☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Ohio / Beavercreek

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Beavercreek, Ohio

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Beavercreek, Ohio mortgage lenders include Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, Huntington National BankHuntington National Bank2374 Lakeview Dr, Beavercreek, OH 45431A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.3245 Dayton Xenia Rd, Beavercreek, OH 45434A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3414 Seajay Dr, Beavercreek, OH 45430A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association3294 Kemp Rd, Beavercreek, OH 45431A+5.0 ★Texas Ratio: 4.81%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Day Air Credit UnionDay Air Credit Union2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156A+5.0 ★Texas Ratio: 4.81%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2280 N Fairfield Rd, Beavercreek, OH 45431A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.3160 Dayton Xenia Rd, Beavercreek, OH 45434A+5.0 ★Texas Ratio: 4.24%, and Universal 1 Credit Union Inc.Universal 1 Credit Union Inc.2450 Esquire Dr, Beavercreek, OH 45431 2573A+5.0 ★Texas Ratio: 5.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Beavercreek, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beavercreek are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Beavercreek, Ohio

Market share is the lender's share of all home loans closed in Beavercreek, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wright Patt Credit Union Inc 1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22%	Conventional, FHA, VA, HELOC	167 +127 HELOCs	14.3%	83.8%	$227,874	View
Huntington National Bank 1 office in Beavercreek 2374 Lakeview Dr, Beavercreek, OH 45431 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo, HELOC	52 +12 HELOCs	4.4%	94.5%	$326,153	View
US Bank, N.A. 1 office in Beavercreek 3245 Dayton Xenia Rd, Beavercreek, OH 45434 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	15 +9 HELOCs	1.3%	75%	$242,333	View
JPMorgan Chase Bank, NA 2 offices in Beavercreek 3414 Seajay Dr, Beavercreek, OH 45430 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	12 +2 HELOCs	1%	75%	$190,000	View
Keybank National Association 1 office in Beavercreek 3294 Kemp Rd, Beavercreek, OH 45431 A+5.0 ★Texas Ratio: 4.81%	Conventional, VA, HELOC	2 +2 HELOCs	0.2%	40%	$255,000	View
Union Savings Bank 1240 N Bridge Street, Chillicothe, OH 45601	Conventional, FHA, VA, USDA, Jumbo, HELOC	119 +19 HELOCs	10.2%	96.9%	$335,420
Day Air Credit Union 2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo, HELOC	30 +15 HELOCs	2.6%	93.8%	$177,333	View
Fifth Third Bank, National Association 2280 N Fairfield Rd, Beavercreek, OH 45431 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	12 +55 HELOCs	1%	68.4%	$218,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3160 Dayton Xenia Rd, Beavercreek, OH 45434 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	7 +30 HELOCs	0.6%	100%	$272,142	View
Universal 1 Credit Union Inc. 2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33%	Conventional, HELOC	7 +4 HELOCs	0.6%	87.5%	$152,142	View
Third Federal Savings and Loan 35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	7 +4 HELOCs	0.6%	80%	$90,714	View
Old Fort Banking Company 238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69%	Conventional	7	0.6%	100%	$400,714	View
First Financial Bank 2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, HELOC	3 +12 HELOCs	0.3%	75%	$321,666	View
Wesbanco Bank, Inc. 112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo, HELOC	2 +7 HELOCs	0.2%	100%	$750,000	View
Peoples Bank 158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39%	Conventional	2	0.2%	100%	$125,000	View
Riverhills Bank 1719 W Ohio Pike, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.96%	Conventional, VA	2	0.2%	100%	$215,000	View
First National Bank of PA 3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	2	0.2%	66.7%	$965,000	View
Seven Seventeen Credit Union 6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$255,000	View
Bank of America NA 3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000	View
Sharefax Credit Union ★ 5 stars, 1 review 1147 OLD STATE ROUTE 74, BATAVIA, OH 45103 A5.0 ★Texas Ratio: 7.78%	Conventional	1	0.1%	100%	$235,000	View
German American Bank 7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93%	Conventional	1	0.1%	100%	$305,000	View
River Valley Credit Union 3927 Indian Ripple Rd, Dayton, OH 45440 3449 A+5.0 ★Texas Ratio: 2.96%	Conventional	1	0.1%	100%	$345,000	View
Kemba Credit Union 1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$195,000	View
BMI Federal Credit Union 760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$385,000	View
Guardian Savings Bank 11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35%	Conventional	1	0.1%	100%	$285,000	View
The Savings Bank 501 Long St, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	100%	$265,000	View
First State Bank 4901 Vine St, Cincinnati, OH 45217	Conventional	1	0.1%	100%	$555,000
Warsaw Federal Savings and Loan Association 6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25%	Conventional	1	0.1%	100%	$455,000	View
Heritage Bank, INC 9749 Montgomery Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	50%	$215,000	View
Republic Bank & Trust 4030 Smith Rd, Cincinnati, OH 45209 A+5.0 ★Texas Ratio: 2.91%	Conventional	1	0.1%	50%	$135,000	View
The Park National Bank 1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62%	Conventional	1	0.1%	33.3%	$245,000	View
New Carlisle Federal Savings Bank 400 N Main St, New Carlisle, OH 45344	Conventional	1	0.1%	100%	$105,000
Civista Bank 529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$305,000	View
CODE Credit union 4916 National Rd, Clayton, OH 45315 A+5.0 ★Texas Ratio: 4.49%	Conventional	1	0.1%	100%	$45,000	View
Citizens Bank, NA 2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	0%		View
Pathways Financial Credit Union 3562 Dayton Xenia Rd, Beavercreek, OH 45432 A5.0 ★Texas Ratio: 6.10%	HELOC	0 +2 HELOCs	0%	n/a		View
First Federal S&L of Lakewood 36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +1 HELOCs	0%	n/a		View
Kemba Financial Credit Union 1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32%	HELOC	0 +1 HELOCs	0%	n/a		View
Truist Bank ★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +1 HELOCs	0%	n/a		View
M/I Financial. LLC	Conventional, FHA, VA	39	3.3%	100%	$487,564
CrossCountry Mortgage, LLC	Conventional, FHA, VA	23	2%	95.8%	$331,521
Union Home Mortgage Corp.	Conventional, FHA, VA	15	1.3%	100%	$327,000
Treadwell Credit Union A5.0 ★Texas Ratio: 7.47%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$160,000	View
3rd Street Financial Corp	Conventional	2	0.2%	100%	$260,000
Schumacher Mortgage LLC	Conventional	1	0.1%	100%	$715,000
The Equitable Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
Rapid Mortgage Company	Conventional	1	0.1%	100%	$245,000
Sibcy Cline Mortgage Services, Inc.	Conventional	1	0.1%	100%	$135,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	65	5.6%	85.9%	$273,000
United Wholesale Mortgage	Conventional, FHA, VA	53	4.5%	86.2%	$361,226
Mortgage Research Center	Conventional, FHA, VA	44	3.8%	88%	$342,272
Victory Mortgage, LLC	Conventional, FHA, VA, Jumbo	44	3.8%	97.8%	$479,545
Freedom Mortgage Corporation	FHA, VA	31	2.6%	100%	$348,870
Das Acquisition Company, LLC	Conventional, FHA, VA	26	2.2%	100%	$331,153
Primelending	Conventional, VA, Jumbo	25	2.1%	100%	$368,200
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	21	1.8%	87.5%	$374,523
Cornerstone First Mortgage, LLC	Conventional, VA	20	1.7%	100%	$372,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	20	1.7%	95.2%	$314,500	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	19 +6 HELOCs	1.6%	90.5%	$286,052
loanDepot.com LLC	Conventional, FHA, VA	15	1.3%	78.9%	$265,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, VA	14	1.2%	93.8%	$280,000	View
New American Funding, LLC.	Conventional, FHA, VA	13	1.1%	87.5%	$314,230
Pennymac Loan Services LLC	Conventional, VA	11	0.9%	61.1%	$282,272
Guaranteed Rate, Inc.	Conventional, VA	10	0.9%	90.9%	$332,000
Newrez LLC	Conventional, FHA, VA	10	0.9%	83.3%	$230,000
Ruoff Mortgage Company	Conventional, FHA, VA	9	0.8%	100%	$320,555
Fairway Independent Mort Corp	Conventional, FHA	9	0.8%	100%	$283,888
Nbkc Bank	Conventional, VA	7	0.6%	100%	$373,571
Movement Mortgage, LLC	Conventional, VA	7	0.6%	100%	$365,000
Nationstar Mortgage	Conventional, FHA	7	0.6%	63.6%	$135,000
Lower, LLC	Conventional, VA	7	0.6%	87.5%	$315,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	6 +1 HELOCs	0.5%	66.7%	$355,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	5	0.4%	50%	$349,000
Howard Hanna Financial Services, Inc	Conventional, VA	5	0.4%	100%	$339,000
Amerisave Mortgage Company	Conventional, FHA	5	0.4%	50%	$185,000
Village Capital & Investment	FHA, VA	5	0.4%	83.3%	$347,000
Discover Bank	Conventional	4	0.3%	50%	$75,000
Nfm, Inc	Conventional, FHA, VA	4	0.3%	100%	$242,500
New Day Financial, LLC.	VA	4	0.3%	80%	$300,000
Paramount Residential Mortgage	Conventional	4	0.3%	100%	$337,500
Carrington Mortgage Services LLC	Conventional, FHA, VA	4	0.3%	57.1%	$212,500
Ark-La-Tex Financial Services LLC	VA	4	0.3%	100%	$462,500
Spring Eq, LLC	Conventional, HELOC	3 +1 HELOCs	0.3%	37.5%	$65,000
American Financial Resources LLC	Conventional, VA	3	0.3%	100%	$285,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	3	0.3%	100%	$378,333	View
Cmg Mortgage Inc	Conventional, VA	3	0.3%	100%	$415,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.3%	100%	$121,666	View
Residential Wholesale Mortgage	Conventional, VA	2	0.2%	100%	$370,000
Gvc Mortgage, Inc.	Conventional, VA	2	0.2%	100%	$425,000
PHH Mortgage Corporation	VA	2	0.2%	66.7%	$365,000
Guild Mortgage Company	FHA, VA	2	0.2%	100%	$405,000
American Financial Network, Inc.	FHA	2	0.2%	66.7%	$245,000
VanDyk Mortgage Corporation	VA	2	0.2%	100%	$265,000
American Financing Corporation	Conventional, VA	2	0.2%	50%	$205,000
Planet Home Lending, LLC	FHA, VA	2	0.2%	100%	$510,000
American Pacific Mortgage Corporation	Conventional	2	0.2%	100%	$275,000
Lake Michigan Credit Union	Conventional, VA	2	0.2%	100%	$335,000
Goodleap, LLC	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$345,000
Northern Mortgage Services, LLC A5.0 ★Texas Ratio: 8.01%	VA	1	0.1%	100%	$235,000	View
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0.1%	100%	$325,000	View
Liberty Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$835,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	VA	1	0.1%	100%	$265,000	View
Servion	VA	1	0.1%	100%	$235,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	VA	1	0.1%	100%	$505,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$315,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$485,000
Equity Prime Mortgage LLC	VA	1	0.1%	100%	$325,000
Kind Lending, LLC	VA	1	0.1%	50%	$365,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$405,000
AmeriHome Mortgage Company, LLC	VA	1	0.1%	100%	$315,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$305,000	View
United Trust Bank	VA	1	0.1%	100%	$265,000
Filo Mortgage, LLC	FHA	1	0.1%	100%	$335,000
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$425,000
First Home Mortgage	Conventional	1	0.1%	100%	$345,000
Click n' Close, Inc.	Conventional	1	0.1%	100%	$365,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$115,000
Network Capital Funding Corporation	VA	1	0.1%	100%	$795,000
ClearPath Lending	VA	1	0.1%	50%	$315,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$315,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	1	0.1%	100%	$255,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$375,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$225,000	View
Three Rivers Federal Crediit U	Conventional	1	0.1%	100%	$755,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$175,000	View
Milend, Inc	Conventional	1	0.1%	100%	$215,000
Stockton Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$285,000	View
Better Mortgage Corporation	Conventional	1	0.1%	50%	$275,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$305,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$425,000
Prosperity Home Mortgage, LLC	FHA	1	0.1%	100%	$275,000
Mutual of Omaha Mortgage	FHA	1	0.1%	100%	$195,000
Northrop Grumman Federal Credit Union	Conventional	1	0.1%	100%	$305,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$175,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$375,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$315,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$265,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	50%	$205,000
Reliance First Capital, LLC	FHA	1	0.1%	100%	$245,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$675,000	View
Plaza Home Mortgage, Inc	Conventional	1	0.1%	100%	$605,000
Goprime Mortgage, Inc.	VA	1	0.1%	100%	$665,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$315,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$395,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +1 HELOCs	0%	n/a		View
The Loan Store, Inc	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Beavercreek Mortgage Rate Trends

Daily average mortgage rates for Ohio compared with the national average, updated every evening.

30-Year Fixed OH Avg

7.439%

▲ 0.137 vs 7 days ago

15-Year Fixed OH Avg

6.765%

▲ 0.103 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Beavercreek, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in Beavercreek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beavercreek in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Beavercreek, OH

Use these to narrow the list above. Each category shows how many Beavercreek, OH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 84 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 48 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 38 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 63 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 9 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OH 39 lenders headquartered in Ohio, the closest thing to a mortgage lender near you

Who Lends in Beavercreek, OH

Independent mortgage companies closed 50 percent of home loans in Beavercreek, Ohio in 2025, banks 29.2 percent and credit unions 20.8 percent. M/I Financial. LLC was the largest mortgage company, Huntington National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Wright Patt Credit Union Inc led with 167 loans.

50%

Mortgage companies

29.2%

Banks

20.8%

Credit unions

FHA loans

27%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

All Ohio lenders 868 lenders Columbus 360 lenders Cincinnati 249 lenders Toledo 190 lenders Cleveland 203 lenders Akron 189 lenders Delaware 201 lenders Dayton 172 lenders Hamilton 172 lenders Dublin 152 lenders Canton 127 lenders Parma 145 lenders Elyria 130 lenders

Frequently Asked Questions About Mortgage Lenders in Beavercreek, OH

Who is the largest mortgage lender in Beavercreek, OH?

By home loans closed in 2025, Wright Patt Credit Union Inc was the largest mortgage lender in Beavercreek, Ohio with 167 loans, about 14.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Beavercreek, OH have the highest approval rates?

Among lenders with meaningful volume in Beavercreek, Ohio, Union Savings Bank approved the highest share of completed applications in 2025 at 96.9 percent, against a 88.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Beavercreek, OH mortgage lenders offer FHA, VA and USDA loans?

38 lenders closed FHA loans in Beavercreek, Ohio in 2025, led by Rocket Mortgage with 11. 63 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Beavercreek, OH lender list?

Yes. 48 banks and 21 credit unions closed home loans in Beavercreek, Ohio in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Beavercreek, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Beavercreek, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beavercreek, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beavercreek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.