Mortgage Lenders and Brokers in Mount Vernon, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Vernon, Ohio mortgage lenders include The Park National BankThe Park National Bank810 Coshocton Ave, Mount Vernon, OH 43050A5.0 ★Texas Ratio: 6.62%, Huntington National BankHuntington National Bank901 Coshocton Ave, Mount Vernon, OH 43050A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.23 Public Sq, Mount Vernon, OH 43050A+5.0 ★Texas Ratio: 4.24%, Peoples BankPeoples Bank1345 Yauger Rd, Mount Vernon, OH 43050A+5.0 ★Texas Ratio: 3.39%, Ces CUCes CUMount Vernon, OHA+5.0 ★Texas Ratio: 0.70%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA314 S Main St, Mount Vernon, OH 43050A+5.0 ★Texas Ratio: 3.68%, Mechanics BankMechanics Bank65 Main St, Bellville, OH 44813A+5.0 ★Texas Ratio: 4.43%, First Commonwealth BankFirst Commonwealth Bank4200 Park Ave, Ashtabula, OH 44004A+5.0 ★Texas Ratio: 3.82%, and First Financial BankFirst Financial Bank2923 Smith Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Vernon are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Vernon, Ohio
Market share is the lender's share of all home loans closed in Mount Vernon, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Mount Vernon 810 Coshocton Ave, Mount Vernon, OH 43050 A5.0 ★Texas Ratio: 6.62% |
Conventional, FHA, HELOC | 61 +34 HELOCs |
13.3% | 89.7% | $192,377 | View |
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1 office in Mount Vernon 901 Coshocton Ave, Mount Vernon, OH 43050 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, USDA, HELOC | 14 +17 HELOCs |
3% | 83.3% | $203,571 | View |
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★ 1.7 stars, 3 reviews 1 office in Mount Vernon 23 Public Sq, Mount Vernon, OH 43050 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, VA, HELOC | 6 +17 HELOCs |
1.3% | 85.7% | $151,666 | View |
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1 office in Mount Vernon 1345 Yauger Rd, Mount Vernon, OH 43050 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 19 | 4.1% | 95% | $100,263 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 8 +2 HELOCs |
1.7% | 90% | $306,250 | View |
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314 S Main St, Mount Vernon, OH 43050 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 1.3% | 100% | $261,666 | View |
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65 Main St, Bellville, OH 44813 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 5 | 1.1% | 100% | $249,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 4 | 0.9% | 100% | $207,500 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 4 | 0.9% | 100% | $460,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $81,666 | View |
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1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 0.7% | 100% | $245,000 | View |
The Home Loan Savings Bank
1387 Coshocton Ave, Mount Vernon, OH 43050 |
Conventional | 3 | 0.7% | 100% | $121,666 | |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, FHA | 3 | 0.7% | 100% | $65,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 3 | 0.7% | 100% | $331,666 | |
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760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $150,000 | View |
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26 Main St E, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 2 | 0.4% | 100% | $415,000 | View |
The First Citizens National Bank of Upper Sandusky
129 E Findlay St, Carey, OH 43316 |
Conventional | 2 | 0.4% | 100% | $460,000 | |
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201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional | 2 | 0.4% | 100% | $240,000 | View |
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508 hopewell dr, heath, OH 43056 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 2 | 0.4% | 100% | $230,000 | View |
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3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 0.4% | 100% | $340,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $305,000 | View |
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3606 State Rd, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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250 W Main St, Crooksville, OH 43731 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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425 Rona Pkwy, Brookville, OH 45309 1117 |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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902 Wheeling Ave, Cambridge, OH 43725 A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 50% | $165,000 | View |
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1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 50% | View | |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA, HELOC | 28 +2 HELOCs |
6.1% | 93.5% | $228,571 | |
Equity Resources Inc
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Conventional, FHA, VA | 11 | 2.4% | 100% | $248,636 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 11 | 2.4% | 100% | $239,545 | |
Rapid Mortgage Company
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Conventional, FHA | 3 | 0.7% | 100% | $268,333 | |
Go Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
The Equitable Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $215,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
The Home Savings and Loan Company of Kenton, Ohio
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 37 | 8% | 100% | $210,675 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 7% | 82.9% | $177,812 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 26 | 5.7% | 87.5% | $233,846 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 2.8% | 92.9% | $210,384 | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 10 | 2.2% | 93.3% | $250,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2% | 90% | $221,666 | |
Newrez LLC
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Conventional, FHA | 8 | 1.7% | 100% | $225,000 | |
Lower, LLC
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Conventional, FHA, VA | 8 | 1.7% | 81.8% | $231,250 | |
Mortgage Research Center
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FHA, VA | 7 | 1.5% | 87.5% | $313,571 | |
Nfm, Inc
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Conventional | 6 | 1.3% | 85.7% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 1.1% | 100% | $195,000 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 4 | 0.9% | 100% | $252,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 0.9% | 80% | $80,000 | |
loanDepot.com LLC
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FHA, VA, HELOC | 3 +2 HELOCs |
0.7% | 60% | $268,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 100% | $208,333 | |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 0.7% | 75% | $331,666 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 0.7% | 75% | $345,000 | |
Geneva Financial LLC
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Conventional, FHA | 3 | 0.7% | 100% | $131,666 | |
21St Mortgage
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Conventional | 3 | 0.7% | 75% | $45,000 | |
Spring Eq, LLC
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Conventional | 3 | 0.7% | 60% | $41,666 | |
Amerisave Mortgage Company
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FHA, VA, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 2 | 0.4% | 100% | $175,000 | View |
Goodleap, LLC
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Conventional, VA | 2 | 0.4% | 50% | $120,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.4% | 100% | $200,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 22.2% | $70,000 | |
ClearPath Lending
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VA | 2 | 0.4% | 100% | $235,000 | |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.4% | 100% | $185,000 | |
American Pacific Mortgage Corporation
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Conventional, USDA | 2 | 0.4% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $380,000 | |
Top Flite Financial, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $205,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 0.4% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Freedom Northwest Credit Union
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.2% | 50% | $205,000 | |
Primelending
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FHA | 1 | 0.2% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 40% | $45,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $385,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 50% | $185,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $165,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.2% | 100% | $335,000 | |
Ahl Funding
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FHA | 1 | 0.2% | 100% | $195,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.2% | 100% | $185,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 100% | $145,000 | |
Pioneer Appalachia Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $65,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 33.3% | $235,000 | View |
Land Home Financial Services,
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VA | 1 | 0.2% | 100% | $205,000 | |
Hometown Equity Mortgage, LLC
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USDA | 1 | 0.2% | 100% | $155,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Endeavor Capital, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $265,000 | |
Southwest Stage Funding LLC
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VA | 1 | 0.2% | 100% | $455,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 50% | $75,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $105,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $215,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $215,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mount Vernon Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Vernon, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Mount Vernon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Vernon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Vernon, OH
Use these to narrow the list above. Each category shows how many Mount Vernon, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Vernon, OH
Independent mortgage companies closed 60.9 percent of home loans in Mount Vernon, Ohio in 2025, banks 30 percent and credit unions 9.1 percent. Union Home Mortgage Corp. was the largest mortgage company, The Park National Bank the largest bank and Ces CU the largest credit union. Among lenders headquartered in Ohio, The Park National Bank led with 61 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Vernon, OH
By home loans closed in 2025, The Park National Bank was the largest mortgage lender in Mount Vernon, Ohio with 61 loans, about 13.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mount Vernon, Ohio, The Park National Bank approved the highest share of completed applications in 2025 at 89.7 percent, against a 88.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Mount Vernon, Ohio in 2025, led by Rocket Mortgage with 7. 23 lenders closed VA loans, led by United Wholesale Mortgage, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 13 credit unions closed home loans in Mount Vernon, Ohio in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Vernon, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Vernon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
