Mortgage Lenders and Brokers in Elmer, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elmer, New Jersey mortgage lenders include First National Bank of ElmerFirst National Bank of Elmer130 Harding Highway, Elmer, NJ 08318, Millville Savings BankMillville Savings Bank100 Albertson St, Millville, NJ 08332A+5.0 ★Texas Ratio: 0.50%, Franklin BankFranklin Bank2039 Delsea Dr, Franklinville, NJ 08322A+5.0 ★Texas Ratio: 1.02%, Acre Mortgage & Financial, Inc.Acre Mortgage & Financial, Inc.Marlton, NJ, Members First of NJ FCUMembers First of NJ FCUVineland, NJ, Rocket Mortgage, New American Funding, LLC., United Wholesale Mortgage, Pennymac Loan Services LLC, and Fairway Independent Mort Corp. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elmer, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elmer are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elmer, New Jersey
Market share is the lender's share of all home loans closed in Elmer, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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First National Bank of Elmer
130 Harding Highway, Elmer, NJ 08318 |
Conventional | 1 | 3.7% | 100% | $105,000 | |
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100 Albertson St, Millville, NJ 08332 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 3.7% | 100% | $215,000 | View |
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2039 Delsea Dr, Franklinville, NJ 08322 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 3.7% | 100% | $45,000 | View |
Acre Mortgage & Financial, Inc.
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Conventional, FHA | 2 | 7.4% | 100% | $210,000 | |
Members First of NJ FCU
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Conventional | 1 | 3.7% | 100% | $155,000 | |
Rocket Mortgage
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Conventional, FHA | 3 | 11.1% | 100% | $171,666 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
7.4% | 100% | $115,000 | |
United Wholesale Mortgage
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FHA, VA | 2 | 7.4% | 66.7% | $350,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 7.4% | 100% | $275,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 7.4% | 100% | $340,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 3.7% | 50% | $235,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 3.7% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 3.7% | 100% | $295,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 3.7% | 100% | $225,000 | |
American Financial Network, Inc.
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FHA | 1 | 3.7% | 50% | $385,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 3.7% | 50% | $205,000 | |
Nfm, Inc
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Conventional | 1 | 3.7% | 100% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 3.7% | 100% | $325,000 | View |
Louviers Federal Credit Union
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Conventional | 1 | 3.7% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 3.7% | 100% | $85,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elmer Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elmer, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Elmer? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elmer in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elmer, NJ
Use these to narrow the list above. Each category shows how many Elmer, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Elmer, NJ
Independent mortgage companies closed 70.4 percent of home loans in Elmer, New Jersey in 2025, banks 14.8 percent and credit unions 14.8 percent. Acre Mortgage & Financial, Inc. was the largest mortgage company, First National Bank of Elmer the largest bank and Members First of NJ FCU the largest credit union. Among lenders headquartered in New Jersey, First National Bank of Elmer led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elmer, NJ
By home loans closed in 2025, First National Bank of Elmer was the largest mortgage lender in Elmer, New Jersey with 1 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Elmer, New Jersey in 2025, led by Pennymac Loan Services LLC with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 4 credit unions closed home loans in Elmer, New Jersey in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elmer, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elmer, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elmer. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
