Mortgage Lenders and Brokers in Vass, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vass, North Carolina mortgage lenders include First BankFirst Bank100 Bank Street, Vass, NC 28394A+5.0 ★Texas Ratio: 1.94%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Goprime Mortgage, Inc.Goprime Mortgage, Inc.Apex, NC, CrossCountry Mortgage, LLC, United Wholesale Mortgage, and Nfm, Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vass, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vass are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vass, North Carolina
Market share is the lender's share of all home loans closed in Vass, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Vass 100 Bank Street, Vass, NC 28394 A+5.0 ★Texas Ratio: 1.94% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 4 +2 HELOCs |
3.4% | 66.7% | $157,500 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 0.8% | 100% | $245,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Goprime Mortgage, Inc.
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Conventional, VA | 10 | 8.4% | 100% | $439,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 12 | 10.1% | 100% | $387,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 8.4% | 90.9% | $338,000 | |
Nfm, Inc
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Conventional, FHA, VA | 9 | 7.6% | 100% | $291,666 | |
Movement Mortgage, LLC
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Conventional, VA | 7 | 5.9% | 100% | $423,571 | |
Rocket Mortgage
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Conventional, VA | 6 | 5% | 54.5% | $241,666 | |
Mortgage Research Center
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VA | 5 | 4.2% | 71.4% | $597,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 5 | 4.2% | 100% | $271,000 | |
Cmg Mortgage Inc
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VA | 3 | 2.5% | 100% | $421,666 | |
Lower, LLC
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FHA, VA | 3 | 2.5% | 100% | $261,666 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.7% | 80% | $305,000 | |
loanDepot.com LLC
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VA | 2 | 1.7% | 100% | $320,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.7% | 66.7% | $530,000 | |
Guild Mortgage Company
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VA | 2 | 1.7% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 1.7% | 100% | $470,000 | View |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 1.7% | 100% | $500,000 | |
Members 1St FCU
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Conventional | 1 | 0.8% | 100% | $555,000 | |
Equity Resources Inc
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VA | 1 | 0.8% | 100% | $255,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.8% | 100% | $765,000 | |
Residential Wholesale Mortgage
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VA | 1 | 0.8% | 100% | $285,000 | |
Gvc Mortgage, Inc.
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FHA | 1 | 0.8% | 100% | $175,000 | |
Nbkc Bank
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VA | 1 | 0.8% | 100% | $375,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.8% | 100% | $365,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.8% | 100% | $435,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.8% | 50% | $775,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.8% | 100% | $395,000 | |
American Financing Corporation
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VA | 1 | 0.8% | 100% | $605,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.8% | 100% | $405,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 100% | $595,000 | View |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.8% | 100% | $675,000 | |
Peoples Mortgage Company
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VA | 1 | 0.8% | 100% | $365,000 | |
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A4.7 ★Texas Ratio: 0.83% |
VA | 1 | 0.8% | 100% | $385,000 | View |
T2 Financial LLC
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VA | 1 | 0.8% | 100% | $275,000 | |
Harborone Mortgage, LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,165,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $265,000 | |
Acopia, LLC
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.8% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.8% | 50% | $415,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.8% | 100% | $685,000 | View |
21St Mortgage
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.8% | 100% | $565,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Village Capital & Investment
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FHA | 1 | 0.8% | 100% | $235,000 | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Vass Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vass, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Vass? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vass in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vass, NC
Use these to narrow the list above. Each category shows how many Vass, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Vass, NC
Independent mortgage companies closed 84.9 percent of home loans in Vass, North Carolina in 2025, banks 9.2 percent and credit unions 5.9 percent. Goprime Mortgage, Inc. was the largest mortgage company, First Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vass, NC
By home loans closed in 2025, First Bank was the largest mortgage lender in Vass, North Carolina with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Vass, North Carolina in 2025, led by CrossCountry Mortgage, LLC with 2. 28 lenders closed VA loans, led by Goprime Mortgage, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 5 credit unions closed home loans in Vass, North Carolina in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vass, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vass, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vass. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
