Mortgage Lenders and Brokers in Cold Springs, Nevada
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Cold Springs, Nevada mortgage lenders include US Bank, N.A.US Bank, N.A.3405 Market St, Carson City, NV 89706A+5.0 ★Texas Ratio: 2.85%, One Nevada Credit UnionOne Nevada Credit Union1090 W Sunset Rd Ste B, Henderson, NV 89014 6678A+5.0 ★Texas Ratio: 0.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3883 S Carson St, Carson City, NV 89701A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1811 College Pkwy, Carson City, NV 89706A+5.0 ★Texas Ratio: 3.72%, Greater Nevada MortgageGreater Nevada Mortgage4070 Silver Sage Dr, Carson City, NV 89701F1.0 ★Texas Ratio: 55.97%, Bank of America NABank of America NA947 Topsy Ln, Carson City, NV 89705A+5.0 ★Texas Ratio: 4.14%, Great Basin Federal Credit UnionGreat Basin Federal Credit Union9770 S Virginia St, Reno, NV 89511 5941A5.0 ★Texas Ratio: 7.21%, Valley West CorporationValley West CorporationLas Vegas, NV, Village Capital & InvestmentVillage Capital & InvestmentHenderson, NV, and Guild Mortgage Company. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cold Springs, Nevada in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cold Springs are listed first, then lenders elsewhere in Nevada, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cold Springs, Nevada
Market share is the lender's share of all home loans closed in Cold Springs, Nevada. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3405 Market St, Carson City, NV 89706 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +5 HELOCs |
1.7% | 33.3% | $133,000 | View |
|
1090 W Sunset Rd Ste B, Henderson, NV 89014 6678 A+5.0 ★Texas Ratio: 0.72% |
FHA, VA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $510,000 | View |
|
3883 S Carson St, Carson City, NV 89701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $365,000 | View |
|
1811 College Pkwy, Carson City, NV 89706 A+5.0 ★Texas Ratio: 3.72% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $475,000 | View |
|
4070 Silver Sage Dr, Carson City, NV 89701 F1.0 ★Texas Ratio: 55.97% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
|
947 Topsy Ln, Carson City, NV 89705 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
9770 S Virginia St, Reno, NV 89511 5941 A5.0 ★Texas Ratio: 7.21% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valley West Corporation
|
FHA | 1 | 0.3% | 100% | $415,000 | |
Village Capital & Investment
|
VA | 1 | 0.3% | 100% | $395,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 42 | 14% | 95.6% | $300,476 | |
Rocket Mortgage
|
Conventional, FHA, VA | 37 | 12.3% | 92.9% | $221,486 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA, VA | 18 | 6% | 100% | $373,333 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 15 | 5% | 80% | $381,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
4.7% | 100% | $375,000 | |
Primelending
|
Conventional, FHA, VA | 13 | 4.3% | 100% | $381,153 | |
United Federal Credit Union
|
Conventional, HELOC | 10 +3 HELOCs |
3.3% | 84.6% | $185,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 9 | 3% | 100% | $368,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 9 | 3% | 90% | $203,888 | |
Mortgage Research Center
|
VA | 9 | 3% | 64.3% | $437,222 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 8 +2 HELOCs |
2.7% | 100% | $383,750 | |
loanDepot.com LLC
|
Conventional, HELOC | 7 +2 HELOCs |
2.3% | 70% | $96,428 | |
Spring Eq, LLC
|
Conventional | 5 | 1.7% | 71.4% | $107,000 | |
Kind Lending, LLC
|
Conventional, VA | 4 | 1.3% | 100% | $332,500 | |
Nationstar Mortgage
|
Conventional | 4 | 1.3% | 80% | $70,000 | |
Paramount Residential Mortgage
|
FHA, VA, USDA | 4 | 1.3% | 100% | $360,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 3 | 1% | 100% | $418,333 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 3 | 1% | 100% | $438,333 | |
Newrez LLC
|
Conventional, FHA, VA | 3 | 1% | 75% | $241,666 | |
Planet Home Lending, LLC
|
FHA | 3 | 1% | 80% | $385,000 | |
Iserve Residential Lending
|
Conventional, FHA | 3 | 1% | 100% | $385,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 3 | 1% | 100% | $301,666 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 3 | 1% | 100% | $298,333 | |
The Loan Store, Inc
|
Conventional, USDA | 3 | 1% | 100% | $388,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 1% | 100% | $178,333 | View |
Better Mortgage Corporation
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $70,000 | |
American Financial Resources LLC
|
FHA, VA | 2 | 0.7% | 100% | $390,000 | |
American Financial Network, Inc.
|
FHA | 2 | 0.7% | 66.7% | $375,000 | |
Discover Bank
|
Conventional | 2 | 0.7% | 40% | $105,000 | |
Peak Residential Lending Inc
|
Conventional, FHA | 2 | 0.7% | 100% | $180,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.7% | 100% | $205,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional, FHA | 2 | 0.7% | 100% | $225,000 | |
Tjc Mortgage Inc
|
FHA, VA | 2 | 0.7% | 100% | $350,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.7% | 50% | $200,000 | |
Goodleap, LLC
|
VA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $345,000 | View |
|
A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 16.7% | $425,000 | |
|
A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.3% | 100% | $395,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Alameda Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $385,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.3% | 50% | $265,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
Infinity Equity Group, Inc.
|
Conventional | 1 | 0.3% | 100% | $415,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 50% | $75,000 | View |
Synergy One Lending, Inc.
|
FHA | 1 | 0.3% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.3% | 33.3% | $215,000 | |
West Coast Mortgage Group & Realty Co
|
Conventional | 1 | 0.3% | 100% | $455,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0.3% | 100% | $395,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $515,000 | View |
Evergreen Moneysource Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Intelliloan, Inc.
|
FHA | 1 | 0.3% | 100% | $445,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.3% | 100% | $295,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $455,000 | |
|
A5.0 ★Texas Ratio: 10.02% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
|
A+5.0 ★Texas Ratio: 1.95% |
FHA | 1 | 0.3% | 100% | $425,000 | View |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
Summit Funding.Inc
|
FHA | 1 | 0.3% | 100% | $525,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 2.29% |
VA | 1 | 0.3% | 100% | $405,000 | View |
Right Start Mortgage, Inc
|
VA | 1 | 0.3% | 50% | $405,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $195,000 | View |
21St Mortgage
|
Conventional | 1 | 0.3% | 33.3% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 50% | $135,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.3% | 100% | $395,000 | View |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.3% | 100% | $455,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Firefighters First Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Cold Springs Mortgage Rate Trends
Daily average mortgage rates for Nevada compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cold Springs, Nevada
Looking for mortgage lenders near me or mortgage brokers near me in Cold Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cold Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cold Springs, NV
Use these to narrow the list above. Each category shows how many Cold Springs, NV lenders fit and what that kind of lender is usually best for.
Who Lends in Cold Springs, NV
Independent mortgage companies closed 83.7 percent of home loans in Cold Springs, Nevada in 2025, banks 11 percent and credit unions 5.3 percent. Valley West Corporation was the largest mortgage company, US Bank, N.A. the largest bank and One Nevada Credit Union the largest credit union. Among lenders headquartered in Nevada, One Nevada Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nevada. Real property transfer tax of $1.95 per $500 of value statewide (about 0.39 percent), $2.05 per $500 in Washoe and Churchill counties, and $2.55 per $500 (0.51 percent) in Clark County; buyer and seller are jointly liable and the seller customarily pays. No mortgage recording tax.
More Nevada Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cold Springs, NV
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Cold Springs, Nevada with 5 loans, about 1.7 percent of the market. The largest lender headquartered in Nevada was One Nevada Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Cold Springs, Nevada in 2025, led by Guild Mortgage Company with 13. 23 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 11 credit unions closed home loans in Cold Springs, Nevada in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cold Springs, Nevada during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cold Springs, Nevada for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cold Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
