Grimesland, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Southern Bank and Trust CompanySouthern Bank and Trust Company506 Main St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 1.13%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, United Bank VaUnited Bank Va47560 Highway 12, Buxton, NC 27920A+5.0 ★Texas Ratio: 2.15%, First Horizon BankFirst Horizon Bank5361 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.76%, Civic FCUCivic FCU1118 Academy St N, Ahoskie, NC 27910F1.0 ★Texas Ratio: 75.00%, and United Community BankUnited Community Bank732 Main St, Andrews, NC 28901A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Grimesland, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Grimesland are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Grimesland, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 4 +8 HELOCs |
4.4% | 83.3% | $235,000 | View |
|
★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +4 HELOCs |
4.4% | 80% | $345,000 | View |
|
506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 2 +4 HELOCs |
2.2% | 100% | $405,000 | View |
|
351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $85,000 | View |
|
105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 1.1% | 100% | $475,000 | View |
|
303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1.1% | 33.3% | $215,000 | View |
|
47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
|
Conventional, FHA | 2 | 2.2% | 100% | $300,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 1.1% | 100% | $365,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 11 | 12.1% | 91.7% | $288,636 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA | 9 | 9.9% | 100% | $288,333 | |
Rocket Mortgage
|
Conventional, FHA, VA | 8 | 8.8% | 88.9% | $281,250 | |
United Wholesale Mortgage
|
Conventional, VA | 6 | 6.6% | 100% | $291,666 | |
Mortgage Research Center
|
VA | 4 | 4.4% | 100% | $335,000 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA | 3 | 3.3% | 100% | $225,000 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 3.3% | 100% | $191,666 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 3 | 3.3% | 100% | $208,333 | View |
TowneBank
|
Conventional, FHA | 3 | 3.3% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
|
FHA, VA | 2 | 2.2% | 100% | $225,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 2.2% | 100% | $90,000 | |
Success Mortgage Partners, Inc
|
FHA | 2 | 2.2% | 100% | $230,000 | |
Keystone Funding, Inc
|
Conventional, USDA | 2 | 2.2% | 100% | $210,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 2.2% | 66.7% | $145,000 | |
Carrington Mortgage Services LLC
|
VA | 2 | 2.2% | 100% | $160,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.1% | 100% | $425,000 | |
Newrez LLC
|
Conventional | 1 | 1.1% | 100% | $55,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 1.1% | 100% | $245,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 1.1% | 100% | $145,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.1% | 100% | $15,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 1.1% | 100% | $215,000 | |
New Day Financial, LLC.
|
VA | 1 | 1.1% | 100% | $175,000 | |
Integrity Home Mortgage Corporation
|
Conventional | 1 | 1.1% | 100% | $205,000 | |
Iserve Residential Lending
|
VA | 1 | 1.1% | 100% | $275,000 | |
Lower, LLC
|
Conventional | 1 | 1.1% | 100% | $365,000 | |
21St Mortgage
|
Conventional | 1 | 1.1% | 33.3% | $125,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 1.1% | 100% | $225,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 1.1% | 100% | $195,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Grimesland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Grimesland in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Grimesland, NC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 79.1 percent of home loans in Grimesland, North Carolina in 2025, banks 16.5 percent and credit unions 4.4 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Grimesland, North Carolina with 4 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Grimesland, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 4. 11 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 2 credit unions closed home loans in Grimesland, North Carolina in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Grimesland, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Grimesland, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Grimesland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.