London, Ohio mortgage lenders include Huntington National BankHuntington National Bank2 E High St, London, OH 43140A+5.0 ★Texas Ratio: 3.66%, The Savings BankThe Savings Bank1104 Eagleton Blvd, London, OH 43140A+5.0 ★Texas Ratio: 1.59%, PNC Bank N.A.PNC Bank N.A.30 W High St, London, OH 43140A+5.0 ★Texas Ratio: 4.24%, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, Merchants National BankMerchants National Bank279 Lafayette St, London, OH 43140A+5.0 ★Texas Ratio: 4.14%, German American BankGerman American Bank7755 Montgomery Rd, Cincinnati, OH 45236A+5.0 ★Texas Ratio: 1.93%, First Financial BankFirst Financial Bank2923 Smith Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.21%, Kemba Financial Credit UnionKemba Financial Credit Union1135 W Ohio Pike, Amelia, OH 45102 1240A+5.0 ★Texas Ratio: 3.32%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, and The Union Bank CompanyThe Union Bank Company1300 N Main St, Bowling Green, OH 43402A+5.0 ★Texas Ratio: 0.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in London, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in London are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in London, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in London 2 E High St, London, OH 43140 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 10 +28 HELOCs |
3.2% | 64.7% | $214,000 | View |
|
1 office in London 1104 Eagleton Blvd, London, OH 43140 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 5 | 1.6% | 100% | $261,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in London 30 W High St, London, OH 43140 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +8 HELOCs |
1.3% | 100% | $182,500 | View |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.6% | 81.8% | $177,500 | View |
|
279 Lafayette St, London, OH 43140 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 8 | 2.6% | 100% | $205,000 | View |
|
7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 4 +1 HELOCs |
1.3% | 80% | $312,500 | View |
|
2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 3 | 1% | 100% | $198,333 | View |
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 2 +9 HELOCs |
0.6% | 100% | $125,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $365,000 | |
|
1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 2 | 0.6% | 100% | $155,000 | View |
|
1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional | 2 | 0.6% | 100% | $110,000 | View |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
FHA, HELOC | 1 +7 HELOCs |
0.3% | 33.3% | $255,000 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $125,000 | View |
|
1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $45,000 | View |
|
3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $215,000 | View |
|
1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $215,000 | View |
Honda Federal Credit Union
12500 Meranda Rd, Anna, OH 45302 9604 |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | |
|
1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
|
4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
|
150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
|
120 E Sandusky Ave, Bellefontaine, OH 43311 A5.0 ★Texas Ratio: 8.90% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
|
510 E Mound St, Columbus, OH 43215 5539 A5.0 ★Texas Ratio: 13.58% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 66.7% | $175,000 | View |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
425 Rona Pkwy, Brookville, OH 45309 1117 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
491 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, USDA, HELOC | 25 +2 HELOCs |
8.1% | 96.2% | $251,400 | |
Union Home Mortgage Corp.
|
Conventional, FHA, USDA, HELOC | 18 +3 HELOCs |
5.8% | 100% | $227,777 | |
T2 Financial LLC
|
Conventional | 3 | 1% | 100% | $251,666 | |
Rapid Mortgage Company
|
Conventional | 3 | 1% | 100% | $205,000 | |
Union Capital Mortgage Corp
|
FHA, VA, USDA | 3 | 1% | 100% | $318,333 | |
The Equitable Mortgage Corporation
|
Conventional | 2 | 0.6% | 100% | $300,000 | |
Equity Resources Inc
|
FHA | 1 | 0.3% | 50% | $235,000 | |
Go Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $405,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.3% | 100% | $305,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA, VA | 43 | 13.9% | 91.5% | $318,255 | |
Nfm, Inc
|
Conventional, FHA, VA | 16 | 5.2% | 100% | $271,250 | |
Rocket Mortgage
|
Conventional, FHA, VA | 13 | 4.2% | 65% | $184,230 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, USDA | 11 | 3.6% | 100% | $253,181 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 10 | 3.2% | 90.9% | $275,000 | |
Mortgage Research Center
|
Conventional, FHA, VA | 10 | 3.2% | 71.4% | $238,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 7 | 2.3% | 77.8% | $303,571 | |
Lower, LLC
|
Conventional, VA | 6 | 1.9% | 85.7% | $205,000 | |
Ruoff Mortgage Company
|
Conventional, FHA, VA | 5 | 1.6% | 83.3% | $267,000 | |
Newrez LLC
|
Conventional, FHA, VA, USDA | 5 | 1.6% | 85.7% | $377,000 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.3% | 80% | $145,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 1.3% | 100% | $167,500 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 4 | 1.3% | 100% | $312,500 | |
AdvantageFirst Lending Inc
|
FHA | 3 | 1% | 60% | $315,000 | |
Nationstar Mortgage
|
Conventional, VA | 3 | 1% | 100% | $131,666 | |
Paramount Residential Mortgage
|
USDA | 3 | 1% | 100% | $271,666 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $115,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 2 | 0.6% | 100% | $210,000 | |
Discover Bank
|
Conventional | 2 | 0.6% | 66.7% | $95,000 | |
Click n' Close, Inc.
|
FHA, USDA | 2 | 0.6% | 100% | $175,000 | |
East Coast Capital Corp.
|
Conventional, FHA | 2 | 0.6% | 100% | $235,000 | |
Land Home Financial Services,
|
Conventional, FHA | 2 | 0.6% | 100% | $190,000 | |
BoxCar Mortgage, LLC
|
Conventional | 2 | 0.6% | 100% | $320,000 | |
Endeavor Capital, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $165,000 | |
Geneva Financial LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $95,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $25,000 | |
Polaris Home Funding Corp.
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Guaranteed Rate Affinity, LLC
|
FHA | 1 | 0.3% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.3% | 50% | $285,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $365,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $265,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
Resicentral LLC
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.3% | 50% | $275,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $305,000 | View |
Transportation Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $55,000 | |
Evergreen Moneysource Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
Hometown Equity Mortgage, LLC
|
USDA | 1 | 0.3% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $125,000 | View |
Mutual of Omaha Mortgage
|
USDA | 1 | 0.3% | 33.3% | $225,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
USDA | 1 | 0.3% | 100% | $205,000 | View |
Fairway Independent Mort Corp
|
USDA | 1 | 0.3% | 100% | $215,000 | |
DHI Mortgage Company, LTD.
|
Conventional | 1 | 0.3% | 50% | $115,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.3% | 50% | $195,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.3% | 100% | $515,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.3% | 33.3% | $65,000 | |
Village Capital & Investment
|
FHA | 1 | 0.3% | 100% | $345,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in London? The list below shows the banks, credit unions and mortgage brokers that closed home loans in London in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many London, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75.7 percent of home loans in London, Ohio in 2025, banks 19.1 percent and credit unions 5.2 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in London, Ohio with 10 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in London, Ohio in 2025, led by Vanderbilt Mortgage and Finance, Inc with 15. 16 lenders closed VA loans, led by Vanderbilt Mortgage and Finance, Inc, and 11 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 11 credit unions closed home loans in London, Ohio in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in London, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in London, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up London. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.