Mortgage Lenders and Brokers in Jonesville, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jonesville, North Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA101 N Bridge St, Jonesville, NC 28642A+5.0 ★Texas Ratio: 1.62%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Skyline National BankSkyline National Bank1641 Blowing Rock Road, Boone, NC 28607A+5.0 ★Texas Ratio: 3.31%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, First Community BankFirst Community Bank115 Main St E, Banner Elk, NC 28604A+5.0 ★Texas Ratio: 3.36%, Latino Community Credit UnionLatino Community Credit Union104 NC 54 Ste KK, Carrboro, NC 27510A5.0 ★Texas Ratio: 6.08%, United Community BankUnited Community Bank732 Main St, Andrews, NC 28901A+5.0 ★Texas Ratio: 2.97%, First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%, and Ameris BankAmeris Bank6805 Carnegie Blvd, Charlotte, NC 28211A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jonesville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jonesville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jonesville, North Carolina
Market share is the lender's share of all home loans closed in Jonesville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Jonesville 101 N Bridge St, Jonesville, NC 28642 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 7 +7 HELOCs |
6.6% | 53.8% | $115,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 12 +12 HELOCs |
11.3% | 70.6% | $192,500 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 2 +3 HELOCs |
1.9% | 100% | $125,000 | View |
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1641 Blowing Rock Road, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 2 | 1.9% | 100% | $125,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.9% | 66.7% | $140,000 | View |
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115 Main St E, Banner Elk, NC 28604 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $125,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
FHA | 1 | 0.9% | 100% | $195,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.9% | 100% | $435,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.9% | 100% | $395,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, FHA | 4 | 3.8% | 100% | $205,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.9% | 75% | $115,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 12.3% | 86.7% | $173,461 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 12 | 11.3% | 100% | $175,833 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 6 | 5.7% | 100% | $191,666 | |
United Wholesale Mortgage
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FHA, VA | 2 | 1.9% | 100% | $170,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.9% | 100% | $80,000 | |
Envoy Mortgage, Ltd
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Conventional, VA | 2 | 1.9% | 100% | $225,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.9% | 100% | $115,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 1.9% | 66.7% | $220,000 | |
Agfirst Farm Credit Bank
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Conventional | 2 | 1.9% | 100% | $255,000 | |
Milend, Inc
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FHA | 2 | 1.9% | 100% | $225,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.9% | 100% | $155,000 | |
EMM Loans LLC
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FHA | 1 | 0.9% | 100% | $125,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.9% | 100% | $145,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $235,000 | |
Newrez LLC
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FHA | 1 | 0.9% | 100% | $145,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.9% | 100% | $215,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.9% | 100% | $305,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.9% | 100% | $335,000 | View |
American Financing Corporation
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FHA | 1 | 0.9% | 100% | $185,000 | |
ClearPath Lending
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VA | 1 | 0.9% | 100% | $145,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $195,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.9% | 100% | $125,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.9% | 100% | $15,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.9% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.9% | 100% | $75,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.9% | 100% | $135,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.9% | 100% | $175,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.9% | 100% | $165,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.9% | 100% | $225,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.9% | 20% | $135,000 | |
Texana Bank
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VA | 1 | 0.9% | 100% | $215,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.9% | 100% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Jonesville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jonesville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Jonesville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jonesville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jonesville, NC
Use these to narrow the list above. Each category shows how many Jonesville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Jonesville, NC
Independent mortgage companies closed 66 percent of home loans in Jonesville, North Carolina in 2025, banks 19.8 percent and credit unions 14.2 percent. American Security Mortgage Cor was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jonesville, NC
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Jonesville, North Carolina with 7 loans, about 6.6 percent of the market. The largest lender headquartered in North Carolina was State Employees' Credit Union with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Jonesville, North Carolina in 2025, led by American Security Mortgage Cor with 3. 10 lenders closed VA loans, led by Fairway Independent Mort Corp. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 6 credit unions closed home loans in Jonesville, North Carolina in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jonesville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jonesville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jonesville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
