Mortgage Lenders and Brokers in Enfield, New Hampshire
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Enfield, New Hampshire mortgage lenders include Mascoma BankMascoma Bank13 Main St, Enfield, NH 03748A+5.0 ★Texas Ratio: 1.41%, Service Federal Credit UnionService Federal Credit Union85 State ROUTE 101A, Amherst, NH 03031 2216A-4.9 ★Texas Ratio: 16.25%, Lighthouse Federal Credit UnionLighthouse Federal Credit Union730 Main St, Berlin, NH 03570A+5.0 ★Texas Ratio: 3.05%, Eastern BankEastern Bank1 Atwood Ln, Bedford, NH 03110A+5.0 ★Texas Ratio: 2.61%, Citizens Bank, NACitizens Bank, NA199 State Route 101 Unit 1a, Amherst, NH 03031A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA46 S River Rd, Bedford, NH 03110A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank92 Main St, Alton, NH 03809A+5.0 ★Texas Ratio: 3.71%, Harborone Mortgage, LLCHarborone Mortgage, LLCManchester, NH, EMM Loans LLC, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Enfield, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Enfield are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Enfield, New Hampshire
Market share is the lender's share of all home loans closed in Enfield, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Enfield 13 Main St, Enfield, NH 03748 A+5.0 ★Texas Ratio: 1.41% |
Conventional, Jumbo, HELOC | 15 +18 HELOCs |
21.4% | 94.1% | $411,000 | View |
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85 State ROUTE 101A, Amherst, NH 03031 2216 A-4.9 ★Texas Ratio: 16.25% |
Conventional, HELOC | 3 +6 HELOCs |
4.3% | 100% | $168,333 | View |
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730 Main St, Berlin, NH 03570 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 3 +2 HELOCs |
4.3% | 75% | $65,000 | View |
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1 Atwood Ln, Bedford, NH 03110 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 1 | 1.4% | 100% | $95,000 | View |
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199 State Route 101 Unit 1a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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46 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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92 Main St, Alton, NH 03809 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Harborone Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $205,000 | |
EMM Loans LLC
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Conventional | 15 | 21.4% | 100% | $291,666 | |
Rocket Mortgage
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Conventional, VA | 6 | 8.6% | 85.7% | $166,666 | |
Bar Harbor Bank & Trust
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Conventional, HELOC | 4 +5 HELOCs |
5.7% | 80% | $282,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 4.3% | 100% | $531,666 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 2.9% | 100% | $310,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.9% | 100% | $210,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 2.9% | 100% | $250,000 | |
Mortgage Research Center
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FHA, VA | 2 | 2.9% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 1.4% | 100% | $25,000 | View |
Primelending
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VA | 1 | 1.4% | 100% | $485,000 | |
Nbkc Bank
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Conventional | 1 | 1.4% | 100% | $475,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.4% | 100% | $65,000 | |
802 Credit Union
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Conventional | 1 | 1.4% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 1.4% | 100% | $385,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.4% | 100% | $365,000 | |
Mission Loans, LLC
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FHA | 1 | 1.4% | 100% | $415,000 | |
Radius Financial Group Inc
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Conventional, Jumbo | 1 | 1.4% | 100% | $1,155,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.4% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.4% | 100% | $285,000 | View |
Signature Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Harborone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Enfield Mortgage Rate Trends
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Enfield, New Hampshire
Looking for mortgage lenders near me or mortgage brokers near me in Enfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Enfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Enfield, NH
Use these to narrow the list above. Each category shows how many Enfield, NH lenders fit and what that kind of lender is usually best for.
Who Lends in Enfield, NH
Independent mortgage companies closed 52.9 percent of home loans in Enfield, New Hampshire in 2025, banks 35.7 percent and credit unions 11.4 percent. EMM Loans LLC was the largest mortgage company, Mascoma Bank the largest bank and Service Federal Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Mascoma Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
More New Hampshire Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Enfield, NH
By home loans closed in 2025, Mascoma Bank was the largest mortgage lender in Enfield, New Hampshire with 15 loans, about 21.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Enfield, New Hampshire in 2025, led by United Wholesale Mortgage with 1. 6 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 5 credit unions closed home loans in Enfield, New Hampshire in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Enfield, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Enfield, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Enfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
