Mortgage Lenders and Brokers in Lima, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lima, Ohio mortgage lenders include Superior Credit Union, Inc.Superior Credit Union, Inc.2850 Bible Rd, Lima, OH 45801A+5.0 ★Texas Ratio: 0.82%, The Union Bank CompanyThe Union Bank Company701 Shawnee Rd, Lima, OH 45805A+5.0 ★Texas Ratio: 0.68%, The Citizens National BankThe Citizens National Bank135 N Main St, Lima, OH 45801A+5.0 ★Texas Ratio: 5.51%, Huntington National BankHuntington National Bank631 W Market St, Lima, OH 45801A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association225 N West St, Lima, OH 45801A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA121 W High St, Lima, OH 45801A+5.0 ★Texas Ratio: 3.68%, First National Bank of PandoraFirst National Bank of Pandora1991 Bellefontaine Road, Lima, OH 45804A+5.0 ★Texas Ratio: 2.48%, The State Bank & Trust CompanyThe State Bank & Trust Company930 W Market St, Lima, OH 45805A+5.0 ★Texas Ratio: 1.99%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.2565 Shawnee Rd, Lima, OH 45806A+5.0 ★Texas Ratio: 3.87%, and Superior Financial SolutionsSuperior Financial SolutionsLima, OH. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lima, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lima are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lima, Ohio
Market share is the lender's share of all home loans closed in Lima, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2850 Bible Rd, Lima, OH 45801 A+5.0 ★Texas Ratio: 0.82% |
Conventional, Jumbo, HELOC | 68 +181 HELOCs |
9.4% | 82.6% | $153,088 | View |
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2 offices in Lima 701 Shawnee Rd, Lima, OH 45805 A+5.0 ★Texas Ratio: 0.68% |
Conventional, FHA | 39 | 5.4% | 92.9% | $96,794 | View |
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2 offices in Lima 135 N Main St, Lima, OH 45801 A+5.0 ★Texas Ratio: 5.51% |
Conventional, FHA, VA, USDA | 27 | 3.7% | 77.1% | $179,814 | View |
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2 offices in Lima 631 W Market St, Lima, OH 45801 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 23 +26 HELOCs |
3.2% | 67.6% | $165,434 | View |
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2 offices in Lima 225 N West St, Lima, OH 45801 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 19 +7 HELOCs |
2.6% | 58.8% | $97,631 | View |
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3 offices in Lima 121 W High St, Lima, OH 45801 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 16 +1 HELOCs |
2.2% | 76.2% | $134,375 | View |
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2 offices in Lima 1991 Bellefontaine Road, Lima, OH 45804 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 8 | 1.1% | 88.9% | $137,500 | View |
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1 office in Lima 930 W Market St, Lima, OH 45805 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 7 +12 HELOCs |
1% | 100% | $115,000 | View |
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2 offices in Lima 2565 Shawnee Rd, Lima, OH 45806 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $185,000 | View |
Superior Financial Solutions
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Conventional, FHA | 38 | 5.3% | 92.7% | $168,684 | |
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2301 Allentown Rd, Lima, OH 45805 A5.0 ★Texas Ratio: 9.61% |
Conventional | 26 | 3.6% | 61.4% | $126,153 | View |
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★ 1 stars, 1 review 10300 Alliance Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA | 6 | 0.8% | 100% | $131,666 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +1 HELOCs |
0.7% | 55.6% | $165,000 | View |
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8512 N Dixie Dr, Dayton, OH 45414 A+5.0 ★Texas Ratio: 2.24% |
Conventional | 4 | 0.6% | 100% | $67,500 | View |
Honda Federal Credit Union
12500 Meranda Rd, Anna, OH 45302 9604 |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 40% | $65,000 | |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, FHA | 2 | 0.3% | 100% | $200,000 | |
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2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.3% | 100% | $70,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 0.3% | 50% | $175,000 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $155,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $135,000 | View |
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200 Public Sq, Cleveland, OH 44114 A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 50% | $165,000 | View |
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8530 N Dixie Dr, Dayton, OH 45414 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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425 Rona Pkwy, Brookville, OH 45309 1117 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 2445 Elida Rd, Lima, OH 45805 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 22 +1 HELOCs |
3% | 95.7% | $199,545 | |
The Middlefield Banking Company
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Conventional | 10 | 1.4% | 78.6% | $89,000 | |
myCUmortgage
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FHA | 6 | 0.8% | 100% | $250,000 | |
Schumacher Mortgage LLC
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VA | 1 | 0.1% | 100% | $655,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 50% | $145,000 | |
Rapid Mortgage Company
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FHA | 1 | 0.1% | 100% | $225,000 | |
Liberty Home Mortgage Corp
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Conventional | 1 | 0.1% | 50% | $145,000 | |
Ag Credit, ACA
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,105,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 55 | 7.6% | 94.8% | $120,454 | View |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 53 +1 HELOCs |
7.3% | 89.8% | $148,207 | |
Rocket Mortgage
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Conventional, FHA, VA | 42 | 5.8% | 70% | $142,142 | |
21St Mortgage
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Conventional | 23 | 3.2% | 58.5% | $52,391 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 2.9% | 88% | $183,095 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
2.6% | 100% | $118,684 | |
Lower, LLC
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Conventional, FHA, VA | 16 | 2.2% | 88.9% | $150,000 | |
Geneva Financial LLC
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Conventional, FHA | 12 | 1.7% | 92.3% | $100,833 | |
Mortgage Research Center
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FHA, VA | 10 | 1.4% | 62.5% | $212,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 10 | 1.4% | 50% | $114,000 | |
Triad Financial Services, Inc.
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Conventional | 9 | 1.2% | 45.5% | $69,444 | |
Paramount Residential Mortgage
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FHA, VA, USDA | 9 | 1.2% | 100% | $236,111 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 1.1% | 100% | $131,250 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 1.1% | 80% | $190,000 | |
New Day Financial, LLC.
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VA | 8 | 1.1% | 53.3% | $193,750 | |
Servion
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FHA, VA | 7 | 1% | 100% | $207,857 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1% | 87.5% | $109,285 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 0.7% | 62.5% | $181,000 | |
Equity Prime Mortgage LLC
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FHA | 4 | 0.6% | 80% | $210,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.4% | 60% | $211,666 | |
Amerisave Mortgage Company
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FHA, VA | 3 | 0.4% | 17.6% | $148,333 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 3 | 0.4% | 100% | $158,333 | |
Churchill Mortgage Corporation
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Conventional | 3 | 0.4% | 100% | $195,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.4% | 75% | $178,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.3% | 100% | $280,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $160,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.3% | 100% | $115,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.3% | 100% | $230,000 | View |
Planet Home Lending, LLC
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VA | 2 | 0.3% | 100% | $310,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.3% | 50% | $210,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 0.3% | 100% | $270,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 33.3% | $65,000 | |
Polaris Home Funding Corp.
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 33.3% | $75,000 | |
Goodleap, LLC
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FHA | 1 | 0.1% | 100% | $135,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.1% | 100% | $165,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.1% | 100% | $295,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $275,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
American Financing Corporation
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Conventional | 1 | 0.1% | 50% | $115,000 | |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Credit Union One
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Shoreham Bank
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FHA | 1 | 0.1% | 100% | $15,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.1% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 50% | $75,000 | View |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.1% | 100% | $345,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 40% | $125,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.1% | 100% | $205,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.1% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Three Rivers Federal Crediit U
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% |
Lima Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lima, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Lima? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lima in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lima, OH
Use these to narrow the list above. Each category shows how many Lima, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Lima, OH
Independent mortgage companies closed 47.3 percent of home loans in Lima, Ohio in 2025, banks 32.5 percent and credit unions 20.2 percent. CrossCountry Mortgage, LLC was the largest mortgage company, The Union Bank Company the largest bank and Superior Credit Union, Inc. the largest credit union. Among lenders headquartered in Ohio, Superior Credit Union, Inc. led with 68 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lima, OH
By home loans closed in 2025, Superior Credit Union, Inc. was the largest mortgage lender in Lima, Ohio with 68 loans, about 9.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lima, Ohio, The Federal Savings Bank approved the highest share of completed applications in 2025 at 94.8 percent, against a 76.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Lima, Ohio in 2025, led by loanDepot.com LLC with 24. 20 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 14 credit unions closed home loans in Lima, Ohio in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lima, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lima, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lima. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
