Circleville, Ohio mortgage lenders include The Savings BankThe Savings Bank201 N Court St, Circleville, OH 43113A+5.0 ★Texas Ratio: 1.59%, Kingston National BankKingston National Bank301 N Court St, Circleville, OH 43113A+5.0 ★Texas Ratio: 2.44%, Huntington National BankHuntington National Bank1425 S Court St, Circleville, OH 43113A+5.0 ★Texas Ratio: 3.66%, Vinton County National BankVinton County National Bank120 S Court St, Circleville, OH 43113A+5.0 ★Texas Ratio: 1.84%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA100 E Main St, Circleville, OH 43113A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association159 E Main St, Circleville, OH 43113A+5.0 ★Texas Ratio: 3.22%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.1210 N Court St, Circleville, OH 43113A+5.0 ★Texas Ratio: 3.87%, US Bank, N.A.US Bank, N.A.166 E Main St, Circleville, OH 43113A+5.0 ★Texas Ratio: 2.85%, PNC Bank N.A.PNC Bank N.A.136 E Main St, Circleville, OH 43113A+5.0 ★Texas Ratio: 4.24%, and Kemba Financial Credit UnionKemba Financial Credit Union1135 W Ohio Pike, Amelia, OH 45102 1240A+5.0 ★Texas Ratio: 3.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Circleville, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Circleville are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Circleville, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Circleville 201 N Court St, Circleville, OH 43113 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 25 | 6% | 96.2% | $192,600 | View |
|
1 office in Circleville 301 N Court St, Circleville, OH 43113 A+5.0 ★Texas Ratio: 2.44% |
Conventional | 12 | 2.9% | 92.3% | $225,000 | View |
|
1 office in Circleville 1425 S Court St, Circleville, OH 43113 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 10 +15 HELOCs |
2.4% | 71.4% | $230,000 | View |
|
1 office in Circleville 120 S Court St, Circleville, OH 43113 A+5.0 ★Texas Ratio: 1.84% |
Conventional, HELOC | 9 +10 HELOCs |
2.2% | 100% | $220,555 | View |
|
1 office in Circleville 100 E Main St, Circleville, OH 43113 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
1.7% | 70% | $185,000 | View |
|
1 office in Circleville 159 E Main St, Circleville, OH 43113 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 5 +9 HELOCs |
1.2% | 100% | $233,000 | View |
|
1 office in Circleville 1210 N Court St, Circleville, OH 43113 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
1.2% | 100% | $429,000 | View |
|
1 office in Circleville 166 E Main St, Circleville, OH 43113 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +4 HELOCs |
0.7% | 75% | $98,333 | View |
|
★ 1.7 stars, 3 reviews 1 office in Circleville 136 E Main St, Circleville, OH 43113 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +11 HELOCs |
0.5% | 75% | $180,000 | View |
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 7 +1 HELOCs |
1.7% | 100% | $115,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, FHA, HELOC | 5 +2 HELOCs |
1.2% | 100% | $217,000 | |
|
36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 5 | 1.2% | 100% | $185,000 | View |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $220,000 | View |
Fairfield Federal Savings & Loan Association of Lancaster
111 E Main St, Lancaster, OH 43130 |
Conventional | 2 | 0.5% | 100% | $45,000 | |
|
130 CRITES RD, CIRCLEVILLE, OH 43113 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 2 | 0.5% | 33.3% | $290,000 | View |
|
201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional | 2 | 0.5% | 50% | $115,000 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $15,000 | View |
|
1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $195,000 | View |
|
2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | View |
|
1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.2% | 50% | $345,000 | View |
|
3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
|
1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $185,000 | View |
|
11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.2% | 100% | $735,000 | View |
|
150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
|
510 E Mound St, Columbus, OH 43215 5539 A5.0 ★Texas Ratio: 13.58% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 18 | 4.3% | 100% | $242,222 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 11 | 2.7% | 100% | $231,363 | |
Union Capital Mortgage Corp
|
Conventional, FHA, VA | 10 | 2.4% | 100% | $203,000 | |
Equity Resources Inc
|
Conventional, VA | 5 | 1.2% | 71.4% | $277,000 | |
Nations Lending Corporation
|
FHA, VA | 2 | 0.5% | 100% | $420,000 | |
Schumacher Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
The Equitable Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 31 | 7.5% | 75% | $199,193 | |
Victory Mortgage, LLC
|
Conventional, FHA, VA | 21 | 5.1% | 100% | $320,714 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
4.6% | 73.1% | $238,684 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 14 | 3.4% | 83.3% | $241,428 | |
Nfm, Inc
|
Conventional, FHA | 14 | 3.4% | 100% | $231,428 | |
Ruoff Mortgage Company
|
Conventional, FHA, VA | 13 | 3.1% | 100% | $195,769 | |
Lower, LLC
|
Conventional, FHA | 13 | 3.1% | 86.7% | $233,461 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 11 +1 HELOCs |
2.7% | 100% | $225,000 | |
Newrez LLC
|
Conventional, FHA, VA, USDA | 11 | 2.7% | 91.7% | $233,181 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 11 | 2.7% | 73.3% | $354,090 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 2.2% | 100% | $192,777 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 7 +1 HELOCs |
1.7% | 77.8% | $193,571 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA, VA | 5 | 1.2% | 100% | $229,000 | |
21St Mortgage
|
Conventional | 5 | 1.2% | 41.7% | $87,000 | |
Mortgage300 Corporation
|
Conventional, FHA, USDA | 4 | 1% | 100% | $127,500 | |
Nationstar Mortgage
|
Conventional, FHA | 4 | 1% | 100% | $102,500 | |
Mortgage Research Center
|
VA | 4 | 1% | 57.1% | $317,500 | |
AdvantageFirst Lending Inc
|
FHA | 3 | 0.7% | 100% | $288,333 | |
Spring Eq, LLC
|
Conventional | 3 | 0.7% | 50% | $55,000 | |
Goodleap, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $200,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 0.5% | 66.7% | $185,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $100,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.5% | 100% | $270,000 | View |
Land Home Financial Services,
|
Conventional, FHA | 2 | 0.5% | 100% | $175,000 | |
Towne Mortgage Company
|
FHA | 2 | 0.5% | 100% | $260,000 | |
Mortgage Solutions of Colorado
|
FHA, VA | 2 | 0.5% | 100% | $195,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 0.5% | 66.7% | $215,000 | |
Paramount Residential Mortgage
|
Conventional, VA | 2 | 0.5% | 100% | $330,000 | |
Carrington Mortgage Services LLC
|
Conventional | 2 | 0.5% | 100% | $70,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 2 | 0.5% | 100% | $210,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $425,000 | |
Polaris Home Funding Corp.
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Cazle Mortgage, Inc.
|
VA | 1 | 0.2% | 100% | $205,000 | |
Everett Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $345,000 | |
Success Lending, LLC
|
FHA | 1 | 0.2% | 100% | $195,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Nbkc Bank
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $175,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.2% | 100% | $245,000 | |
American Financing Corporation
|
Conventional | 1 | 0.2% | 100% | $75,000 | |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $155,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 100% | $205,000 | |
Credence Funding Corporation
|
VA | 1 | 0.2% | 100% | $215,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.2% | 100% | $145,000 | View |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.2% | 33.3% | $175,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.2% | 50% | $205,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.2% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Right Start Mortgage, Inc
|
VA | 1 | 0.2% | 100% | $255,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.2% | 50% | $195,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.2% | 20% | $55,000 | |
Village Capital & Investment
|
FHA | 1 | 0.2% | 50% | $225,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Heritage Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Circleville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Circleville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Circleville, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.1 percent of home loans in Circleville, Ohio in 2025, banks 27.5 percent and credit unions 4.3 percent. CrossCountry Mortgage, LLC was the largest mortgage company, The Savings Bank the largest bank and Kemba Financial Credit Union the largest credit union. Among lenders headquartered in Ohio, The Savings Bank led with 25 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, The Savings Bank was the largest mortgage lender in Circleville, Ohio with 25 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Circleville, Ohio in 2025, led by CrossCountry Mortgage, LLC with 10. 26 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 12 credit unions closed home loans in Circleville, Ohio in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Circleville, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Circleville, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Circleville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.