Mortgage Lenders and Brokers in Napoleon, North Dakota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Napoleon, North Dakota mortgage lenders include First Community Credit UnionFirst Community Credit Union97 Broadway, Napoleon, ND 58561 7147A+5.0 ★Texas Ratio: 3.52%, Hometown Credit UnionHometown Credit Union106 E Main St, Ashley, ND 58413D3.6 ★Texas Ratio: 32.17%, Old National BankOld National Bank710 S Washington St, Bismarck, ND 58504A+5.0 ★Texas Ratio: 4.98%, Unison BankUnison Bank401 1st Ave S, Jamestown, ND 58401A+5.0 ★Texas Ratio: 3.87%, Bravera BankBravera Bank401 N 4th St, Bismarck, ND 58501A+5.0 ★Texas Ratio: 5.48%, AgCountry Farm Credit Services, FLCAAgCountry Farm Credit Services, FLCAFargo, ND, United Wholesale Mortgage, Envoy Mortgage, Ltd, Nextmortgage, LLC, and Mortgage Research Center. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Napoleon, North Dakota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Napoleon are listed first, then lenders elsewhere in North Dakota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Napoleon, North Dakota
Market share is the lender's share of all home loans closed in Napoleon, North Dakota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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97 Broadway, Napoleon, ND 58561 7147 A+5.0 ★Texas Ratio: 3.52% |
Conventional | 9 | 42.9% | 90% | $123,888 | View |
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106 E Main St, Ashley, ND 58413 D3.6 ★Texas Ratio: 32.17% |
Conventional | 2 | 9.5% | 100% | $35,000 | View |
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710 S Washington St, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 4.8% | 100% | $95,000 | View |
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401 1st Ave S, Jamestown, ND 58401 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 4.8% | 100% | $35,000 | View |
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401 N 4th St, Bismarck, ND 58501 A+5.0 ★Texas Ratio: 5.48% |
Conventional | 1 | 4.8% | 100% | $175,000 | View |
AgCountry Farm Credit Services, FLCA
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Conventional | 1 | 4.8% | 100% | $255,000 | |
United Wholesale Mortgage
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Conventional | 2 | 9.5% | 100% | $125,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 4.8% | 100% | $135,000 | |
Nextmortgage, LLC
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Conventional | 1 | 4.8% | 100% | $425,000 | |
Mortgage Research Center
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VA | 1 | 4.8% | 100% | $145,000 | |
New American Funding, LLC.
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Conventional | 1 | 4.8% | 100% | $155,000 |
Napoleon Mortgage Rate Trends
Daily average mortgage rates for North Dakota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Napoleon, North Dakota
Looking for mortgage lenders near me or mortgage brokers near me in Napoleon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Napoleon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Napoleon, ND
Use these to narrow the list above. Each category shows how many Napoleon, ND lenders fit and what that kind of lender is usually best for.
Who Lends in Napoleon, ND
Independent mortgage companies closed 33.3 percent of home loans in Napoleon, North Dakota in 2025, banks 14.3 percent and credit unions 52.4 percent. AgCountry Farm Credit Services, FLCA was the largest mortgage company, Old National Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in North Dakota, First Community Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in North Dakota. None. North Dakota has no real estate transfer tax and no mortgage recording tax.
More North Dakota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Napoleon, ND
By home loans closed in 2025, First Community Credit Union was the largest mortgage lender in Napoleon, North Dakota with 9 loans, about 42.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 2 credit unions closed home loans in Napoleon, North Dakota in 2025, alongside 6 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Napoleon, North Dakota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Napoleon, North Dakota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Napoleon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
