Mortgage Lenders and Brokers in Eaton, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Eaton, Ohio mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association1604 N Barron St, Eaton, OH 45320A+5.0 ★Texas Ratio: 3.22%, Somerville BankSomerville Bank1131 N Barron St, Eaton, OH 45320A5.0 ★Texas Ratio: 9.58%, US Bank, N.A.US Bank, N.A.100 E Main St, Eaton, OH 45320A+5.0 ★Texas Ratio: 2.85%, Lcnb National BankLcnb National Bank110 W Main St, Eaton, OH 45320A+5.0 ★Texas Ratio: 2.05%, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, First Bank RichmondFirst Bank Richmond861 Yard St, Columbus, OH 43212A-4.9 ★Texas Ratio: 16.01%, The Twin Valley BankThe Twin Valley Bank251 Washington Jackson Rd, Eaton, OH 45320A+5.0 ★Texas Ratio: 2.86%, and Bridge Credit UnionBridge Credit Union205 N Barron St, Eaton, OH 45320 1703. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eaton, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eaton are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Eaton, Ohio
Market share is the lender's share of all home loans closed in Eaton, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Eaton 1604 N Barron St, Eaton, OH 45320 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 7 +4 HELOCs |
3.3% | 87.5% | $72,142 | View |
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★ 5 stars, 1 review 1 office in Eaton 1131 N Barron St, Eaton, OH 45320 A5.0 ★Texas Ratio: 9.58% |
Conventional, FHA | 6 | 2.8% | 100% | $206,666 | View |
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1 office in Eaton 100 E Main St, Eaton, OH 45320 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +4 HELOCs |
2.4% | 41.7% | $133,000 | View |
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2 offices in Eaton 110 W Main St, Eaton, OH 45320 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 0.5% | 33.3% | $25,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, VA, HELOC | 13 +4 HELOCs |
6.2% | 76.5% | $224,230 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 5 | 2.4% | 100% | $329,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 4 | 1.9% | 71.4% | $222,500 | |
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861 Yard St, Columbus, OH 43212 A-4.9 ★Texas Ratio: 16.01% |
Conventional | 4 | 1.9% | 100% | $265,000 | View |
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251 Washington Jackson Rd, Eaton, OH 45320 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 3 | 1.4% | 100% | $138,333 | View |
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205 N Barron St, Eaton, OH 45320 1703 |
Conventional, HELOC | 2 +15 HELOCs |
0.9% | 40% | $135,000 | View |
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100 Lease Ave, Greenville, OH 45331 A+5.0 ★Texas Ratio: 5.18% |
Conventional | 2 | 0.9% | 100% | $100,000 | View |
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1107 Sweitzer St, Greenville, OH 45331 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 2 | 0.9% | 100% | $390,000 | View |
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100 S Main St, Ansonia, OH 45303 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 2 | 0.9% | 100% | $140,000 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $175,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 50% | $195,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $240,000 | |
myCUmortgage
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FHA | 1 | 0.5% | 100% | $175,000 | |
3rd Street Financial Corp
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USDA | 1 | 0.5% | 100% | $195,000 | |
T2 Financial LLC
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USDA | 1 | 0.5% | 100% | $185,000 | |
Rapid Mortgage Company
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FHA | 1 | 0.5% | 100% | $195,000 | |
Sibcy Cline Mortgage Services, Inc.
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FHA | 1 | 0.5% | 100% | $175,000 | |
Primelending
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Conventional, FHA, VA, USDA | 51 | 24.2% | 98.2% | $171,862 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 3.8% | 100% | $230,000 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 7 | 3.3% | 100% | $172,142 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 2.8% | 100% | $218,333 | |
Rocket Mortgage
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Conventional, FHA | 6 | 2.8% | 54.5% | $141,666 | |
Mortgage Research Center
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VA | 6 | 2.8% | 100% | $291,666 | |
Das Acquisition Company, LLC
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FHA | 5 | 2.4% | 100% | $179,000 | |
loanDepot.com LLC
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FHA, VA | 4 | 1.9% | 80% | $140,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.9% | 100% | $170,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.9% | 100% | $105,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 4 | 1.9% | 100% | $127,500 | |
Cornerstone First Mortgage, LLC
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Conventional | 3 | 1.4% | 100% | $165,000 | |
Lower, LLC
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FHA | 3 | 1.4% | 100% | $191,666 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.9% | 100% | $290,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $110,000 | |
New American Funding, LLC.
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FHA | 2 | 0.9% | 66.7% | $200,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 0.9% | 100% | $305,000 | |
DHI Mortgage Company, LTD.
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Conventional, VA | 2 | 0.9% | 100% | $230,000 | |
Paramount Residential Mortgage
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VA, USDA | 2 | 0.9% | 100% | $235,000 | |
Village Capital & Investment
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VA, USDA | 2 | 0.9% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
USDA | 1 | 0.5% | 100% | $195,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.5% | 100% | $175,000 | View |
AdvantageFirst Lending Inc
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VA | 1 | 0.5% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $125,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Milend, Inc
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FHA | 1 | 0.5% | 100% | $205,000 | |
Stockton Mortgage Corporation
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USDA | 1 | 0.5% | 100% | $175,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.5% | 100% | $165,000 | |
Better Mortgage Corporation
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VA | 1 | 0.5% | 100% | $215,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $75,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.5% | 100% | $175,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.5% | 33.3% | $275,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $45,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Eaton Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Eaton, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Eaton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eaton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Eaton, OH
Use these to narrow the list above. Each category shows how many Eaton, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Eaton, OH
Independent mortgage companies closed 42.2 percent of home loans in Eaton, Ohio in 2025, banks 48.3 percent and credit unions 9.5 percent. Union Home Mortgage Corp. was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Fifth Third Bank, National Association led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Eaton, OH
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Eaton, Ohio with 7 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Eaton, Ohio, Primelending approved the highest share of completed applications in 2025 at 98.2 percent, against a 87.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Eaton, Ohio in 2025, led by Primelending with 9. 16 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 7 credit unions closed home loans in Eaton, Ohio in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eaton, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eaton, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eaton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
