Mortgage Lenders and Brokers in Niles, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Niles, Ohio mortgage lenders include Huntington National BankHuntington National Bank5555 Youngstown Warren Rd, Niles, OH 44446A+5.0 ★Texas Ratio: 3.66%, Farmers National BankFarmers National Bank170 E State St, Niles, OH 44446A+5.0 ★Texas Ratio: 5.45%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5555 Youngstown Warren Rd, Niles, OH 44446A+5.0 ★Texas Ratio: 3.68%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.980 Great East Plz, Niles, OH 44446A+5.0 ★Texas Ratio: 3.87%, PNC Bank N.A.PNC Bank N.A.5995 Youngstown Warren Rd, Niles, OH 44446A+5.0 ★Texas Ratio: 4.24%, Seven Seventeen Credit UnionSeven Seventeen Credit Union6460 Mahoning Ave, Austintown, OH 44515 2008A5.0 ★Texas Ratio: 7.64%, Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%, First National Bank of PAFirst National Bank of PA3296 W Market St, Akron, OH 44333A+5.0 ★Texas Ratio: 1.62%, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, and US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Niles, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Niles are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Niles, Ohio
Market share is the lender's share of all home loans closed in Niles, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Niles 5555 Youngstown Warren Rd, Niles, OH 44446 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 24 +42 HELOCs |
8.3% | 70.6% | $138,333 | View |
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3 offices in Niles 170 E State St, Niles, OH 44446 A+5.0 ★Texas Ratio: 5.45% |
Conventional, HELOC | 9 +10 HELOCs |
3.1% | 100% | $131,666 | View |
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1 office in Niles 5555 Youngstown Warren Rd, Niles, OH 44446 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 7 +2 HELOCs |
2.4% | 72.7% | $159,285 | View |
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1 office in Niles 980 Great East Plz, Niles, OH 44446 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
0.7% | 66.7% | $190,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Niles 5995 Youngstown Warren Rd, Niles, OH 44446 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +8 HELOCs |
0.3% | 100% | $245,000 | View |
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6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64% |
Conventional, HELOC | 22 +31 HELOCs |
7.6% | 81.5% | $144,090 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 9 +2 HELOCs |
3.1% | 90% | $171,666 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 6 +4 HELOCs |
2.1% | 100% | $98,333 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 3 | 1% | 75% | $118,333 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $145,000 | View |
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1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 50% | $15,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
VA | 1 | 0.3% | 100% | $135,000 | View |
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25 S Canal St, Newton Falls, OH 44444 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.3% | 100% | $185,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 24 | 8.3% | 100% | $158,750 | |
Rapid Mortgage Company
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Conventional, FHA | 4 | 1.4% | 100% | $172,500 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 1% | 100% | $158,333 | |
Nations Lending Corporation
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Conventional, FHA | 3 | 1% | 100% | $111,666 | |
Liberty Home Mortgage Corp
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Conventional, FHA | 3 | 1% | 60% | $75,000 | |
Equity Resources Inc
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 40 | 13.8% | 100% | $157,500 | View |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 9% | 66.7% | $144,615 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 5.2% | 83.3% | $202,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 2.4% | 87.5% | $99,285 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.7% | 87.5% | $127,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 5 | 1.7% | 100% | $93,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 1.7% | 55.6% | $221,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 4 | 1.4% | 33.3% | $80,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.4% | 100% | $112,500 | |
Ruoff Mortgage Company
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Conventional, FHA | 3 | 1% | 100% | $221,666 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $155,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1% | 60% | $98,333 | |
West Penn Financial Service Center, Inc.
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Conventional, FHA | 3 | 1% | 100% | $141,666 | |
American Financial Resources LLC
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FHA | 2 | 0.7% | 100% | $230,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.7% | 100% | $90,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.7% | 75% | $190,000 | |
Newrez LLC
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Conventional, FHA | 2 | 0.7% | 66.7% | $100,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 0.7% | 100% | $105,000 | |
Dart Bank
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Conventional | 2 | 0.7% | 100% | $140,000 | |
New Day Financial, LLC.
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VA | 2 | 0.7% | 66.7% | $275,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.7% | 66.7% | $95,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.7% | 75% | $75,000 | |
The Loan Store, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 25% | $185,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 25% | $85,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.3% | 100% | $95,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $165,000 | |
loanDepot.com LLC
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FHA | 1 | 0.3% | 33.3% | $95,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $255,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $65,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
New Story Lending LLC
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $95,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $85,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 16.7% | $35,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 50% | $35,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $55,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.3% | 100% | $365,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $115,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $255,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Niles Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Niles, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Niles? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Niles in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Niles, OH
Use these to narrow the list above. Each category shows how many Niles, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Niles, OH
Independent mortgage companies closed 54 percent of home loans in Niles, Ohio in 2025, banks 37.4 percent and credit unions 8.7 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Seven Seventeen Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Niles, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Niles, Ohio with 24 loans, about 8.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Niles, Ohio in 2025, led by Ixonia Bank with 22. 13 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 4 credit unions closed home loans in Niles, Ohio in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Niles, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Niles, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Niles. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
