Mortgage Lenders and Brokers in Carthage, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carthage, North Carolina mortgage lenders include Truist BankTruist Bank502 Monroe St, Carthage, NC 28327A+5.0 ★Texas Ratio: 2.87%, First BankFirst Bank109 Monroe St, Carthage, NC 28327A+5.0 ★Texas Ratio: 1.94%, State Employees' Credit UnionState Employees' Credit Union160 SAVANNAH GARDEN DR, CARTHAGE, NC 28327A-5.0 ★Texas Ratio: 14.13%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, First Capital BankFirst Capital Bank909 S Main St, Laurinburg, NC 28352A+5.0 ★Texas Ratio: 0.91%, Huntington National BankHuntington National Bank101 S Tryon St, Charlotte, NC 28280A+5.0 ★Texas Ratio: 3.66%, TD BankTD Bank335 New Leicester Hwy, Asheville, NC 28806A+5.0 ★Texas Ratio: 3.71%, and Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carthage, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carthage are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carthage, North Carolina
Market share is the lender's share of all home loans closed in Carthage, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Carthage 502 Monroe St, Carthage, NC 28327 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 4 +3 HELOCs |
1.5% | 80% | $245,000 | View |
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1 office in Carthage 109 Monroe St, Carthage, NC 28327 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 1 +9 HELOCs |
0.4% | 33.3% | $325,000 | View |
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160 SAVANNAH GARDEN DR, CARTHAGE, NC 28327 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 19 +23 HELOCs |
7% | 76% | $192,894 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, VA, Jumbo, HELOC | 5 +2 HELOCs |
1.8% | 83.3% | $723,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $435,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $45,000 | |
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909 S Main St, Laurinburg, NC 28352 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Goprime Mortgage, Inc.
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Conventional, FHA, VA, Jumbo | 13 | 4.8% | 92.9% | $411,923 | |
American Security Mortgage Cor
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.4% | 100% | $685,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 9.6% | 78.8% | $243,461 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 24 | 8.9% | 88.9% | $311,666 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 23 | 8.5% | 100% | $342,826 | |
Nfm, Inc
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Conventional, FHA, VA, USDA | 22 | 8.1% | 100% | $418,636 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 3.7% | 100% | $385,000 | |
Mortgage Research Center
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Conventional, VA | 9 | 3.3% | 56.2% | $430,555 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 3% | 100% | $425,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 8 | 3% | 100% | $421,250 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 8 | 3% | 100% | $413,750 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 6 | 2.2% | 85.7% | $283,333 | |
Nationstar Mortgage
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Conventional, VA | 5 | 1.8% | 100% | $311,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
1.5% | 80% | $412,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.5% | 83.3% | $287,500 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 4 | 1.5% | 57.1% | $272,500 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 4 | 1.5% | 100% | $327,500 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 3 +1 HELOCs |
1.1% | 100% | $235,000 | |
Cmg Mortgage Inc
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VA | 3 | 1.1% | 100% | $398,333 | |
New Day Financial, LLC.
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FHA, VA | 3 | 1.1% | 75% | $211,666 | |
Plaza Home Mortgage, Inc
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VA | 3 | 1.1% | 100% | $405,000 | |
ALCOVA Mortgage, LLC
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Conventional, VA | 2 | 0.7% | 100% | $435,000 | |
Loanunited.Com, LLC
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FHA | 2 | 0.7% | 100% | $385,000 | |
Intercoastal Mortgage, LLC
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Conventional, VA | 2 | 0.7% | 100% | $265,000 | |
Flat Branch Mortgage, Inc.
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VA | 2 | 0.7% | 100% | $280,000 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 2 | 0.7% | 100% | $415,000 | |
T2 Financial LLC
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Conventional | 2 | 0.7% | 66.7% | $440,000 | |
Mutual of Omaha Mortgage
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VA | 2 | 0.7% | 66.7% | $360,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 0.7% | 100% | $300,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $155,000 | |
21St Mortgage
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Conventional | 2 | 0.7% | 40% | $190,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.7% | 28.6% | $140,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.7% | 100% | $235,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $235,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 100% | $195,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.4% | 100% | $515,000 | |
Newrez LLC
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VA | 1 | 0.4% | 50% | $345,000 | |
Nbkc Bank
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VA | 1 | 0.4% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
USDA | 1 | 0.4% | 100% | $95,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $235,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.4% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 13.21% |
USDA | 1 | 0.4% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 50% | $435,000 | View |
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A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.4% | 100% | $515,000 | |
Towne Mortgage Company
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FHA | 1 | 0.4% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.4% | 100% | $685,000 | View |
Zillow Home Loans, LLC
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VA | 1 | 0.4% | 100% | $315,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $615,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
VA | 1 | 0.4% | 100% | $345,000 | View |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Carthage Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carthage, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Carthage? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carthage in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carthage, NC
Use these to narrow the list above. Each category shows how many Carthage, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Carthage, NC
Independent mortgage companies closed 83.4 percent of home loans in Carthage, North Carolina in 2025, banks 7 percent and credit unions 9.6 percent. Goprime Mortgage, Inc. was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carthage, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Carthage, North Carolina with 4 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Carthage, North Carolina in 2025, led by Rocket Mortgage with 4. 40 lenders closed VA loans, led by Nfm, Inc, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 8 credit unions closed home loans in Carthage, North Carolina in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carthage, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carthage, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carthage. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
