio in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ontario, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ontario, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ontario. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
