Medina, North Dakota mortgage lenders include Dakota Heritage BankDakota Heritage Bank101 2nd Ave Sw, Medina, ND 58467A-5.0 ★Texas Ratio: 14.67%, Unison BankUnison Bank401 1st Ave S, Jamestown, ND 58401A+5.0 ★Texas Ratio: 3.87%, First Community Credit UnionFirst Community Credit Union204 Main St, Bisbee, ND 58317A+5.0 ★Texas Ratio: 3.52%, Gate City BankGate City Bank1725 Golf Dr, Bismarck, ND 58503A+5.0 ★Texas Ratio: 5.49%, Bank ForwardBank Forward65 Main Street, Bowdon, ND 58418A5.0 ★Texas Ratio: 6.75%, Old National BankOld National Bank710 S Washington St, Bismarck, ND 58504A+5.0 ★Texas Ratio: 4.98%, Capital Credit UnionCapital Credit Union131 W Main St, Beulah, ND 58523A5.0 ★Texas Ratio: 10.18%, Hometown Credit UnionHometown Credit Union301 5th Ave SE, Medina, ND 58467D3.6 ★Texas Ratio: 32.17%, US Bank, N.A.US Bank, N.A.423 E Bismarck Expy, Bismarck, ND 58504A+5.0 ★Texas Ratio: 2.85%, and Nextmortgage, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Medina, North Dakota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Medina are listed first, then lenders elsewhere in North Dakota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Medina, North Dakota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Medina 101 2nd Ave Sw, Medina, ND 58467 A-5.0 ★Texas Ratio: 14.67% |
Conventional | 5 | 9.1% | 100% | $75,000 | View |
|
401 1st Ave S, Jamestown, ND 58401 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 14 | 25.5% | 93.3% | $145,714 | View |
|
204 Main St, Bisbee, ND 58317 A+5.0 ★Texas Ratio: 3.52% |
Conventional, FHA | 9 | 16.4% | 75% | $96,111 | View |
|
★ 5 stars, 1 review 1725 Golf Dr, Bismarck, ND 58503 A+5.0 ★Texas Ratio: 5.49% |
Conventional, FHA, VA | 6 | 10.9% | 75% | $143,333 | View |
|
65 Main Street, Bowdon, ND 58418 A5.0 ★Texas Ratio: 6.75% |
Conventional | 3 | 5.5% | 100% | $165,000 | View |
|
710 S Washington St, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 1.8% | 100% | $335,000 | View |
|
131 W Main St, Beulah, ND 58523 A5.0 ★Texas Ratio: 10.18% |
Conventional | 1 | 1.8% | 100% | $215,000 | View |
|
301 5th Ave SE, Medina, ND 58467 D3.6 ★Texas Ratio: 32.17% |
Conventional | 1 | 1.8% | 100% | $155,000 | View |
|
423 E Bismarck Expy, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nextmortgage, LLC
|
Conventional, VA | 3 | 5.5% | 100% | $258,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 5.5% | 75% | $251,666 | |
United Wholesale Mortgage
|
Conventional, FHA | 2 | 3.6% | 100% | $370,000 | |
Rocket Mortgage
|
Conventional | 2 | 3.6% | 50% | $290,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 3.6% | 66.7% | $355,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1.8% | 100% | $175,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 1.8% | 100% | $385,000 | |
Mortgage Research Center
|
VA | 1 | 1.8% | 100% | $255,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for North Dakota compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Medina? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Medina in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Medina, ND lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 25.5 percent of home loans in Medina, North Dakota in 2025, banks 54.5 percent and credit unions 20 percent. Nextmortgage, LLC was the largest mortgage company, Dakota Heritage Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in North Dakota, Unison Bank led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in North Dakota. None. North Dakota has no real estate transfer tax and no mortgage recording tax.
By home loans closed in 2025, Dakota Heritage Bank was the largest mortgage lender in Medina, North Dakota with 5 loans, about 9.1 percent of the market. The largest lender headquartered in North Dakota was Unison Bank with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Medina, North Dakota in 2025, led by First Community Credit Union with 1. 4 lenders closed VA loans, led by Gate City Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 3 credit unions closed home loans in Medina, North Dakota in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Medina, North Dakota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Medina, North Dakota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Medina. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.