Jackson Center, Ohio mortgage lenders include Universal 1 Credit Union Inc.Universal 1 Credit Union Inc.2450 Esquire Dr, Beavercreek, OH 45431 2573A+5.0 ★Texas Ratio: 5.33%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, First Bank RichmondFirst Bank Richmond861 Yard St, Columbus, OH 43212A-4.9 ★Texas Ratio: 16.01%, Minster BankMinster Bank8530 N Dixie Dr, Dayton, OH 45414A+5.0 ★Texas Ratio: 0.90%, Honda Federal Credit UnionHonda Federal Credit Union12500 Meranda Rd, Anna, OH 45302 9604, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Superior Credit Union, Inc.Superior Credit Union, Inc.39 Oak St, Amelia, OH 45102A+5.0 ★Texas Ratio: 0.82%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jackson Center, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jackson Center are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Jackson Center, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 7 +1 HELOCs |
10.6% | 87.5% | $107,857 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +2 HELOCs |
9.1% | 100% | $126,666 | View |
|
3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 4 | 6.1% | 80% | $195,000 | View |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional | 2 | 3% | 66.7% | $65,000 | View |
|
861 Yard St, Columbus, OH 43212 A-4.9 ★Texas Ratio: 16.01% |
Conventional | 2 | 3% | 100% | $150,000 | View |
|
8530 N Dixie Dr, Dayton, OH 45414 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 2 | 3% | 100% | $300,000 | View |
Honda Federal Credit Union
12500 Meranda Rd, Anna, OH 45302 9604 |
Conventional, HELOC | 1 +5 HELOCs |
1.5% | 100% | $55,000 | |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
FHA, HELOC | 1 +4 HELOCs |
1.5% | 100% | $205,000 | View |
|
39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional, HELOC | 1 +3 HELOCs |
1.5% | 100% | $235,000 | View |
|
1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 100% | $215,000 | View |
|
100 S Main St, Ansonia, OH 45303 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 1.5% | 100% | $605,000 | View |
|
1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 1.5% | 100% | $195,000 | View |
|
★ 4 stars, 1 review 115 E Pike St, Jackson Center, OH 45334 A+5.0 ★Texas Ratio: 1.84% |
HELOC | 0 +10 HELOCs |
0% | 0% | View | |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Resources Inc
|
FHA | 1 | 1.5% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1.5% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 7.47% |
Conventional | 1 | 1.5% | 100% | $75,000 | View |
Union Home Mortgage Corp.
|
FHA | 1 | 1.5% | 100% | $265,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 10 | 15.2% | 78.6% | $178,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 6.1% | 100% | $367,500 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 3 | 4.5% | 100% | $298,333 | View |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional, VA | 2 | 3% | 100% | $300,000 | View |
Newrez LLC
|
FHA, VA | 2 | 3% | 100% | $330,000 | |
Mortgage Research Center
|
VA, USDA | 2 | 3% | 100% | $230,000 | |
Guaranteed Rate, Inc.
|
USDA | 1 | 1.5% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 1.5% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.5% | 100% | $125,000 | View |
Pennymac Loan Services LLC
|
FHA | 1 | 1.5% | 100% | $135,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1.5% | 50% | $295,000 | |
Nationstar Mortgage
|
FHA | 1 | 1.5% | 100% | $375,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1.5% | 100% | $95,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 1.5% | 100% | $195,000 | |
Right Start Mortgage, Inc
|
Conventional | 1 | 1.5% | 100% | $235,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 1.5% | 100% | $235,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Jackson Center? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jackson Center in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Jackson Center, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 45.5 percent of home loans in Jackson Center, Ohio in 2025, banks 36.4 percent and credit unions 18.2 percent. Equity Resources Inc was the largest mortgage company, US Bank, N.A. the largest bank and Universal 1 Credit Union Inc. the largest credit union. Among lenders headquartered in Ohio, Universal 1 Credit Union Inc. led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Universal 1 Credit Union Inc. was the largest mortgage lender in Jackson Center, Ohio with 7 loans, about 10.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Jackson Center, Ohio in 2025, led by Huntington National Bank with 3. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 6 credit unions closed home loans in Jackson Center, Ohio in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jackson Center, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jackson Center, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jackson Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.