Mortgage Lenders and Brokers in Swepsonville, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Swepsonville, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Atlantic Union BankAtlantic Union Bank3101 S Church St, Burlington, NC 27215A+5.0 ★Texas Ratio: 2.51%, First Flight Federal Credit UnionFirst Flight Federal Credit Union1815 Kildaire Farm Rd, Cary, NC 27518A+5.0 ★Texas Ratio: 3.28%, First Savings & Loan AssociationFirst Savings & Loan Association206 W Center St, Mebane, NC 27302, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, and Civic FCUCivic FCU1118 Academy St N, Ahoskie, NC 27910F1.0 ★Texas Ratio: 75.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Swepsonville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Swepsonville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Swepsonville, North Carolina
Market share is the lender's share of all home loans closed in Swepsonville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, Jumbo, HELOC | 15 +14 HELOCs |
10.1% | 94.4% | $364,333 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 5 +5 HELOCs |
3.4% | 71.4% | $165,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 100% | $355,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $320,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $145,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
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1815 Kildaire Farm Rd, Cary, NC 27518 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
First Savings & Loan Association
206 W Center St, Mebane, NC 27302 |
Conventional | 1 | 0.7% | 100% | $285,000 | |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.7% | 50% | $365,000 | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.46% |
Conventional | 1 | 0.7% | 50% | $355,000 | View |
Corporate Investors Mortgage G
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Conventional | 1 | 0.7% | 100% | $225,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 61 | 41.2% | 88.4% | $294,344 | |
United Wholesale Mortgage
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FHA, VA | 6 | 4.1% | 100% | $288,333 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 4.1% | 100% | $168,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 4 | 2.7% | 100% | $350,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 2.7% | 100% | $242,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2% | 100% | $331,666 | |
Newrez LLC
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Conventional, VA | 3 | 2% | 75% | $421,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2% | 100% | $161,666 | |
Equity Prime Mortgage LLC
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FHA | 2 | 1.4% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 1.4% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.4% | 100% | $455,000 | |
Capital Center LLC
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Conventional | 2 | 1.4% | 100% | $165,000 | |
TowneBank
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Conventional | 2 | 1.4% | 100% | $210,000 | |
Village Capital & Investment
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FHA | 2 | 1.4% | 100% | $235,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $525,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 100% | $55,000 | |
Intercoastal Mortgage, LLC
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VA | 1 | 0.7% | 100% | $495,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 50% | $405,000 | View |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.7% | 100% | $265,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.7% | 100% | $455,000 | |
Nationstar Mortgage
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VA | 1 | 0.7% | 100% | $295,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $145,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.7% | 50% | $355,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $425,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.7% | 50% | $145,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a |
Swepsonville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Swepsonville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Swepsonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Swepsonville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Swepsonville, NC
Use these to narrow the list above. Each category shows how many Swepsonville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Swepsonville, NC
Independent mortgage companies closed 76.4 percent of home loans in Swepsonville, North Carolina in 2025, banks 8.1 percent and credit unions 15.5 percent. Deephaven Mortgage LLC was the largest mortgage company, The Fidelity Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Swepsonville, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Swepsonville, North Carolina with 15 loans, about 10.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Swepsonville, North Carolina, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 88.4 percent, against a 89.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Swepsonville, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 16. 8 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 8 credit unions closed home loans in Swepsonville, North Carolina in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Swepsonville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Swepsonville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Swepsonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
