Mortgage Lenders and Brokers in Milford, Ohio
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Milford, Ohio mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association1095 State Route 28, Milford, OH 45150A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1086 State Route 28, Milford, OH 45150A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank1097 State Route 28, Milford, OH 45150A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.828 Mcclelland Rd, Milford, OH 45150A+5.0 ★Texas Ratio: 2.85%, First Commonwealth BankFirst Commonwealth Bank954 State Route 28, Milford, OH 45150A+5.0 ★Texas Ratio: 3.82%, Riverhills BankRiverhills Bank553 Chamber Dr, Milford, OH 45150A+5.0 ★Texas Ratio: 0.96%, PNC Bank N.A.PNC Bank N.A.1105 State Route 28, Milford, OH 45150A+5.0 ★Texas Ratio: 4.24%, Keybank National AssociationKeybank National Association881 Route 28, Milford, OH 45150A+5.0 ★Texas Ratio: 4.81%, First Financial BankFirst Financial Bank5695 Romar Dr, Milford, OH 45150A+5.0 ★Texas Ratio: 3.21%, and Peoples BankPeoples Bank735 Lila Ave, Milford, OH 45150A+5.0 ★Texas Ratio: 3.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milford, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milford are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milford, Ohio
Market share is the lender's share of all home loans closed in Milford, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Milford 1095 State Route 28, Milford, OH 45150 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 11 +30 HELOCs |
4.2% | 85.7% | $321,363 | View |
|
1 office in Milford 1086 State Route 28, Milford, OH 45150 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 2.3% | 85.7% | $215,000 | View |
|
1 office in Milford 1097 State Route 28, Milford, OH 45150 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 4 +6 HELOCs |
1.5% | 100% | $410,000 | View |
|
1 office in Milford 828 Mcclelland Rd, Milford, OH 45150 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +5 HELOCs |
1.5% | 57.1% | $132,500 | View |
|
1 office in Milford 954 State Route 28, Milford, OH 45150 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 4 +2 HELOCs |
1.5% | 100% | $205,000 | View |
|
1 office in Milford 553 Chamber Dr, Milford, OH 45150 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 4 | 1.5% | 100% | $205,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Milford 1105 State Route 28, Milford, OH 45150 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +13 HELOCs |
1.1% | 100% | $225,000 | View |
|
1 office in Milford 881 Route 28, Milford, OH 45150 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $140,000 | View |
|
1 office in Milford 5695 Romar Dr, Milford, OH 45150 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $775,000 | View |
|
1 office in Milford 735 Lila Ave, Milford, OH 45150 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, HELOC | 18 +3 HELOCs |
6.9% | 95% | $331,111 | |
|
11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional, Jumbo, HELOC | 10 +6 HELOCs |
3.8% | 100% | $369,000 | View |
|
★ 5 stars, 1 review 5855 CINEMA DR, MILFORD, OH 45150 A5.0 ★Texas Ratio: 7.78% |
Conventional | 6 | 2.3% | 75% | $246,666 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +10 HELOCs |
1.5% | 80% | $192,500 | View |
|
6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25% |
Conventional | 4 | 1.5% | 100% | $397,500 | View |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $508,333 | View |
|
225 Upper Lewisburg Salem Rd, Brookville, OH 45309 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 3 | 1.1% | 100% | $331,666 | View |
|
11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional, HELOC | 2 +7 HELOCs |
0.8% | 100% | $200,000 | View |
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 100% | $300,000 | View |
|
1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 66.7% | $95,000 | View |
|
1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 2 | 0.8% | 100% | $315,000 | View |
|
529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.8% | 100% | $465,000 | View |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $525,000 | View |
|
633 Anderson Ferry Rd, Cincinnati, OH 45238 A+5.0 ★Texas Ratio: 0.73% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $115,000 | View |
|
4030 Smith Rd, Cincinnati, OH 45209 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $195,000 | View |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $215,000 | View |
|
7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
|
590 Ring Rd, Harrison, OH 45030 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
|
550 Main St, Cincinnati, OH 45202 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
|
1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
|
3664 Springdale Rd, Cincinnati, OH 45251 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
|
3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First State Bank
4901 Vine St, Cincinnati, OH 45217 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 9 | 3.4% | 100% | $296,111 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 5 | 1.9% | 83.3% | $297,000 | |
Rapid Mortgage Company
|
Conventional, FHA | 2 | 0.8% | 100% | $195,000 | |
Equity Resources Inc
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
Sibcy Cline Mortgage Services, Inc.
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 27 | 10.3% | 93.8% | $219,074 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
6.1% | 100% | $319,375 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 6 | 2.3% | 100% | $101,666 | |
Victory Mortgage, LLC
|
Conventional, FHA | 6 | 2.3% | 100% | $381,666 | |
loanDepot.com LLC
|
Conventional | 5 | 1.9% | 100% | $195,000 | |
Fairway Independent Mort Corp
|
Conventional | 5 | 1.9% | 100% | $217,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, VA | 4 | 1.5% | 100% | $375,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $275,000 | |
Guaranteed Rate, Inc.
|
Conventional | 3 | 1.1% | 100% | $405,000 | |
Primelending
|
Conventional, FHA | 3 | 1.1% | 100% | $191,666 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 3 | 1.1% | 75% | $275,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.1% | 100% | $78,333 | View |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 50% | $45,000 | |
EMM Loans LLC
|
Conventional, FHA | 2 | 0.8% | 66.7% | $190,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 2 | 0.8% | 100% | $390,000 | View |
American Financial Resources LLC
|
FHA | 2 | 0.8% | 100% | $265,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.8% | 66.7% | $60,000 | |
Das Acquisition Company, LLC
|
Conventional | 2 | 0.8% | 100% | $180,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.8% | 100% | $85,000 | |
Mortgage Research Center
|
VA | 2 | 0.8% | 100% | $355,000 | |
Lower, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $280,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 2 | 0.8% | 100% | $370,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $55,000 | |
Ruoff Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $195,000 | |
Nbkc Bank
|
Conventional | 1 | 0.4% | 100% | $485,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.4% | 50% | $385,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.4% | 50% | $65,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.4% | 100% | $285,000 | View |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.4% | 100% | $215,000 | |
Bayshore Mortgage Funding
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.4% | 50% | $75,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0.4% | 100% | $215,000 | |
Nfm, Inc
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $485,000 | View |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $535,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $345,000 | View |
Member First Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $195,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Better Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.4% | 100% | $245,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.4% | 100% | $525,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.4% | 100% | $85,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.4% | 100% | $185,000 | |
Village Capital & Investment
|
VA | 1 | 0.4% | 100% | $255,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Milford Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milford, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Milford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milford, OH
Use these to narrow the list above. Each category shows how many Milford, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Milford, OH
Independent mortgage companies closed 53.3 percent of home loans in Milford, Ohio in 2025, banks 41.4 percent and credit unions 5.4 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Sharefax Credit Union the largest credit union. Among lenders headquartered in Ohio, Fifth Third Bank, National Association led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milford, OH
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Milford, Ohio with 11 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Milford, Ohio in 2025, led by Rocket Mortgage with 4. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 7 credit unions closed home loans in Milford, Ohio in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milford, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milford, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
