Mortgage Lenders and Brokers in Flemington, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Flemington, New Jersey mortgage lenders include Bank of America NABank of America NA78 Church Street, Flemington, NJ 08822A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.240 Us Highway 202 31 N, Flemington, NJ 08822A+5.0 ★Texas Ratio: 4.24%, Somerset Regal BankSomerset Regal Bank141 Broad St, Flemington, NJ 08822A+5.0 ★Texas Ratio: 0.00%, TD BankTD Bank1 Royal Rd, Flemington, NJ 08822A+5.0 ★Texas Ratio: 3.71%, Provident BankProvident Bank30 Route 31, Flemington, NJ 08822A+5.0 ★Texas Ratio: 3.46%, Affinity Federal Credit UnionAffinity Federal Credit Union275 US Highway 202 31 S, Flemington, NJ 08822A5.0 ★Texas Ratio: 9.20%, Univest Bank and Trust Co.Univest Bank and Trust Co.921 West Ave, Ocean City, NJ 08226A5.0 ★Texas Ratio: 6.10%, Citizens Bank, NACitizens Bank, NA698 Route 202, Flemington, NJ 08822A+5.0 ★Texas Ratio: 5.44%, Riegel FCURiegel FCU25 Reaville Ave, Flemington, NJ 08822 1714A+5.0 ★Texas Ratio: 4.61%, and Picatinny Federal Credit UnionPicatinny Federal Credit Union340 E Main St, Denville, NJ 07834 2527A+5.0 ★Texas Ratio: 3.83%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Flemington, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Flemington are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Flemington, New Jersey
Market share is the lender's share of all home loans closed in Flemington, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Flemington 78 Church Street, Flemington, NJ 08822 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
5.9% | 100% | $290,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Flemington 240 Us Highway 202 31 N, Flemington, NJ 08822 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
2.9% | 100% | $185,000 | View |
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1 office in Flemington 141 Broad St, Flemington, NJ 08822 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 2.9% | 100% | $185,000 | View |
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1 office in Flemington 1 Royal Rd, Flemington, NJ 08822 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1 office in Flemington 30 Route 31, Flemington, NJ 08822 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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275 US Highway 202 31 S, Flemington, NJ 08822 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +2 HELOCs |
2.9% | 100% | $285,000 | View |
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921 West Ave, Ocean City, NJ 08226 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 2.9% | 100% | $565,000 | View |
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698 Route 202, Flemington, NJ 08822 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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25 Reaville Ave, Flemington, NJ 08822 1714 A+5.0 ★Texas Ratio: 4.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Financial Resources LLC
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Conventional | 1 | 2.9% | 100% | $645,000 | |
Absolute Home Mortgage
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Conventional | 1 | 2.9% | 100% | $345,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional | 6 | 17.6% | 100% | $271,666 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 5.9% | 100% | $500,000 | |
Freedom Mortgage Corporation
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Conventional | 2 | 5.9% | 100% | $430,000 | |
loanDepot.com LLC
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Conventional | 2 | 5.9% | 100% | $365,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 5.9% | 100% | $390,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 2.9% | 100% | $415,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 2.9% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 2.9% | 100% | $445,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 2.9% | 100% | $515,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 2.9% | 100% | $495,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 2.9% | 100% | $405,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 2.9% | 100% | $685,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 2.9% | 100% | $535,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 2.9% | 100% | $195,000 | |
Nations Lending Corporation
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Conventional | 1 | 2.9% | 100% | $305,000 | |
Mortgage Research Center
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VA | 1 | 2.9% | 100% | $485,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 2.9% | 100% | $295,000 | |
Philadelphia Federal Credit Un
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Flemington Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Flemington, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Flemington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Flemington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Flemington, NJ
Use these to narrow the list above. Each category shows how many Flemington, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Flemington, NJ
Independent mortgage companies closed 79.4 percent of home loans in Flemington, New Jersey in 2025, banks 17.6 percent and credit unions 2.9 percent. American Financial Resources LLC was the largest mortgage company, Bank of America NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Somerset Regal Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Flemington, NJ
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Flemington, New Jersey with 2 loans, about 5.9 percent of the market. The largest lender headquartered in New Jersey was Somerset Regal Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Flemington, New Jersey in 2025, led by United Wholesale Mortgage with 1. 1 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 4 credit unions closed home loans in Flemington, New Jersey in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Flemington, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Flemington, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Flemington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
