Marshall, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5661 Us Highway 25, Marshall, NC 28753A5.0 ★Texas Ratio: 7.72%, State Employees' Credit UnionState Employees' Credit Union4951 NE US 25 70 HWY, MARSHALL, NC 28753A-5.0 ★Texas Ratio: 14.13%, Champion Credit UnionChampion Credit Union2311 Hendersonville Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 1.55%, HomeTrust BankHomeTrust Bank192 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.53%, Telco Community Credit UnionTelco Community Credit Union198 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.00%, The Park National BankThe Park National Bank1127 Hendersonville Rd, Asheville, NC 28803A5.0 ★Texas Ratio: 6.62%, First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%, First Horizon BankFirst Horizon Bank5361 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.76%, PNC Bank N.A.PNC Bank N.A.102 Church St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 4.24%, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Marshall, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Marshall are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Marshall, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Marshall 5661 Us Highway 25, Marshall, NC 28753 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +3 HELOCs |
1.4% | 33.3% | $465,000 | View |
|
4951 NE US 25 70 HWY, MARSHALL, NC 28753 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 6 +4 HELOCs |
8.6% | 66.7% | $390,000 | View |
|
2311 Hendersonville Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 3 | 4.3% | 100% | $405,000 | View |
|
192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
2.9% | 100% | $900,000 | View |
|
198 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 2 | 2.9% | 100% | $155,000 | View |
|
1127 Hendersonville Rd, Asheville, NC 28803 A5.0 ★Texas Ratio: 6.62% |
Conventional | 2 | 2.9% | 100% | $195,000 | View |
|
105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $525,000 | View |
|
★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 7 | 10% | 87.5% | $263,571 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 7 | 10% | 42.1% | $172,142 | |
Rocket Mortgage
|
Conventional | 4 | 5.7% | 66.7% | $247,500 | |
T2 Financial LLC
|
Conventional, VA | 4 | 5.7% | 100% | $382,500 | |
Movement Mortgage, LLC
|
Conventional, FHA | 3 | 4.3% | 100% | $328,333 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 3 | 4.3% | 75% | $78,333 | View |
Atlantic Bay Mortgage Group
|
Conventional | 3 | 4.3% | 75% | $455,000 | |
Ruoff Mortgage Company
|
Conventional | 2 | 2.9% | 100% | $405,000 | |
American Financial Resources LLC
|
FHA, VA | 2 | 2.9% | 66.7% | $285,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 2 | 2.9% | 100% | $380,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 2 | 2.9% | 100% | $330,000 | |
City Lending Inc.
|
Conventional, FHA | 2 | 2.9% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 2 | 2.9% | 100% | $125,000 | View |
|
A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 1.4% | 100% | $545,000 | View |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $55,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1.4% | 75% | $55,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1.4% | 100% | $375,000 | View |
Schumacher Mortgage LLC
|
Conventional, Jumbo | 1 | 1.4% | 100% | $1,165,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 1.4% | 100% | $405,000 | |
Nationstar Mortgage
|
FHA | 1 | 1.4% | 100% | $125,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.4% | 100% | $595,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1.4% | 100% | $85,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 1.4% | 100% | $135,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Marshall? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Marshall in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Marshall, NC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 64.3 percent of home loans in Marshall, North Carolina in 2025, banks 12.9 percent and credit unions 22.9 percent. United Wholesale Mortgage was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Marshall, North Carolina with 1 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Marshall, North Carolina in 2025, led by United Wholesale Mortgage with 1. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 5 credit unions closed home loans in Marshall, North Carolina in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Marshall, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Marshall, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Marshall. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.