Mentor, Ohio mortgage lenders include Third Federal Savings and LoanThird Federal Savings and Loan7339 Mentor Ave, Mentor, OH 44060A+5.0 ★Texas Ratio: 2.32%, Huntington National BankHuntington National Bank7800 Reynolds Rd, Mentor, OH 44060A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7979 Plaza Blvd, Mentor, OH 44060A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6675 Center St, Mentor, OH 44060A+5.0 ★Texas Ratio: 3.22%, Cardinal Credit Union, IncCardinal Credit Union, Inc8500 Westport Dr, Mentor, OH 44060A5.0 ★Texas Ratio: 7.72%, Dollar Bank, FSBDollar Bank, FSB7891 Mentor Ave, Mentor, OH 44060A+5.0 ★Texas Ratio: 5.29%, Citizens Bank, NACitizens Bank, NA8715 Mentor Ave, Mentor, OH 44060A+5.0 ★Texas Ratio: 5.44%, First National Bank of PAFirst National Bank of PA7323 Center St, Mentor, OH 44060A+5.0 ★Texas Ratio: 1.62%, Keybank National AssociationKeybank National Association9480 Mentor Ave, Mentor, OH 44060A+5.0 ★Texas Ratio: 4.81%, and PNC Bank N.A.PNC Bank N.A.7940 Plaza Blvd, Mentor, OH 44060A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mentor, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mentor are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Mentor, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Mentor 7339 Mentor Ave, Mentor, OH 44060 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 60 +73 HELOCs |
6.3% | 89.2% | $188,666 | View |
|
3 offices in Mentor 7800 Reynolds Rd, Mentor, OH 44060 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, Jumbo, HELOC | 51 +113 HELOCs |
5.4% | 88.1% | $193,039 | View |
|
1 office in Mentor 7979 Plaza Blvd, Mentor, OH 44060 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 30 +4 HELOCs |
3.2% | 93.8% | $200,000 | View |
|
1 office in Mentor 6675 Center St, Mentor, OH 44060 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 27 +36 HELOCs |
2.8% | 90.6% | $232,777 | View |
|
8500 Westport Dr, Mentor, OH 44060 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 20 +16 HELOCs |
2.1% | 63.6% | $190,000 | View |
|
1 office in Mentor 7891 Mentor Ave, Mentor, OH 44060 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 17 +10 HELOCs |
1.8% | 90% | $107,352 | View |
|
2 offices in Mentor 8715 Mentor Ave, Mentor, OH 44060 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, VA, HELOC | 11 +83 HELOCs |
1.2% | 78.6% | $220,454 | View |
|
1 office in Mentor 7323 Center St, Mentor, OH 44060 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 10 +16 HELOCs |
1.1% | 90.9% | $143,000 | View |
|
2 offices in Mentor 9480 Mentor Ave, Mentor, OH 44060 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, HELOC | 8 +3 HELOCs |
0.8% | 88.9% | $190,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Mentor 7940 Plaza Blvd, Mentor, OH 44060 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 7 +29 HELOCs |
0.7% | 87.5% | $186,428 | View |
|
1 office in Mentor 8810 Mentor Ave, Mentor, OH 44060 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 6 | 0.6% | 100% | $281,666 | View |
|
2 offices in Mentor 9572 Mentor Ave, Mentor, OH 44060 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +9 HELOCs |
0.3% | 44.4% | $208,333 | View |
|
1 office in Mentor 7707 Mentor Ave, Mentor, OH 44060 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +4 HELOCs |
0.2% | 100% | $210,000 | View |
|
1 office in Mentor 7402 Center St, Mentor, OH 44060 A5.0 ★Texas Ratio: 6.26% |
Conventional, Jumbo, HELOC | 1 +6 HELOCs |
0.1% | 100% | $995,000 | View |
|
1 office in Mentor 9571 Mentor Avenue, Mentor, OH 44060 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 50% | $355,000 | View |
|
36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional, FHA, HELOC | 13 +4 HELOCs |
1.4% | 100% | $235,769 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 4 | 0.4% | 80% | $425,000 | |
|
8356 Munson Rd, Mentor, OH 44060 2409 A+5.0 ★Texas Ratio: 2.33% |
Conventional | 2 | 0.2% | 66.7% | $80,000 | View |
|
4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.2% | 100% | $245,000 | View |
|
310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45% |
FHA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $205,000 | View |
|
1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
|
1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1175 Cleveland Ave, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
425 Rona Pkwy, Brookville, OH 45309 1117 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 135 +7 HELOCs |
14.2% | 98.6% | $229,148 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 31 +1 HELOCs |
3.3% | 100% | $255,000 | |
Liberty Home Mortgage Corp
|
Conventional, FHA | 9 | 0.9% | 90% | $241,666 | |
The Middlefield Banking Company
|
Conventional | 4 | 0.4% | 80% | $110,000 | |
Union Capital Mortgage Corp
|
Conventional | 4 | 0.4% | 80% | $387,500 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $85,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Rocket Mortgage
|
Conventional, FHA, VA, HELOC | 112 +1 HELOCs |
11.8% | 83.9% | $175,714 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 51 +1 HELOCs |
5.4% | 87.9% | $258,333 | |
Pulte Mortgage LLC
|
Conventional, FHA, VA | 32 | 3.4% | 94.1% | $385,000 | |
Howard Hanna Financial Services, Inc
|
Conventional, FHA, VA | 28 | 2.9% | 96.6% | $252,857 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 15 | 1.6% | 93.8% | $221,000 | |
Mortgage Research Center
|
FHA, VA | 15 | 1.6% | 68.2% | $280,333 | |
Ruoff Mortgage Company
|
Conventional, FHA | 12 | 1.3% | 100% | $206,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +2 HELOCs |
1.2% | 73.3% | $204,090 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 11 | 1.2% | 91.7% | $248,636 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 11 | 1.2% | 84.6% | $277,727 | |
Synergy One Lending, Inc.
|
Conventional | 11 | 1.2% | 84.6% | $214,090 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 11 | 1.2% | 78.6% | $255,000 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 10 | 1.1% | 83.3% | $211,000 | |
Fairway Independent Mort Corp
|
Conventional | 9 | 0.9% | 100% | $206,111 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
0.7% | 100% | $199,285 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 7 | 0.7% | 100% | $215,000 | |
Reliance First Capital, LLC
|
Conventional, FHA | 6 | 0.6% | 100% | $286,666 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 5 | 0.5% | 41.7% | $229,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 5 | 0.5% | 100% | $197,000 | |
American Pacific Mortgage Corporation
|
Conventional | 5 | 0.5% | 100% | $211,000 | |
Loanunited.Com, LLC
|
FHA, VA | 4 | 0.4% | 100% | $240,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 0.4% | 36.4% | $105,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.4% | 100% | $282,500 | View |
Newrez LLC
|
Conventional, FHA, VA | 3 | 0.3% | 60% | $231,666 | |
Sun West Mortgage Company, Inc
|
Conventional, VA | 3 | 0.3% | 100% | $145,000 | |
Nfm, Inc
|
Conventional, VA | 3 | 0.3% | 100% | $188,333 | |
New Day Financial, LLC.
|
VA | 3 | 0.3% | 50% | $261,666 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 3 | 0.3% | 60% | $171,666 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 3 | 0.3% | 75% | $328,333 | View |
Spring Eq, LLC
|
Conventional | 3 | 0.3% | 33.3% | $61,666 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $300,000 | View |
loanDepot.com LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 50% | $150,000 | |
Better Mortgage Corporation
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $200,000 | |
Polaris Home Funding Corp.
|
Conventional, VA | 2 | 0.2% | 100% | $175,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional | 2 | 0.2% | 100% | $250,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 2 | 0.2% | 100% | $175,000 | |
PHH Mortgage Corporation
|
Conventional, FHA | 2 | 0.2% | 100% | $270,000 | |
Guild Mortgage Company
|
Conventional | 2 | 0.2% | 100% | $250,000 | |
AdvantageFirst Lending Inc
|
FHA | 2 | 0.2% | 66.7% | $265,000 | |
Absolute Home Mortgage
|
Conventional, FHA | 2 | 0.2% | 100% | $245,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $235,000 | |
VanDyk Mortgage Corporation
|
Conventional, VA | 2 | 0.2% | 100% | $300,000 | |
First Colony Mortgage Corporat
|
Conventional | 2 | 0.2% | 100% | $160,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.2% | 100% | $320,000 | |
Mortgage Center LC
|
Conventional | 2 | 0.2% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 66.7% | $225,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.2% | 100% | $340,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA | 2 | 0.2% | 100% | $190,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.2% | 50% | $230,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.2% | 50% | $25,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
American Financial Resources LLC
|
Conventional | 1 | 0.1% | 100% | $505,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $35,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
Goodleap, LLC
|
FHA | 1 | 0.1% | 100% | $235,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.1% | 50% | $345,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
Gvc Mortgage, Inc.
|
VA | 1 | 0.1% | 100% | $395,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.1% | 100% | $175,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.1% | 50% | $235,000 | |
Cmg Mortgage Inc
|
VA | 1 | 0.1% | 100% | $495,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
MortgageCountry
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Discover Bank
|
Conventional | 1 | 0.1% | 25% | $55,000 | |
ClearPath Lending
|
VA | 1 | 0.1% | 100% | $245,000 | |
UNMB Home Loans Inc
|
FHA | 1 | 0.1% | 100% | $305,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.1% | 50% | $395,000 | |
Nvr Mortgage Finance, Inc.
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Saygo Home Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
Lake Michigan Credit Union
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
Allegacy Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
|
A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.1% | 100% | $235,000 | |
Veritas Funding, LLC
|
VA | 1 | 0.1% | 100% | $155,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
Lower, LLC
|
FHA | 1 | 0.1% | 50% | $365,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.1% | 100% | $475,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.1% | 100% | $355,000 | |
Tomo Mortgage LLC
|
FHA | 1 | 0.1% | 100% | $185,000 | |
Village Capital & Investment
|
FHA | 1 | 0.1% | 100% | $185,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +10 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
Empeople Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Farmers Insurance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Mentor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mentor in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Mentor, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 66 percent of home loans in Mentor, Ohio in 2025, banks 29.8 percent and credit unions 4.2 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Third Federal Savings and Loan the largest bank and Cardinal Credit Union, Inc the largest credit union. Among lenders headquartered in Ohio, Third Federal Savings and Loan led with 60 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Third Federal Savings and Loan was the largest mortgage lender in Mentor, Ohio with 60 loans, about 6.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mentor, Ohio, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 98.6 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
46 lenders closed FHA loans in Mentor, Ohio in 2025, led by CrossCountry Mortgage, LLC with 37. 31 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 13 credit unions closed home loans in Mentor, Ohio in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mentor, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mentor, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mentor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.