Mortgage Lenders and Brokers in Webster, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Webster, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Holt Rd, Webster, NY 14580A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank950 Hard Rd, Webster, NY 14580A+5.0 ★Texas Ratio: 4.11%, Citizens Bank, NACitizens Bank, NA1950 Empire Blvd, Webster, NY 14580A+5.0 ★Texas Ratio: 5.44%, Canandaigua National Bank & TrustCanandaigua National Bank & Trust1998 Empire Blvd, Webster, NY 14580A5.0 ★Texas Ratio: 7.08%, Bank of America NABank of America NA980 Ridge Rd, Webster, NY 14580A+5.0 ★Texas Ratio: 4.14%, Nbt Bank NANbt Bank NA1075 Ridge Road Suite 100, Webster, NY 14580A+5.0 ★Texas Ratio: 3.43%, Community Bank, N.A.Community Bank, N.A.26 E Church St, Adams, NY 13605A+5.0 ★Texas Ratio: 3.83%, Northwest BankNorthwest Bank475 Plank Rd, Webster, NY 14580A+5.0 ★Texas Ratio: 3.99%, Keybank National AssociationKeybank National Association980 Ridge Rd, Webster, NY 14580A+5.0 ★Texas Ratio: 4.81%, and ESL Federal Credit UnionESL Federal Credit Union1055 Ridge Rd, Webster, NY 14580. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Webster, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Webster are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Webster, New York
Market share is the lender's share of all home loans closed in Webster, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Webster 920 Holt Rd, Webster, NY 14580 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
1.5% | 100% | $268,333 | View |
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1 office in Webster 950 Hard Rd, Webster, NY 14580 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +10 HELOCs |
1% | 100% | $225,000 | View |
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2 offices in Webster 1950 Empire Blvd, Webster, NY 14580 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +11 HELOCs |
0.5% | 100% | $135,000 | View |
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2 offices in Webster 1998 Empire Blvd, Webster, NY 14580 A5.0 ★Texas Ratio: 7.08% |
Conventional, HELOC | 1 +9 HELOCs |
0.5% | 100% | $35,000 | View |
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1 office in Webster 980 Ridge Rd, Webster, NY 14580 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $215,000 | View |
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1 office in Webster 1075 Ridge Road Suite 100, Webster, NY 14580 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $95,000 | View |
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1 office in Webster 26 E Church St, Adams, NY 13605 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
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1 office in Webster 475 Plank Rd, Webster, NY 14580 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
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2 offices in Webster 980 Ridge Rd, Webster, NY 14580 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
ESL Federal Credit Union
1055 Ridge Rd, Webster, NY 14580 |
Conventional, FHA, HELOC | 24 +70 HELOCs |
11.8% | 83.3% | $220,000 | |
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1850 Winton Rd S, Rochester, NY 14618 A+5.0 ★Texas Ratio: 3.91% |
Conventional, Jumbo | 24 | 11.8% | 100% | $379,583 | View |
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870 Holt Rd, Webster, NY 14580 9103 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 5 +5 HELOCs |
2.5% | 62.5% | $173,000 | View |
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113 HOLLAND AVE, ALBANY, NY 12208 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 5 | 2.5% | 45.5% | $157,000 | View |
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★ 5 stars, 1 review 311 Grant Avenue Rd, Auburn, NY 13021 A+5.0 ★Texas Ratio: 4.04% |
Conventional, Jumbo | 4 | 2% | 100% | $270,000 | View |
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850 Ridge Rd, Webster, NY 14580 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 3 +7 HELOCs |
1.5% | 100% | $218,333 | View |
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2290 Delaware Ave Ste 100, BUFFALO, NY 14216 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +3 HELOCs |
1% | 75% | $170,000 | View |
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815 Ridge Rd, Webster, NY 14580 2410 A+5.0 ★Texas Ratio: 0.40% |
Conventional | 2 | 1% | 100% | $70,000 | View |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1% | 100% | $135,000 | View |
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1321 Pittsford Mendon Rd, Mendon, NY 14506 9733 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $315,000 | View |
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★ 5 stars, 1 review 604 Main St, Arcade, NY 14009 A5.0 ★Texas Ratio: 6.37% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
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65 state st, Auburn, NY 13021 A5.0 ★Texas Ratio: 7.78% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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8836 State Route 434, Apalachin, NY 13732 A+5.0 ★Texas Ratio: 5.30% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
300 Crosspoint Pkwy, Getzville, NY 14068 1606 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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900 Holt Rd, Webster, NY 14580 A5.0 ★Texas Ratio: 10.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premium Mortgage Corporation
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Conventional, VA | 36 | 17.6% | 100% | $298,611 | |
1St Priority Mortgage, Inc.
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Conventional, VA | 11 | 5.4% | 100% | $314,090 | |
Hometown Funding, INC. D/B/A CNB Mortgage Company
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Conventional | 8 | 3.9% | 100% | $343,750 | |
Hunt Mortgage Corporation
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Conventional | 3 | 1.5% | 100% | $331,666 | |
Syracuse Fire Department EMPL FCU
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.5% | 100% | $265,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 11.3% | 82.1% | $209,347 | |
Primelending
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Conventional, FHA | 8 | 3.9% | 100% | $297,500 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 7 | 3.4% | 100% | $217,857 | |
Newrez LLC
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Conventional, FHA | 4 | 2% | 80% | $200,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 2% | 100% | $250,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.5% | 60% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $70,000 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 1% | 66.7% | $170,000 | |
Kinecta Federal Credit Union
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Conventional, HELOC | 1 +9 HELOCs |
0.5% | 100% | $305,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $285,000 | View |
Uif Corporation
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Webster Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Webster, New York
Looking for mortgage lenders near me or mortgage brokers near me in Webster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Webster in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Webster, NY
Use these to narrow the list above. Each category shows how many Webster, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Webster, NY
Independent mortgage companies closed 47.1 percent of home loans in Webster, New York in 2025, banks 29.4 percent and credit unions 23.5 percent. Better Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and ESL Federal Credit Union the largest credit union. Among lenders headquartered in New York, M&T Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Webster, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Webster, New York with 3 loans, about 1.5 percent of the market. The largest lender headquartered in New York was M&T Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Webster, New York in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 14 credit unions closed home loans in Webster, New York in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Webster, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Webster, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Webster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
