Mortgage Lenders and Brokers in Rocky Hill, New Jersey
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Rocky Hill, New Jersey mortgage lenders include Bank of America NABank of America NA1 Washington St, Rocky Hill, NJ 08553A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Flagstar Bank NAFlagstar Bank NA171 Broadway # 173, Bayonne, NJ 07002D3.3 ★Texas Ratio: 35.11%, HomeBridge Financial Services, IncHomeBridge Financial Services, IncIselin, NJ, United Wholesale Mortgage, Rocket Mortgage, Northeast Equitable Mortgage LLC, and Pentagon Federal Credit Union. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rocky Hill, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rocky Hill are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rocky Hill, New Jersey
Market share is the lender's share of all home loans closed in Rocky Hill, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Rocky Hill 1 Washington St, Rocky Hill, NJ 08553 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 14.3% | 100% | $555,000 | View |
|
171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, VA | 3 | 42.9% | 100% | $388,333 | |
Rocket Mortgage
|
Conventional | 1 | 14.3% | 100% | $65,000 | |
Northeast Equitable Mortgage LLC
|
Conventional | 1 | 14.3% | 100% | $575,000 | |
Pentagon Federal Credit Union
|
Conventional | 1 | 14.3% | 100% | $635,000 |
Rocky Hill Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rocky Hill, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Rocky Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rocky Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rocky Hill, NJ
Use these to narrow the list above. Each category shows how many Rocky Hill, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Rocky Hill, NJ
Independent mortgage companies closed 71.4 percent of home loans in Rocky Hill, New Jersey in 2025, banks 14.3 percent and credit unions 14.3 percent. HomeBridge Financial Services, Inc was the largest mortgage company, Bank of America NA the largest bank and Pentagon Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, HomeBridge Financial Services, Inc led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rocky Hill, NJ
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Rocky Hill, New Jersey with 0 loans, about 0 percent of the market. The largest lender headquartered in New Jersey was HomeBridge Financial Services, Inc with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 1 credit unions closed home loans in Rocky Hill, New Jersey in 2025, alongside 4 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rocky Hill, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rocky Hill, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rocky Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
